Jaguar XF Jaguar XF 2018 Kia Spectra Kia Spectra 2009

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Jaguar XF vs. Kia Spectra Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Jaguar XF vs. Kia Spectra Invoice Comparison

Lowest Total Price: $18,375

Kia Spectra EX   
Difference: $32,950

Lowest Total Invoice: $17,125

Kia Spectra EX   
Difference: $31,180

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  Down Payment Interest Rate Term
Model Year2018201820182018201820092009
ModelXFXFXFXFXFSpectraSpectra
TrimPremiumPrestigeR-SportPortfolioSEXSX
Body4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan
Base Price $49,765 $54,225 $58,125 $67,990 $63,865 $15,550 $16,450
Base Invoice $46,779 $50,972 $54,638 $63,911 $60,033 $14,540 $15,380
Metallic paint (extra cost) 565 565 565   565    
Rear spoiler           375  
Antilock brakes (ABS)           400 400
Alloy wheels           400  
Sunroof           750 750
Remote start           250 250
Metallic paint (extra cost) 531 531 531   531    
Rear spoiler           325  
Antilock brakes (ABS)           360 360
Alloy wheels           360  
Sunroof           675 675
Remote start           215 215
Options (change) 565 565 565 0 565 2,175 1,400
Options (change) 531 531 531 0 531 1,935 1,250
Destination 995 995 995 925 995 650 650
Total Price $51,325 $55,785 $59,685 $68,915 $65,425 $18,375 $18,500
Total Invoice $48,305 $52,498 $56,164 $64,836 $61,559 $17,125 $17,280

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

Dealer Price Quotes

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Request free, no-obligation Jaguar XF dealer quotes or Kia Spectra dealer quotes from dealers using our car quote form.

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TrueDelta Value Comparison: Jaguar XF vs. Kia Spectra

Lowest Adjusted Price and Invoice: Kia Spectra SX
TrueDelta Adjusted Price Difference: $25,845
TrueDelta Adjusted Invoice Difference: $24,454
Model Year2018201820182018201820092009
ModelXFXFXFXFXFSpectraSpectra
TrimPremiumPrestigeR-SportPortfolioSEXSX
Body4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan
Engine247hp I4247hp I4247hp I4296hp I4380hp V6138hp I4138hp I4
TransmissionT8T8T8T8T8M5M5
DrivetrainRWDRWDRWDRWDRWDFWDFWD
EPA Fuel Economy (city/highway)/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG
Audio (watts, speakers)380, 11380, 11380, 11825, 17380, 11?, 6?, 6
Tire (rear if not all the same)245/45-18245/40-19245/40-19245/40-19255/35-20195/60-15205/50-16
Total Price$51,325$55,785$59,685$68,915$65,425$18,375$18,500
Adjustments for Features-7,205-10,080-12,830-18,220-14,1550-225
Feature-Adjusted Total Price$44,120$45,705$46,855$50,695$51,270$18,375$18,275
Cost Above Minimum$0$1,585$2,735$6,575$7,150$100$0
Total Invoice$48,305$52,498$56,164$64,836$61,559$17,125$17,280
Adjustments for Features-6,781-9,486-12,073-17,142-13,3190-210
Feature-Adjusted Total Invoice$41,524$43,012$44,091$47,694$48,240$17,125$17,070
Cost Above Minimum$0$1,488$2,567$6,170$6,716$55$0

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Features Comparison: Jaguar XF vs. Kia Spectra

