Volvo XC90 Volvo XC90 2018 Kia Optima Kia Optima 2008

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Volvo XC90 vs. Kia Optima Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Volvo XC90 vs. Kia Optima Invoice Comparison

Lowest Total Price: $24,120

Kia Optima EX   
Difference: $26,520

Lowest Total Invoice: $22,335

Kia Optima EX   
Difference: $25,326

Calculate Payments

  Down Payment Interest Rate Term
Model Year201820182018201820182018201820182008
ModelXC90XC90XC90XC90XC90XC90XC90XC90Optima
TrimT5 MomentumT6 MomentumT8 MomentumT5 R-DesignT6 R-DesignT8 R-DesignT6 InscriptionT8 InscriptionEX
Body4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr Sedan
Base Price $46,900 $54,050 $64,950 $52,300 $58,050 $68,950 $59,150 $70,050 $19,895
Base Invoice $44,086 $50,807 $61,053 $49,162 $54,567 $64,813 $55,601 $65,847 $18,510
Metallic paint (extra cost) 595 595 595 595 595 595 595 595  
Leather seating surfaces 1,400                
Heated front seats 750     750          
Premium Package                 1,300
Stability control                 650
Convenience Package                 700
Appearance Package                 700
Rear spoiler                 200
Metallic paint (extra cost) 559 559 559 559 559 559 559 559  
Leather seating surfaces 1,316                
Heated front seats 705     705          
Premium Package                 1,160
Stability control                 580
Convenience Package                 625
Appearance Package                 625
Rear spoiler                 160
Options (change) 2,745 595 595 1,345 595 595 595 595 3,550
Options (change) 2,580 559 559 1,264 559 559 559 559 3,150
Destination 995 995 995 995 995 995 995 995 675
Gas Tax 0 0 -5,002 0 0 -5,002 0 -5,002 0
Total Price $50,640 $55,640 $61,538 $54,640 $59,640 $65,538 $60,740 $66,638 $24,120
Total Invoice $47,661 $52,361 $57,605 $51,421 $56,121 $61,365 $57,155 $62,399 $22,335

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

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TrueDelta Value Comparison: Volvo XC90 vs. Kia Optima

Lowest Adjusted Price and Invoice: Kia Optima EX
TrueDelta Adjusted Price Difference: $15,670
TrueDelta Adjusted Invoice Difference: $15,114
Model Year201820182018201820182018201820182008
ModelXC90XC90XC90XC90XC90XC90XC90XC90Optima
TrimT5 MomentumT6 MomentumT8 MomentumT5 R-DesignT6 R-DesignT8 R-DesignT6 InscriptionT8 InscriptionEX
Body4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr Sedan
Engine250hp I4316hp I4313hp I4 PiH250hp I4316hp I4313hp I4 PiH316hp I4313hp I4 PiH162hp I4
TransmissionT8T8T8T8T8T8T8T8T5
DrivetrainFWDAWDAWDFWDAWDAWDAWDAWDFWD
EPA Fuel Economy (city/highway)/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG
Audio (watts, speakers)330, 10330, 10330, 10330, 10330, 10330, 10330, 10330, 10360, 7
Tire (rear if not all the same)235/60-18235/55-19235/55-19275/45-20275/45-20275/45-20275/45-20275/45-20215/50-17
Total Price$50,640$55,640$61,538$54,640$59,640$65,538$60,740$66,638$24,120
Adjustments for Features-10,850-14,125-13,800-12,275-15,300-14,975-15,790-15,4650
Feature-Adjusted Total Price$39,790$41,515$47,738$42,365$44,340$50,563$44,950$51,173$24,120
Cost Above Minimum$0$1,725$7,948$2,575$4,550$10,773$5,160$11,383$0
Total Invoice$47,661$52,361$57,605$51,421$56,121$61,365$57,155$62,399$22,335
Adjustments for Features-10,212-13,293-12,918-11,552-14,397-14,021-14,858-14,4810
Feature-Adjusted Total Invoice$37,449$39,068$44,687$39,869$41,724$47,344$42,297$47,918$22,335
Cost Above Minimum$0$1,619$7,238$2,420$4,275$9,895$4,848$10,469$0

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Features Comparison: Volvo XC90 vs. Kia Optima

