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Volvo XC90 vs. BMW X3 Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Volvo XC90 vs. BMW X3 Invoice Comparison

Lowest Total Price: $47,045

Volvo XC90 3.2   
Difference: $950

Lowest Total Invoice: $44,276

Volvo XC90 3.2   
Difference: $559

Calculate Payments

  Down Payment Interest Rate Term
Model Year201320132016201620162016
ModelXC90XC90X3X3X3X3
Trim3.23.2 R-DesignsDrive28ixDrive28ixDrive28dxDrive35i
Body4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV
Base Price $39,700 $42,500 $38,950 $40,950 $42,450 $46,800
Base Invoice $37,318 $39,950 $36,515 $38,355 $39,735 $43,735
Platinum Package 5,200 3,100        
Upgraded leather upholstery 0          
Wood trim 0          
Climate Package 700 700        
Metallic paint (extra cost) 550 550 550 550 550 550
Driver Assistance Package     950 950 950 950
Navigation system     1,950 1,950 1,950 1,950
Text dictation     0 0 0 0
Steering-linked headlights     900 900 900  
Premium Package     3,200 3,200 3,200 2,200
Heated front seats     500 500 500 500
Platinum Package 4,888 2,914        
Upgraded leather upholstery 0          
Wood trim 0          
Climate Package 658 658        
Metallic paint (extra cost) 517 517 500 500 500 500
Driver Assistance Package     865 865 865 865
Navigation system     1,775 1,775 1,775 1,775
Text dictation     0 0 0 0
Steering-linked headlights     820 820 820  
Premium Package     2,910 2,910 2,910 2,000
Heated front seats     455 455 455 455
Options (change) 6,450 4,350 8,050 8,050 8,050 6,150
Options (change) 6,063 4,089 7,325 7,325 7,325 5,595
Destination 895 895 995 995 995 995
Total Price $47,045 $47,745 $47,995 $49,995 $51,495 $53,945
Total Invoice $44,276 $44,934 $44,835 $46,675 $48,055 $50,325

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

Dealer Price Quotes

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TrueDelta Value Comparison: Volvo XC90 vs. BMW X3

Lowest Adjusted Price and Invoice: BMW X3 sDrive28i
TrueDelta Adjusted Price Difference: $410
TrueDelta Adjusted Invoice Difference: $710
Model Year201320132016201620162016
ModelXC90XC90X3X3X3X3
Trim3.23.2 R-DesignsDrive28ixDrive28ixDrive28dxDrive35i
Body4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV
Engine240hp I6240hp I6240hp I4240hp I4180hp I4 D300hp I6
TransmissionT6T6T8T8T8T8
DrivetrainFWDFWDRWDAWDAWDAWD
EPA Fuel Economy (city/highway)/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG
Audio (watts, speakers)650, 12650, 12205, 12205, 12205, 12600, 16
Tire (rear if not all the same)235/60-18255/50-19245/50-18245/50-18245/50-18245/50-18
Total Price$47,045$47,745$47,995$49,995$51,495$53,945
Adjustments for Features-2000-1,560-3,510-3,510-3,760
Feature-Adjusted Total Price$46,845$47,745$46,435$46,485$47,985$50,185
Cost Above Minimum$0$900$0$50$1,550$3,750
Total Invoice$44,276$44,934$44,835$46,675$48,055$50,325
Adjustments for Features-1880-1,457-3,277-3,276-3,508
Feature-Adjusted Total Invoice$44,088$44,934$43,378$43,398$44,779$46,817
Cost Above Minimum$0$846$0$20$1,401$3,439

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Features Comparison: Volvo XC90 vs. BMW X3