Model Year2018201820182018201820092009
ModelXFXFXFXFXFSpectraSpectra
TrimPremiumPrestigeR-SportPortfolioSEXSX
Body4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan
Transmission and Drivetrain 
8-speed manually-shiftable automatic$1300$1300$1300$1300$1300  
5-speed manual     $0$0
RWD$0$0$0$0$0  
FWD     $0$0
Accessories 
Hands-free trunk or liftgate   $100   
Heated steering wheel $100$100$100$100  
Power door closers   $300   
Power trunk closer   $350   
Proximity key $250$250$250$250  
Remote app$25$25$25$25$25  
Remote climate control$25$25$25$25$25  
Remote start     $150$150
Remote start via app$75$75$75$75$75  
Sunshade, rear, power   $225   
Sunshades, second row   $125   
Tilt steering wheel, manual     $150$150
Tilt/telescoping steering wheel, power$350$350$350$350$350  
Universal garage door opener$100$100$100$100$100  
Brakes, Airbags, and Other Safety 
Automatic braking, high-speed or partial  $200$200$200  
Automatic braking, low-speed  $200$200$200  
Blind spot warning system  $200$200$200  
Brake assist$50$50$50$50$50  
Crawl control$500$500$500$500$500  
Cross-traffic warning, front   $25   
Cross-traffic warning, rear  $100$100$100  
Driver drowsiness monitor  $150$150$150  
Forward collision warning  $200$200$200  
Lane departure prevention, steering-based  $200$200$200  
Lane departure warning  $200$200$200  
Obstacle detection, front $150$150$150$150  
Obstacle detection, rear $250$250$250$250  
Rearview camera$200$200$200$200$200  
Stability control$400$400$400$400$400  
Torque vectoring, brake-based$100$100$100$100$100  
Traction control$100$100$100$100$100  
Cargo Management 
Air-conditioned storage compartment   $50   
Climate Control 
Automatic air recirculation   $100   
Automatic climate control, front$200$200$200$200$200  
Dual-zone climate control$125$125$125$125$125  
Rain-sensing wipers$175$175$175$175$175  
Rear air vents$100$100$100 $100  
Rear air vents with automatic controls   $250   
Rear dual-zone climate control   $125   
Variable intermittent wipers     $75$75
Engine / Motor 
Automatic start / stop$150$150$150$150$150  
Regenerative braking$0$0$0$0$0  
Exterior 
Body kit  $0 $0 $0
Bodyside moldings     $75$75
Painted brake calipers (optional)    $0  
Rear spoiler  $200 $200$200$200
Infotainment 
4G LTE connectivity   $0   
App support $0$0$0$0  
Audio controls on steering wheel$125$125$125$125$125  
Bluetooth audio streaming$25$25$25$25$25  
Bluetooth cell phone link$100$100$100$100$100  
CD player   $125 $125$125
DVD-compatible player   $0   
HD radio$50$50$50$50$50  
Media drive   $15   
MP3-compatible player   $50 $50$50
Navigation system $600$600$600$600  
Satellite radio  $200$200$200  
SMS text-to-speech reader$25$25$25$25$25  
Surround sound   $250   
Telematics service, such as OnStar$200$200$200$200$200  
Traffic information $25$25$25$25  
USB port$25$25$25$25$25  
Voice control for nav and audio $100$100$100$100  
Voice recorder   $0   
Wi-Fi hotspot   $50   
Instruments, Lights, and Mirrors 
Auto-dimming driver-side mirror$75$75$75$75$75  
Auto-dimming headlights  $200$200$200  
Auto-dimming passenger-side mirror$75$75$75$75$75  
Auto-dimming rearview mirror$150$150$150$150$150  
Automatic headlights$125$125$125$125$125  
Automatic-off headlights     $25$25
Compass$0$0$0$0$0  
Cornering lights  $50$50$50  
Detailed driving style feedback$100$100$100$100$100  
Fog light, rear$100$100$100$100$100  
Fog lights     $125$125
Head-up display (HUD)   $350   
Headlight washers$50$50$50$50$50  
Illuminated visor mirror, driver$50$50$50$50$50  
Illuminated visor mirror, passenger$50$50$50$50$50  
Interior ambient lighting$150$150$150 $150  
Interior ambient lighting, configurable   $150   
Large color reconfigurable instrument cluster display   $250   
LED headlights  $1000$1000$1000  
Mirror tilt-down in reverse$25$25$25$25$25  
Outside temperature display$50$50$50$50$50  
Performance meter   $150   
Power-folding mirrors$50$50$50$50$50  
Steering-linked headlights  $150$150$150  
Trip computer$150$150$150$150$150  
Turn signals on or near mirrors$25$25$25$25$25  
Visor mirror, driver     $10$10
Visor mirror, passenger     $10$10
Xenon HID headlights$500$500     
Seats and Interior Trim 
Aluminum trim$100$100$100    
Center armrest(s), second row$50$50$50$50$50  
Cooled or ventilated front seats   $300   
Door sill trim plates$100$100$100 $100  
Heated front seats $200$200$200$200  
Heated second row seats   $200   
Illuminated door sill trim plates   $200   
Leather seating surfaces $900$900$900$900  
Leather-wrapped steering wheel$150$150$150$150$150 $150
Manual height adjuster, driver seat     $50$50
Memory system, driver seat$200$200$200$200$200  
Memory system, passenger seat   $150$150  
Metal pedals    $75 $75
Power 4-way lumbar adjuster, driver seat $150$150$150$150  
Power 4-way lumbar adjuster, passenger seat $150$150$150$150  
Power fore-aft adjuster, driver seat$100$100$100$100$100  
Power fore-aft adjuster, passenger seat$100$100$100$100$100  
Power headrest height adjuster, driver seat   $50   
Power headrest height adjuster, passenger seat   $50   
Power height adjuster, driver seat$100$100$100$100$100  
Power height adjuster, passenger seat$100$100$100$100$100  
Power recliner, driver seat$100$100$100$100$100  
Power recliner, passenger seat$100$100$100$100$100  
Power seatback bolsters, driver seat   $100$100  
Power seatback bolsters, passenger seat   $100$100  
Power thigh support length adjuster, driver seat   $100$100  
Power thigh support length adjuster, passenger seat   $100$100  
Power tilt adjuster, driver seat$100$100$100$100$100  
Power tilt adjuster, passenger seat$100$100$100$100$100  
Synthetic leather seating surfaces$0      
Synthetic suede headliner   $650   
Upgraded floor mats   $0   
Upholstered instrument panel$300$300$300 $300  
Upholstered instrument panel, leather   $1000   
Wood trim   $300$300  
Suspension, Wheels, and Tires 
Adaptive dampers - electrical    $500  
Electronic systems calibration selector$200$200$200$200$200  
Sport suspension (upgrade)      $0
Transmission 
Steering-wheel-mounted transmission controls$100$100$100$100$100  
Total Value of Features$8,250$11,125$13,875$19,265$15,200$1,045$1,270
Value of Feature Adjustments$7,205$10,080$12,830$18,220$14,155$0$225
Value of Feature Adjustments-6,781-9,486-12,073-17,142-13,3190-210

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Specifications Comparison: Jaguar XF vs. Kia Spectra

Model Year20182009
ModelXFSpectra
Body4dr Sedan4dr Sedan
Wheelbase116.5 in102.8 in
Length195.0 in177.2 in
Width74.0 in68.3 in
Height57.4 in57.9 in
Curb Weight3,605 lb.2,702 lb.
Fuel Capacity19.5 gal.14.5 gal.
Row 1 Headroom37.5 in40.0 in
Row 1 Shoulder Room57.0 in55.1 in
Row 1 Hip Room0.0 in52.4 in
Row 1 Legroom44.4 in42.8 in
Row 2 Headroom38.1 in38.2 in
Row 2 Shoulder Room54.9 in53.9 in
Row 2 Hip Room0.0 in53.9 in
Row 2 Legroom37.2 in35.4 in
Cargo Volume19.1 ft312.2 ft3

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