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Volvo XC90 vs. Volvo S40 Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Volvo XC90 vs. Volvo S40 Invoice Comparison

Lowest Total Price: $36,895

Volvo S40 T5   
Difference: $12,005

Lowest Total Invoice: $34,331

Volvo S40 T5   
Difference: $11,686

Calculate Payments

  Down Payment Interest Rate Term
Model Year20102006
ModelXC90S40
TrimV8T5
Body4dr SUV4dr Sedan
Base Price $47,500 $26,940
Base Invoice $44,650 $25,359
Metallic paint (extra cost) 550 475
Climate Package   675
Dynamic Trim Package   1,895
Premium Package   2,195
Stability control   695
5-speed shiftable automatic   1,250
AWD   1,775
Integrated second row child seats, two   300
Metallic paint (extra cost) 517 408
Climate Package   580
Dynamic Trim Package   1,629
Premium Package   1,887
Stability control   597
5-speed shiftable automatic   1,250
AWD   1,668
Integrated second row child seats, two   258
Options (change) 550 9,260
Options (change) 517 8,277
Destination 850 695
Total Price $48,900 $36,895
Total Invoice $46,017 $34,331

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

Dealer Price Quotes

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Request free, no-obligation Volvo XC90 dealer quotes or Volvo S40 dealer quotes from dealers using our car quote form.

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TrueDelta Value Comparison: Volvo XC90 vs. Volvo S40

Lowest Adjusted Price and Invoice: Volvo S40 T5
TrueDelta Adjusted Price Difference: $8,970
TrueDelta Adjusted Invoice Difference: $8,830
Model Year20102006
ModelXC90S40
TrimV8T5
Body4dr SUV4dr Sedan
Engine311hp V8218hp I5
TransmissionT6T5
DrivetrainAWDAWD
EPA Fuel Economy (city/highway)13/19 MPG20/28 MPG
Audio (watts, speakers)160, 880, 6
Tire (rear if not all the same)235/60-18205/50-17
Total Price$48,900$36,895
Adjustments for Features-3,0350
Feature-Adjusted Total Price$45,865$36,895
Total Invoice$46,017$34,331
Adjustments for Features-2,8560
Feature-Adjusted Total Invoice$43,161$34,331

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Features Comparison: Volvo XC90 vs. Volvo S40

Model Year20102006
ModelXC90S40
TrimV8T5
Body4dr SUV4dr Sedan
Transmission and Drivetrain 
6-speed manually-shiftable automatic$1100 
5-speed manually-shiftable automatic $1000
AWD$1700$1700
Accessories 
Remote window/roof operation $15
Universal garage door opener$100 
Brakes, Airbags, and Other Safety 
Obstacle detection, rear$250 
Rollover sensor$50 
Side curtain airbags $350
Side curtain airbags, three rows$500 
Tire-pressure monitor$75 
Cargo Management 
Aluminum roof rails$250 
Rear seat pass-through $100
Climate Control 
Rear air vents with manual controls$150 
Rear HVAC unit$400 
Rear wiper$175 
Exterior 
Body kit $0
Bodyside moldings $75
Deep-tinted rear windows$275 
Skid plate (one)$50 
Wheel-lip moldings$75 
Infotainment 
Aux input$50 
HD radio$50 
MP3-compatible player$50 
Rear seat audio controls$25 
Instruments, Lights, and Mirrors 
Compass$0 
Seats and Interior Trim 
Aluminum trim $100
Floor mats, third row (optional)$0 
Folding third row seats$600 
Integrated second row child seat, one$150 
Integrated second row child seats, two $225
Leather-wrapped steering wheel $150
Manual fore-aft center section, second row seat$25 
Wood trim$300 
Wood/leather-wrapped steering wheel$150 
Suspension, Wheels, and Tires 
Auto-leveling rear shocks$200 
Total Value of Features$6,750$3,715
Value of Feature Adjustments$3,035$0
Value of Feature Adjustments-2,8560

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See a complete comparison of Volvo XC90 vs. Volvo S40 features.

Specifications Comparison: Volvo XC90 vs. Volvo S40

Model Year20102006
ModelXC90S40
Body4dr SUV4dr Sedan
Wheelbase112.6 in103.9 in
Length188.9 in175.9 in
Width74.7 in69.7 in
Height70.2 in57.2 in
Curb Weight4,826 lb.3,447 lb.
Fuel Capacity21.1 gal.15.9 gal.
Row 1 Headroom39.7 in38.9 in
Row 1 Shoulder Room58.3 in55.2 in
Row 1 Hip Room55.4 in53.7 in
Row 1 Legroom41.0 in41.6 in
Row 2 Headroom38.4 in37.2 in
Row 2 Shoulder Room57.4 in54.1 in
Row 2 Hip Room54.1 in50.7 in
Row 2 Legroom34.6 in34.4 in
Row 3 Headroom35.5 in0.0 in
Row 3 Legroom30.1 in0.0 in
Cargo Volume,
Minimum		8.8 ft312.6 ft3
Cargo Volume,
Behind R2		43.3 ft312.6 ft3
Cargo Volume,
Maximum		85.1 ft312.6 ft3

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See a complete comparison of Volvo XC90 vs. Volvo S40 specs.

Option Package Details
Volvo S40 T5

AWD
FeatureValueRequested?
AWD0Yes
Sport suspension (upgrade)250Yes
Total Requested250100%
Total Not Requested00%
Climate Package
FeatureValueRequested?
Heated front seats200Yes
Rain-sensing wipers100Yes
Headlight washers50Yes
Total Requested350100%
Total Not Requested00%
Dynamic Trim Package
FeatureValueRequested?
Body kit0No
Rear spoiler200Yes
Sport suspension (upgrade)250Yes
205/50R17 tires400No
Total Requested45053%
Total Not Requested40047%
Premium Package
FeatureValueRequested?
Leather seating surfaces900Yes
Sunroof900Yes
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Manual lumbar adjuster, passenger seat50Yes
Memory system, driver seat200Yes
Power height adjuster, passenger seat100Yes
Power tilt adjuster, passenger seat100Yes
Total Requested2450100%
Total Not Requested00%

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