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Kia Optima vs. Volvo XC90 Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Kia Optima vs. Volvo XC90 Invoice Comparison

Lowest Total Price: $35,300

Kia Optima SX   
Difference: $17,960

Lowest Total Invoice: $32,975

Kia Optima SX   
Difference: $16,671

Calculate Payments

  Down Payment Interest Rate Term
Model Year20132006
ModelOptimaXC90
TrimSXV8
Body4dr Sedan4dr SUV
Base Price $26,800 $46,400
Base Invoice $25,040 $43,651
Limited Package 3,350  
Navigation system 1,400 2,120
Premium Package 2,950  
Climate Package   675
Touring Package   1,795
Metallic paint (extra cost)   475
Xenon HID headlights   700
Polished alloy wheels   400
Limited Package 3,250  
Navigation system 1,250 1,823
Premium Package 2,635  
Climate Package   580
Touring Package   1,543
Metallic paint (extra cost)   408
Xenon HID headlights   602
Polished alloy wheels   344
Options (change) 7,700 6,165
Options (change) 7,135 5,300
Destination 800 695
Total Price $35,300 $53,260
Total Invoice $32,975 $49,646

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

Dealer Price Quotes

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Request free, no-obligation Kia Optima dealer quotes or Volvo XC90 dealer quotes from dealers using our car quote form.

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TrueDelta Value Comparison: Kia Optima vs. Volvo XC90

Lowest Adjusted Price and Invoice: Kia Optima SX
TrueDelta Adjusted Price Difference: $15,260
TrueDelta Adjusted Invoice Difference: $14,154
Model Year20132006
ModelOptimaXC90
TrimSXV8
Body4dr Sedan4dr SUV
Engine274hp I4311hp V8
TransmissionT6T6
DrivetrainFWDAWD
EPA Fuel Economy (city/highway)22/34 MPG15/21 MPG
Audio (watts, speakers)550, 12305, 12
Tire (rear if not all the same)225/45-18235/60-18
Total Price$35,300$53,260
Adjustments for Features0-2,700
Feature-Adjusted Total Price$35,300$50,560
Total Invoice$32,975$49,646
Adjustments for Features0-2,517
Feature-Adjusted Total Invoice$32,975$47,129

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Features Comparison: Kia Optima vs. Volvo XC90

Model Year20132006
ModelOptimaXC90
TrimSXV8
Body4dr Sedan4dr SUV
Transmission and Drivetrain 
6-speed manually-shiftable automatic$1100$1100
FWD$0 
AWD $1700
Accessories 
Proximity key$250 
Brakes, Airbags, and Other Safety 
911 assist$25 
Rearview camera$200 
Rollover sensor $50
Side curtain airbags$350 
Side curtain airbags, three rows $500
Vehicle health reports$0 
Cargo Management 
Air-conditioned storage compartment$50 
Overhead sunglass holder$25 
Roof rails $250
Climate Control 
Rain-sensing wipers $175
Rear air vents$100 
Rear air vents with manual controls $150
Rear HVAC unit $400
Rear wiper $175
Variable intermittent wipers$75 
Exterior 
Body kit$0 
Deep-tinted rear windows $275
Painted brake calipers (optional)$0 
Panoramic sunroof$1200 
Skid plate (one) $50
Sunroof $900
Wheel-lip moldings $75
Infotainment 
App support$0 
Aux input$50 
Bluetooth audio streaming$25 
Bluetooth cell phone link$100 
CD changer, in-dash $325
CD player$125 
HD radio$50 
MP3-compatible player$50 
Rear seat audio controls $25
Satellite radio$200 
Surround sound $250
Traffic information$25 
Voice control for nav and audio$100 
Instruments, Lights, and Mirrors 
Automatic headlights$125 
Automatic-off headlights $25
Compass$0 
Fog light, rear $100
Headlight washers $50
Power-folding mirrors$50 
Speaker lights$100 
Seats and Interior Trim 
Aluminum trim$100 
Cooled or ventilated front seats$300 
Floor mats $75
Floor mats, third row (optional) $0
Folding passenger seat $150
Folding third row seats $600
Heated second row seats$200 
Illuminated door sill trim plates$200 
Integrated second row child seat, one $150
Manual fore-aft center section, second row seat $25
Manual lumbar adjuster, driver seat $50
Manual lumbar adjuster, passenger seat $50
Power height adjuster, passenger seat $100
Power lumbar adjuster, driver seat$100 
Power tilt adjuster, passenger seat $100
Suspension, Wheels, and Tires 
Auto-leveling rear shocks $200
Transmission 
Steering-wheel-mounted transmission controls$100 
Total Value of Features$5,375$8,075
Value of Feature Adjustments$0$2,700
Value of Feature Adjustments0-2,517

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See a complete comparison of Kia Optima vs. Volvo XC90 features.

Specifications Comparison: Kia Optima vs. Volvo XC90

Model Year20132006
ModelOptimaXC90
Body4dr Sedan4dr SUV
Wheelbase110.0 in112.6 in
Length190.7 in188.9 in
Width72.1 in74.7 in
Height57.3 in70.2 in
Curb Weight3,385 lb.4,612 lb.
Fuel Capacity18.5 gal.21.1 gal.
Row 1 Headroom40.0 in39.7 in
Row 1 Shoulder Room57.2 in58.3 in
Row 1 Hip Room54.7 in55.4 in
Row 1 Legroom45.5 in41.0 in
Row 2 Headroom37.6 in38.4 in
Row 2 Shoulder Room55.7 in57.4 in
Row 2 Hip Room54.5 in54.1 in
Row 2 Legroom34.7 in34.6 in
Row 3 Headroom0.0 in35.5 in
Row 3 Legroom0.0 in30.1 in
Cargo Volume,
Minimum		15.4 ft38.8 ft3
Cargo Volume,
Behind R2		15.443.3 ft3
Cargo Volume,
Maximum		15.485.1 ft3

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See a complete comparison of Kia Optima vs. Volvo XC90 specs.

Option Package Details
Kia Optima SX

Limited Package
FeatureValueRequested?
Upgraded leather upholstery-450No
Wood trim300Yes
Leather seating surfaces450Yes
Wood/leather-wrapped steering wheel150Yes
Additional chrome trim0No
First-aid kit15No
Upholstered door panels, leather250No
Chrome-plated alloy wheels500No
Painted brake calipers (optional)0No
Total Requested90074%
Total Not Requested31526%
Premium Package
FeatureValueRequested?
Heated front seats200Yes
Heated second row seats200No
Cooled or ventilated front seats300No
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Memory system, driver seat200Yes
Panoramic sunroof1200No
Power-folding mirrors50No
HD radio50No
Infinity, 550W, 12 speakers (with subwoofer)350No
Rearview camera200No
Voice control for external devices0No
SMS text-to-speech reader25No
Vehicle health reports0No
911 assist25No
Bluetooth audio streaming25No
Media drive, small5No
App support0No
Total Requested60020%
Total Not Requested243080%

Option Package Details
Volvo XC90 V8

Polished alloy wheels
FeatureValueRequested?
Polished alloy wheels350Yes
235/60R18 tires400No
Total Requested35047%
Total Not Requested40053%
Climate Package
FeatureValueRequested?
Heated front seats200Yes
Headlight washers50No
Total Requested20080%
Total Not Requested5020%
Touring Package
FeatureValueRequested?
Wood trim300Yes
Wood/leather-wrapped steering wheel150Yes
Surround sound250No
235/60R18 tires400No
Unbranded, 305W, 12 speakers350No
Total Requested45031%
Total Not Requested100069%

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