Model Year201320132016201620162016
ModelXC90XC90X3X3X3X3
Trim3.23.2 R-DesignsDrive28ixDrive28ixDrive28dxDrive35i
Body4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV
Transmission and Drivetrain 
6-speed manually-shiftable automatic$1100$1100    
8-speed manually-shiftable automatic  $1300$1300$1300$1300
FWD$0$0    
RWD  $0   
AWD   $1700$1700$1700
Accessories 
Hands-free trunk or liftgate  $100$100$100$100
Power liftgate  $350$350$350$350
Proximity key  $250$250$250$250
Remote app  $25$25$25$25
Remote window/roof operation  $15$15$15$15
Brakes, Airbags, and Other Safety 
Hill descent control   $250$250$250
Obstacle detection, front  $150$150$150$150
Rollover sensor$50$50    
Side curtain airbags  $350$350$350$350
Side curtain airbags, three rows$500$500    
Temporary spare tire$150$150    
Tires, run-flat  $150$150$150$150
Cargo Management 
Cargo area rails w/tie downs  $50$50$50$50
Cargo cover  $75$75$75$75
Cargo mat  $40$40$40$40
Cargo organizer$100$100    
Liftglass or two-piece tailgate$150$150    
Trailering equipment (4 wire)  $125$125$125$125
Climate Control 
Heated windshield washer nozzles  $15$15$15$15
Rear HVAC unit$400$400    
Engine / Motor 
Automatic start / stop  $150$150$150$150
Regenerative braking  $0$0$0$0
Exterior 
Bodyside cladding (gray/black)  $250$250$250$250
Bright-finished exhaust tip(s)  $25$25$25$25
Panoramic sunroof  $1200$1200$1200$1200
Sunroof$900$900    
Infotainment 
4G LTE connectivity  $0$0$0$0
App support  $0$0$0$0
DVD-compatible player  $0$0$0$0
Handwriting recognition  $200$200$200$200
In-vehicle Internet  $150$150$150$150
Media drive  $15$15$15$15
Navigation map updates, three years  $0$0$0$0
Rear seat audio controls$25$25    
S Voice support  $0$0$0$0
Satellite radio$200$200    
Satellite radio - one year subscription  $250$250$250$250
Siri Eyes Free support  $0$0$0$0
SMS text-to-speech reader  $25$25$25$25
Surround sound$250$250   $250
Telematics service, such as OnStar  $200$200$200$200
Text dictation  $50$50$50$50
Traffic + travel information  $25$25$25$25
Traffic information$25$25    
Voice control for external devices  $0$0$0$0
Voice control for nav and audio  $100$100$100$100
Voice recorder  $0$0$0$0
Instruments, Lights, and Mirrors 
Auto-dimming driver-side mirror  $75$75$75$75
Auto-dimming passenger-side mirror  $75$75$75$75
Auto-dimming rearview mirror  $150$150$150$150
Automatic headlights  $125$125$125$125
Automatic-off headlights$25$25    
Compass$0$0    
Fog light, rear$100$100    
Fog lights  $125$125$125$125
Headlight washers$50$50    
Interior ambient lighting  $150$150$150$150
Mirror tilt-down in reverse  $25$25$25$25
Power-folding mirrors  $50$50$50$50
Seats and Interior Trim 
Aluminum trim $100    
Door sill trim plates$100$100    
Floor mats, third row (optional)$0$0    
Folding passenger seat$150$150    
Folding third row seats$600$600    
Integrated second row child seat, one$150$150    
Leather seating surfaces, third-row seats$200$200    
Manual fore-aft center section, second row seat$25$25    
Manual lumbar adjuster, driver seat$50$50    
Manual lumbar adjuster, passenger seat$50$50    
Power 4-way lumbar adjuster, driver seat  $150$150$150$150
Power 4-way lumbar adjuster, passenger seat  $150$150$150$150
Wood trim$300 $300$300$300$300
Suspension, Wheels, and Tires 
Auto-leveling rear shocks$200$200    
Electronic systems calibration selector  $200$200$200$200
Sport suspension (upgrade)$0$0    
Total Value of Features$5,850$5,650$7,210$9,160$9,160$9,410
Value of Feature Adjustments$200$0$1,560$3,510$3,510$3,760
Value of Feature Adjustments-1880-1,457-3,277-3,276-3,508

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Specifications Comparison: Volvo XC90 vs. BMW X3

Model Year20132016
ModelXC90X3
Body4dr SUV4dr SUV
Wheelbase112.6 in110.6 in
Length188.9 in183.8 in
Width74.7 in74.1 in
Height70.2 in66.1 in
Curb Weight4,545 lb.4,031 lb.
Fuel Capacity21.1 gal.17.7 gal.
Row 1 Headroom39.7 in40.7 in
Row 1 Shoulder Room58.3 in57.3 in
Row 1 Hip Room55.4 in0.0 in
Row 1 Legroom41.0 in39.9 in
Row 2 Headroom38.4 in39.1 in
Row 2 Shoulder Room57.4 in56.0 in
Row 2 Hip Room54.1 in0.0 in
Row 2 Legroom34.6 in36.5 in
Row 3 Headroom35.5 in0.0 in
Row 3 Legroom30.1 in0.0 in
Cargo Volume,
Minimum
8.8 ft327.6 ft3
Cargo Volume,
Behind R2
43.3 ft327.6 ft3
Cargo Volume,
Maximum
85.1 ft363.3 ft3

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Option Package Details
Volvo XC90 3.2

Platinum Package
FeatureValueRequested?
Navigation system600Yes
Rearview camera200Yes
Surround sound250Yes
Traffic information25Yes
Unbranded, 650W, 12 speakers (with subwoofer)350No
Universal garage door opener100Yes
Steering-linked headlights150Yes
Xenon HID headlights500Yes
Compass0No
Cargo organizer100No
Total Requested182580%
Total Not Requested45020%
Climate Package
FeatureValueRequested?
Heated front seats200Yes
Automatic air recirculation100Yes
Total Requested300100%
Total Not Requested00%

