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Kia Optima vs. Volvo S90 Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Kia Optima vs. Volvo S90 Invoice Comparison

Lowest Total Price: $25,090

Kia Optima EX   
Difference: $25,350

Lowest Total Invoice: $23,350

Kia Optima EX   
Difference: $24,123

Calculate Payments

  Down Payment Interest Rate Term
Model Year201020182018201820182018
ModelOptimaS90S90S90S90S90
TrimEXT5 MomentumT6 MomentumT8 MomentumT6 InscriptionT8 Inscription
Body4dr Sedan4dr Sedan, ext.4dr Sedan, ext.4dr Sedan, ext.4dr Sedan, ext.4dr Sedan, ext.
Base Price $20,995 $48,100 $54,100 $63,650 $58,600 $68,150
Base Invoice $19,620 $45,214 $50,854 $59,831 $55,084 $64,061
Premium Package 2,200          
Navigation system 1,200          
Metallic paint (extra cost)   595 595 595 595 595
Heated front seats   750        
Premium Package 1,960          
Navigation system 1,075          
Metallic paint (extra cost)   559 559 559 559 559
Heated front seats   705        
Options (change) 3,400 1,345 595 595 595 595
Options (change) 3,035 1,264 559 559 559 559
Destination 695 995 995 995 995 995
Gas Tax 0 0 0 -5,002 0 -5,002
Total Price $25,090 $50,440 $55,690 $60,238 $60,190 $64,738
Total Invoice $23,350 $47,473 $52,408 $56,383 $56,638 $60,613

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

Dealer Price Quotes

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Request free, no-obligation Kia Optima dealer quotes or Volvo S90 dealer quotes from dealers using our car quote form.

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TrueDelta Value Comparison: Kia Optima vs. Volvo S90

Lowest Adjusted Price and Invoice: Kia Optima EX
TrueDelta Adjusted Price Difference: $16,600
TrueDelta Adjusted Invoice Difference: $15,888
Model Year201020182018201820182018
ModelOptimaS90S90S90S90S90
TrimEXT5 MomentumT6 MomentumT8 MomentumT6 InscriptionT8 Inscription
Body4dr Sedan4dr Sedan, ext.4dr Sedan, ext.4dr Sedan, ext.4dr Sedan, ext.4dr Sedan, ext.
Engine175hp I4250hp I4316hp I4313hp I4 PiH316hp I4313hp I4 PiH
TransmissionT5T8T8T8T8T8
DrivetrainFWDFWDAWDAWDAWDAWD
EPA Fuel Economy (city/highway)/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG
Audio (watts, speakers)360, 7224, 10224, 10224, 10224, 10224, 10
Tire (rear if not all the same)215/50-17245/45-18245/45-18255/40-19255/40-19255/40-19
Total Price$25,090$50,440$55,690$60,238$60,190$64,738
Adjustments for Features0-8,750-10,600-10,275-13,350-12,450
Feature-Adjusted Total Price$25,090$41,690$45,090$49,963$46,840$52,288
Cost Above Minimum$0$0$3,400$8,273$5,150$10,598
Total Invoice$23,350$47,473$52,408$56,383$56,638$60,613
Adjustments for Features0-8,235-9,975-9,617-12,562-11,657
Feature-Adjusted Total Invoice$23,350$39,238$42,433$46,766$44,076$48,956
Cost Above Minimum$0$0$3,195$7,528$4,838$9,718

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Features Comparison: Kia Optima vs. Volvo S90

