Jaguar XF Jaguar XF 2018 Kia Optima Kia Optima 2018

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Jaguar XF vs. Kia Optima Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Jaguar XF vs. Kia Optima Invoice Comparison

Lowest Total Price: $37,270

Kia Optima SX   
Difference: $28,145

Lowest Total Invoice: $34,571

Kia Optima SX   
Difference: $26,979

Calculate Payments

  Down Payment Interest Rate Term
Model Year2018201820182018
ModelXFXFXFOptima
TrimR-SportPortfolioSSX
Body4dr Sedan4dr Sedan4dr Sedan4dr Sedan
Base Price $58,125 $67,990 $63,865 $30,500
Base Invoice $54,638 $63,911 $60,033 $28,380
Comfort & Convenience Package 2,235   2,235  
Driver Assistance Package 3,495 3,495 3,495  
Metallic paint (extra cost) 565   565  
Universal garage door opener       350
Technology Package       3,000
Limited Package       2,100
Remote start       425
Comfort & Convenience Package 2,101   2,101  
Driver Assistance Package 3,285 3,285 3,285  
Metallic paint (extra cost) 531   531  
Universal garage door opener       291
Technology Package       2,727
Limited Package       1,925
Remote start       353
Options (change) 6,295 3,495 6,295 5,875
Options (change) 5,917 3,285 5,917 5,296
Destination 995 925 995 895
Total Price $65,415 $72,410 $71,155 $37,270
Total Invoice $61,550 $68,121 $66,945 $34,571

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

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TrueDelta Value Comparison: Jaguar XF vs. Kia Optima

Lowest Adjusted Price and Invoice: Kia Optima SX
TrueDelta Adjusted Price Difference: $25,685
TrueDelta Adjusted Invoice Difference: $24,664
Model Year2018201820182018
ModelXFXFXFOptima
TrimR-SportPortfolioSSX
Body4dr Sedan4dr Sedan4dr Sedan4dr Sedan
Engine247hp I4296hp I4380hp V6245hp I4
TransmissionT8T8T8T6
DrivetrainRWDRWDRWDFWD
EPA Fuel Economy (city/highway)/ MPG/ MPG/ MPG/ MPG
Audio (watts, speakers)380, 11825, 17380, 11630, 10
Tire (rear if not all the same)245/40-19245/40-19255/35-20235/45-18
Total Price$65,415$72,410$71,155$37,270
Adjustments for Features-2,460-6,600-3,7850
Feature-Adjusted Total Price$62,955$65,810$67,370$37,270
Cost Above Minimum$0$2,855$4,415$0
Total Invoice$61,550$68,121$66,945$34,571
Adjustments for Features-2,315-6,209-3,5610
Feature-Adjusted Total Invoice$59,235$61,912$63,384$34,571
Cost Above Minimum$0$2,677$4,149$0

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Features Comparison: Jaguar XF vs. Kia Optima

Model Year2018201820182018
ModelXFXFXFOptima
TrimR-SportPortfolioSSX
Body4dr Sedan4dr Sedan4dr Sedan4dr Sedan
Transmission and Drivetrain 
8-speed manually-shiftable automatic$1300$1300$1300 
6-speed manually-shiftable automatic   $1100
RWD$0$0$0 
FWD   $0
Accessories 
Adaptive cruise control, all-speed   $850
Adaptive cruise control, all-speed, road sign aware$1000$1000$1000 
Hands-free trunk or liftgate$100$100$100 
Power door closers$300$300$300 
Power trunk closer$350$350$350 
Proximity trunk or liftgate opener   $125
Remote app$25$25$25 
Remote climate control$25$25$25 
Remote start   $150
Remote start via app$75$75$75 
Semi-automated parking system$500$500$500 
Sunshade, rear, power $225  
Sunshades, second row $125 $125
Tilt/telescoping steering wheel, manual   $250
Tilt/telescoping steering wheel, power$350$350$350 
Brakes, Airbags, and Other Safety 
911 assist   $25
Crawl control$500$500$500 
Cross-traffic warning, front $25  
Driver drowsiness monitor$150$150$150 
Knee airbag, driver   $75
Lane departure prevention, steering-based$200$200$200 
Obstacle detection, front$150$150$150 
Obstacle detection, side$100$100$100 
Rollover sensor   $50
Torque vectoring, brake-based$100$100$100 
Vehicle health reports   $0
Wide-view front camera$150$150$150 
Cargo Management 
Air-conditioned storage compartment $50  
Cargo mat   $40
Climate Control 
Automatic air recirculation $100  
Rain-sensing wipers$175$175$175 
Rear air vents$100 $100$100
Rear air vents with automatic controls $250  
Rear dual-zone climate control $125  
Variable intermittent wipers   $75
Engine / Motor 
Automatic start / stop$150$150$150 
Regenerative braking$0$0$0 
Exterior 
Body kit$0 $0 
Laminated front side windows   $200
Painted brake calipers (optional)  $0$0
Panoramic sunroof   $1200
Rear spoiler$200 $200$200
Sunroof$900$900$900 
Infotainment 
4G LTE connectivity $0  
Android Auto support   $100
Apple CarPlay support   $100
CD player $125  
DVD-compatible player $0  
Media drive $15  
MP3-compatible player $50  
Surround sound $250 $250
Telematics service, such as OnStar$200$200$200 
Voice control for external devices   $0
Voice recorder $0  
Wi-Fi hotspot $50  
Instruments, Lights, and Mirrors 
Approach detection   $25
Auto-dimming driver-side mirror$75$75$75 
Auto-dimming passenger-side mirror$75$75$75 
Cornering lights$50$50$50 
Detailed driving style feedback$100$100$100 
Fog light, rear$100$100$100 
Fog lights   $125
Head-up display (HUD) $350  
Headlight washers$50$50$50 
Interior ambient lighting$150 $150$150
Interior ambient lighting, configurable $150  
Large color reconfigurable instrument cluster display $250  
Mirror tilt-down in reverse$25$25$25 
Performance meter $150  
Road sign information$75$75$75 
Seats and Interior Trim 
Aluminum trim$100   
Door sill trim plates$100 $100 
Illuminated door sill trim plates $200  
Memory system, passenger seat $150$150 
Metal pedals  $75$75
Power 4-way lumbar adjuster, passenger seat$150$150$150 
Power headrest height adjuster, driver seat $50  
Power headrest height adjuster, passenger seat $50  
Power lumbar adjuster, passenger seat   $100
Power seatback bolsters, driver seat $100$100 
Power seatback bolsters, passenger seat $100$100 
Power thigh support length adjuster, driver seat $100$100 
Power thigh support length adjuster, passenger seat $100$100 
Synthetic suede headliner $650  
Upgraded floor mats $0  
Upholstered instrument panel$300 $300 
Upholstered instrument panel, leather $1000  
Wood trim $300$300 
Suspension, Wheels, and Tires 
Adaptive dampers - electrical  $500 
Alloy wheels$350$350$350 
Chrome-plated alloy wheels   $850
Performance steering system (optional)   $0
Sport suspension (upgrade)   $0
Total Value of Features$8,800$12,940$10,125$6,340
Value of Feature Adjustments$2,460$6,600$3,785$0
Value of Feature Adjustments-2,315-6,209-3,5610