Option Package Details
Volvo XC90 3.2 R-Design

Platinum Package
FeatureValueRequested?
Navigation system600Yes
Rearview camera200Yes
Surround sound250Yes
Traffic information25Yes
Unbranded, 650W, 12 speakers (with subwoofer)350No
Universal garage door opener100Yes
Compass0No
Cargo organizer100No
Total Requested117572%
Total Not Requested45028%
Climate Package
FeatureValueRequested?
Heated front seats200Yes
Automatic air recirculation100Yes
Total Requested300100%
Total Not Requested00%

Option Package Details
BMW X3 sDrive28i

Steering-linked headlights
FeatureValueRequested?
Steering-linked headlights150Yes
Xenon HID headlights500Yes
Total Requested650100%
Total Not Requested00%
Driver Assistance Package
FeatureValueRequested?
Obstacle detection, front150No
Obstacle detection, rear250Yes
Rearview camera200Yes
Total Requested45075%
Total Not Requested15025%
Navigation system
FeatureValueRequested?
DVD-compatible player0No
Voice control for nav and audio100No
Media drive15No
In-vehicle Internet150No
Handwriting recognition200No
Siri Eyes Free support0No
S Voice support0No
4G LTE connectivity0No
Navigation map updates, three years0No
Navigation system600Yes
Traffic + travel information25No
App support0No
Remote app25No
Total Requested60054%
Total Not Requested51546%
Premium Package
FeatureValueRequested?
Leather seating surfaces900Yes
Power 4-way lumbar adjuster, driver seat150No
Power 4-way lumbar adjuster, passenger seat150No
Panoramic sunroof1200No
Proximity key250No
Satellite radio - one year subscription250No
Hands-free trunk or liftgate100No
Total Requested90030%
Total Not Requested210070%

Option Package Details
BMW X3 xDrive28i

Steering-linked headlights
FeatureValueRequested?
Steering-linked headlights150Yes
Xenon HID headlights500Yes
Total Requested650100%
Total Not Requested00%
Driver Assistance Package
FeatureValueRequested?
Obstacle detection, front150No
Obstacle detection, rear250Yes
Rearview camera200Yes
Total Requested45075%
Total Not Requested15025%
Navigation system
FeatureValueRequested?
DVD-compatible player0No
Voice control for nav and audio100No
Media drive15No
In-vehicle Internet150No
Handwriting recognition200No
Siri Eyes Free support0No
S Voice support0No
4G LTE connectivity0No
Navigation map updates, three years0No
Navigation system600Yes
Traffic + travel information25No
App support0No
Remote app25No
Total Requested60054%
Total Not Requested51546%
Premium Package
FeatureValueRequested?
Leather seating surfaces900Yes
Power 4-way lumbar adjuster, driver seat150No
Power 4-way lumbar adjuster, passenger seat150No
Panoramic sunroof1200No
Proximity key250No
Satellite radio - one year subscription250No
Hands-free trunk or liftgate100No
Total Requested90030%
Total Not Requested210070%

Option Package Details
BMW X3 xDrive28d

Steering-linked headlights
FeatureValueRequested?
Steering-linked headlights150Yes
Xenon HID headlights500Yes
Total Requested650100%
Total Not Requested00%
Driver Assistance Package
FeatureValueRequested?
Obstacle detection, front150No
Obstacle detection, rear250Yes
Rearview camera200Yes
Total Requested45075%
Total Not Requested15025%
Navigation system
FeatureValueRequested?
DVD-compatible player0No
Voice control for nav and audio100No
Media drive15No
In-vehicle Internet150No
Handwriting recognition200No
Siri Eyes Free support0No
S Voice support0No
4G LTE connectivity0No
Navigation map updates, three years0No
Navigation system600Yes
Traffic + travel information25No
App support0No
Remote app25No
Total Requested60054%
Total Not Requested51546%
Premium Package
FeatureValueRequested?
Leather seating surfaces900Yes
Power 4-way lumbar adjuster, driver seat150No
Power 4-way lumbar adjuster, passenger seat150No
Panoramic sunroof1200No
Proximity key250No
Satellite radio - one year subscription250No
Hands-free trunk or liftgate100No
Total Requested90030%
Total Not Requested210070%

Option Package Details
BMW X3 xDrive35i

Driver Assistance Package
FeatureValueRequested?
Obstacle detection, front150No
Obstacle detection, rear250Yes
Rearview camera200Yes
Total Requested45075%
Total Not Requested15025%
Navigation system
FeatureValueRequested?
DVD-compatible player0No
Voice control for nav and audio100No
Media drive15No
In-vehicle Internet150No
Handwriting recognition200No
Siri Eyes Free support0No
S Voice support0No
4G LTE connectivity0No
Navigation map updates, three years0No
Navigation system600Yes
Traffic + travel information25No
App support0No
Remote app25No
Total Requested60054%
Total Not Requested51546%
Premium Package
FeatureValueRequested?
Leather seating surfaces900Yes
Power 4-way lumbar adjuster, driver seat150No
Power 4-way lumbar adjuster, passenger seat150No
Proximity key250No
Satellite radio - one year subscription250No
Hands-free trunk or liftgate100No
Total Requested90050%
Total Not Requested90050%

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