Model Year201020182018201820182018
ModelOptimaS90S90S90S90S90
TrimEXT5 MomentumT6 MomentumT8 MomentumT6 InscriptionT8 Inscription
Body4dr Sedan4dr Sedan, ext.4dr Sedan, ext.4dr Sedan, ext.4dr Sedan, ext.4dr Sedan, ext.
Transmission and Drivetrain 
5-speed manually-shiftable automatic$1000     
8-speed manually-shiftable automatic $1300$1300$1300$1300$1300
FWD$0$0    
AWD  $1700$1700$1700$1700
Accessories 
Active noise reduction $0$0$0$0$0
Adaptive cruise control, all-speed $850$850$850$850$850
Cruise control$150     
Heated steering wheel $100    
Power-adjustable pedals$125     
Proximity key $250$250$250$250$250
Remote app $25$25$25$25$25
Sunshade, rear$125     
Sunshades, second row    $125$125
Universal garage door opener$100     
Brakes, Airbags, and Other Safety 
Automatic braking, high-speed or partial $200$200$200$200$200
Automatic braking, low-speed $200$200$200$200$200
Blind spot warning system $200$200$200$200$200
Collision preparation system, rear $100$100$100$100$100
Cross-traffic warning, rear $100$100$100$100$100
Cyclist detection $25$25$25$25$25
Driver drowsiness monitor $150$150$150$150$150
Following distance indicator $25$25$25$25$25
Forward collision warning $200$200$200$200$200
Intersection collision mitigation $100$100$100$100$100
Knee airbag, driver $75$75$75$75$75
Lane departure warning $200$200$200$200$200
Lane keeping assist $400$400$400$400$400
Obstacle detection, rear $250$250$250$250$250
Pedestrian detection $50$50$50$50$50
Radar- or camera-based collision preparation system $0$0$0$0$0
Rearview camera $200$200$200$200$200
Rollover sensor $50$50$50$50$50
Run-off road collision prepartion $25$25$25$25$25
Secondary collision brake assist $25$25$25$25$25
Temporary spare tire$150$150$150 $150 
Cargo Management 
Air-conditioned storage compartment    $50 
Overhead sunglass holder$25     
Rear seat pass-through $100$100$100$100$100
Climate Control 
Automatic air recirculation $100$100$100$100$100
Dual-zone climate control $125$125$125$125$125
Rain-sensing wipers $175$175$175$175$175
Rear air vents $100$100$100 $100
Rear air vents with automatic controls    $250 
Rear dual-zone climate control    $125 
Variable intermittent wipers$75     
Engine / Motor 
10 kWh battery pack   $0 $0
3.5 kW onboard charger   $0 $0
Automatic start / stop $150$150$150$150$150
Regenerative braking $0$0 $0 
Exterior 
Bodyside moldings$75     
Bright-finished exhaust tip(s) $25$25$25$25$25
Laminated front side windows $200$200$200$200$200
Laminated rear side windows $100$100$100$100$100
Panoramic sunroof $1200$1200$1200$1200$1200
Sunroof$900     
Infotainment 
Android Auto support $100$100$100$100$100
App support $0$0$0$0$0
Apple CarPlay support $100$100$100$100$100
Bluetooth audio streaming $25$25$25$25$25
Bluetooth cell phone link $100$100$100$100$100
CD player$125     
Handwriting recognition $200$200$200$200$200
HD radio $50$50$50$50$50
In-vehicle Internet $150$150$150$150$150
MP3-compatible player$50     
SMS text-to-speech reader $25$25$25$25$25
Telematics service, such as OnStar $200$200$200$200$200
Traffic information $25$25$25$25$25
Voice control for nav and audio $100$100$100$100$100
Wi-Fi hotspot $50$50$50$50$50
Instruments, Lights, and Mirrors 
Auto-dimming driver-side mirror $75$75$75$75$75
Auto-dimming headlights $200$200$200$200$200
Auto-dimming passenger-side mirror $75$75$75$75$75
Compass$0     
Digital instruments $0   $0
Fog light, rear $100$100$100$100$100
Fog lights$125$125$125 $125 
Headlight washers    $50$50
Interior ambient lighting$150   $150$150
Large color reconfigurable instrument cluster display  $250$250$250 
LED headlights $1000$1000$1000$1000$1000
Mirror tilt-down in reverse $25$25$25$25$25
Power-folding mirrors $50$50$50$50$50
Road sign information $75$75$75$75$75
Spotter mirror(s) $50$50$50$50$50
Steering-linked fog lights $50$50 $50 
Steering-linked headlights    $150$150
Seats and Interior Trim 
Cooled or ventilated front seats    $300$300
Door sill trim plates$100$100$100$100  
Illuminated door sill trim plates    $200$200
Leather door panel trim $250$250$250$250$250
Manual lumbar adjuster, driver seat$50     
Memory system, driver seat $200$200$200$200$200
Memory system, passenger seat    $150$150
Power 4-way lumbar adjuster, driver seat $150$150$150$150$150
Power 4-way lumbar adjuster, passenger seat $150$150$150$150$150
Power height adjuster, passenger seat $100$100$100$100$100
Power seatback bolsters, driver seat    $100$100
Power seatback bolsters, passenger seat    $100$100
Power thigh support length adjuster, driver seat    $100$100
Power thigh support length adjuster, passenger seat    $100$100
Power tilt adjuster, passenger seat $100$100$100$100$100
Power-folding headrests, second row seats $50$50$50$50$50
Upholstered instrument panel, leather    $1000$1000
Wood trim $300$300$300$300$300
Suspension, Wheels, and Tires 
Alloy wheels$350$350$350   
Electronic systems calibration selector $200$200$200$200$200
Polished alloy wheels   $350$350$350
Total Value of Features$3,675$12,425$14,275$13,950$17,025$16,125
Value of Feature Adjustments$0$8,750$10,600$10,275$13,350$12,450
Value of Feature Adjustments0-8,235-9,975-9,617-12,562-11,657

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See a complete comparison of Kia Optima vs. Volvo S90 features.

Specifications Comparison: Kia Optima vs. Volvo S90

Model Year20102018
ModelOptimaS90
Body4dr Sedan4dr Sedan, ext.
Wheelbase107.1 in120.5 in
Length189.0 in200.1 in
Width71.1 in74.0 in
Height58.3 in57.1 in
Curb Weight3,158 lb.3,871 lb.
Fuel Capacity16.4 gal.14.5 gal.
Row 1 Headroom39.8 in37.8 in
Row 1 Shoulder Room57.1 in57.5 in
Row 1 Hip Room54.5 in56.4 in
Row 1 Legroom43.7 in42.2 in
Row 2 Headroom38.0 in37.8 in
Row 2 Shoulder Room56.3 in55.4 in
Row 2 Hip Room54.7 in54.9 in
Row 2 Legroom37.8 in40.4 in
Cargo Volume15.0 ft315.4 ft3

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See a complete comparison of Kia Optima vs. Volvo S90 specs.

Option Package Details
Kia Optima EX

Premium Package
FeatureValueRequested?
215/50VR17 tires400No
Power-adjustable pedals125No
Heated front seats200Yes
Sunroof900Yes
CD changer, in-dash200No
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Sunshade, rear125No
Infinity, 360W, 7 speakers (with subwoofer)350No
Total Requested130052%
Total Not Requested120048%

Option Package Details
Volvo S90 T5 Momentum

Heated front seats
FeatureValueRequested?
Heated front seats200Yes
Heated steering wheel100No
Total Requested20067%
Total Not Requested10033%

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