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Specifications Comparison: Jaguar XF vs. Kia Optima

Model Year20182018
ModelXFOptima
Body4dr Sedan4dr Sedan
Wheelbase116.5 in110.4 in
Length195.0 in191.1 in
Width74.0 in73.2 in
Height57.4 in57.7 in
Curb Weight3,605 lb.3,220 lb.
Fuel Capacity19.5 gal.18.5 gal.
Row 1 Headroom37.5 in39.8 in
Row 1 Shoulder Room57.0 in58.1 in
Row 1 Hip Room0.0 in56.0 in
Row 1 Legroom44.4 in45.5 in
Row 2 Headroom38.1 in37.8 in
Row 2 Shoulder Room54.9 in56.4 in
Row 2 Hip Room0.0 in56.0 in
Row 2 Legroom37.2 in35.6 in
Cargo Volume19.1 ft315.9 ft3

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Option Package Details
Jaguar XF R-Sport

Comfort & Convenience Package
FeatureValueRequested?
Power trunk closer350No
Heated second row seats200Yes
Cooled or ventilated front seats300Yes
Power door closers300No
Hands-free trunk or liftgate100Yes
Total Requested60048%
Total Not Requested65052%
Driver Assistance Package
FeatureValueRequested?
Semi-automated parking system500No
Around view cameras300Yes
Wide-view front camera150No
Road sign information75No
Obstacle detection, side100No
Adaptive cruise control, all-speed, road sign aware850No
Total Requested30015%
Total Not Requested167585%

Option Package Details
Jaguar XF Portfolio

Driver Assistance Package
FeatureValueRequested?
Semi-automated parking system500No
Around view cameras300Yes
Wide-view front camera150No
Road sign information75No
Obstacle detection, side100No
Adaptive cruise control, all-speed, road sign aware850No
Total Requested30015%
Total Not Requested167585%

Option Package Details
Jaguar XF S

Comfort & Convenience Package
FeatureValueRequested?
Power trunk closer350No
Heated second row seats200Yes
Cooled or ventilated front seats300Yes
Power door closers300No
Hands-free trunk or liftgate100Yes
Total Requested60048%
Total Not Requested65052%
Driver Assistance Package
FeatureValueRequested?
Semi-automated parking system500No
Around view cameras300Yes
Wide-view front camera150No
Road sign information75No
Obstacle detection, side100No
Adaptive cruise control, all-speed, road sign aware850No
Total Requested30015%
Total Not Requested167585%

Option Package Details
Kia Optima SX

Universal garage door opener
FeatureValueRequested?
Universal garage door opener100Yes
Compass0Yes
Total Requested100100%
Total Not Requested00%
Technology Package
FeatureValueRequested?
Auto-dimming headlights200Yes
Surround sound250Yes
Lane departure warning200Yes
Adaptive cruise control, all-speed700Yes
Automatic braking, low-speed200Yes
Automatic braking, high-speed or partial200Yes
Forward collision warning200Yes
Harman/Kardon, 630W, 10 speakers (with subwoofer)350No
Navigation system600Yes
Voice control for nav and audio100Yes
Traffic information25Yes
HD radio50Yes
Total Requested272589%
Total Not Requested35011%
Limited Package
FeatureValueRequested?
Upgraded leather upholstery0No
Heated second row seats200Yes
Sunshades, second row125Yes
Heated steering wheel100Yes
Additional chrome trim0No
Special interior trim0No
Dark-colored headliner (optional)0No
Around view cameras300Yes
Chrome-plated alloy wheels500No
Total Requested72559%
Total Not Requested50041%

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