Model Year201820182018201820182018201820182008
ModelXC90XC90XC90XC90XC90XC90XC90XC90Optima
TrimT5 MomentumT6 MomentumT8 MomentumT5 R-DesignT6 R-DesignT8 R-DesignT6 InscriptionT8 InscriptionEX
Body4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr Sedan
Transmission and Drivetrain 
8-speed manually-shiftable automatic$1300$1300$1300$1300$1300$1300$1300$1300 
5-speed manually-shiftable automatic        $1000
FWD$0  $0    $0
AWD $1700$1700 $1700$1700$1700$1700 
Accessories 
Active noise reduction$0$0$0$0$0$0$0$0 
Adaptive cruise control, all-speed$850$850$850$850$850$850$850$850 
Cruise control        $150
Hands-free trunk or liftgate$100$100$100$100$100$100$100$100 
Heated steering wheel$100  $100     
Power liftgate$350$350$350$350$350$350$350$350 
Power-adjustable pedals        $125
Proximity key$250$250$250$250$250$250$250$250 
Remote app$25$25$25$25$25$25$25$25 
Sunshade, rear        $125
Sunshades, second row      $125$125 
Universal garage door opener        $100
Brakes, Airbags, and Other Safety 
Automatic braking, high-speed or partial$200$200$200$200$200$200$200$200 
Automatic braking, low-speed$200$200$200$200$200$200$200$200 
Blind spot warning system$200$200$200$200$200$200$200$200 
Collision preparation system, rear$100$100$100$100$100$100$100$100 
Cross-traffic warning, rear$100$100$100$100$100$100$100$100 
Cyclist detection$25$25$25$25$25$25$25$25 
Driver drowsiness monitor$150$150$150$150$150$150$150$150 
Following distance indicator$25$25$25$25$25$25$25$25 
Forward collision warning$200$200$200$200$200$200$200$200 
Hill descent control$250$250$250$250$250$250$250$250 
Intersection collision mitigation$100$100$100$100$100$100$100$100 
Lane departure warning$200$200$200$200$200$200$200$200 
Lane keeping assist$400$400$400$400$400$400$400$400 
Obstacle detection, rear$250$250$250$250$250$250$250$250 
Pedestrian detection$50$50$50$50$50$50$50$50 
Radar- or camera-based collision preparation system$0$0$0$0$0$0$0$0 
Rearview camera$200$200$200$200$200$200$200$200 
Rollover sensor$50$50$50$50$50$50$50$50 
Run-off road collision prepartion$25$25$25$25$25$25$25$25 
Secondary collision brake assist$25$25$25$25$25$25$25$25 
Side curtain airbags$350  $350    $350
Side curtain airbags, three rows $500$500 $500$500$500$500 
Temporary spare tire$150$150 $150$150 $150 $150
Cargo Management 
Air-conditioned storage compartment$50$50$50$50$50$50$50$50 
Aluminum roof rails$250$250$250$250$250$250$250$250 
Cargo cover$75$75$75$75$75$75$75$75 
Cargo mat      $40$40 
Overhead sunglass holder        $25
Climate Control 
Automatic air recirculation$100$100$100$100$100$100$100$100 
Dual-zone climate control$125$125$125$125$125$125$125$125 
Rain-sensing wipers$175$175$175$175$175$175$175$175 
Rear air vents$100  $100     
Rear air vents with automatic controls $250$250 $250$250$250$250 
Rear dual-zone climate control $125$125 $125$125$125$125 
Rear HVAC unit $400$400 $400$400$400$400 
Rear wiper$175$175$175$175$175$175$175$175 
Variable intermittent wipers        $75
Engine / Motor 
10 kWh battery pack  $0  $0 $0 
3.5 kW onboard charger  $0  $0 $0 
Automatic start / stop$150$150$150$150$150$150$150$150 
Regenerative braking$0$0 $0$0 $0  
Exterior 
Black grille (optional)   $0$0$0   
Bodyside cladding$350$350$350$350$350$350$350$350 
Bodyside moldings        $75
Bright-finished exhaust tip(s)$25$25$25$25$25$25$25$25 
Deep-tinted rear windows$275$275$275$275$275$275$275$275 
Panoramic sunroof$1200$1200$1200$1200$1200$1200$1200$1200 
Sunroof        $900
Wheel-lip moldings$75$75$75$75$75$75$75$75 
Infotainment 
Android Auto support$100$100$100$100$100$100$100$100 
App support$0$0$0$0$0$0$0$0 
Apple CarPlay support$100$100$100$100$100$100$100$100 
Bluetooth audio streaming$25$25$25$25$25$25$25$25 
Bluetooth cell phone link$100$100$100$100$100$100$100$100 
CD changer, in-dash        $325
Handwriting recognition$200$200$200$200$200$200$200$200 
HD radio$50$50$50$50$50$50$50$50 
In-vehicle Internet$150$150$150$150$150$150$150$150 
MP3-compatible player        $50
Navigation system$600$600$600$600$600$600$600$600 
Satellite radio$200$200$200$200$200$200$200$200 
SMS text-to-speech reader$25$25$25$25$25$25$25$25 
Telematics service, such as OnStar$200$200$200$200$200$200$200$200 
Traffic information$25$25$25$25$25$25$25$25 
USB port$25$25$25$25$25$25$25$25 
Voice control for nav and audio$100$100$100$100$100$100$100$100 
Wi-Fi hotspot$50$50$50$50$50$50$50$50 
Instruments, Lights, and Mirrors 
Auto-dimming driver-side mirror$75$75$75$75$75$75$75$75 
Auto-dimming headlights$200$200$200$200$200$200$200$200 
Auto-dimming passenger-side mirror$75$75$75$75$75$75$75$75 
Digital instruments$0        
Fog light, rear$100$100$100$100$100$100$100$100 
Fog lights$125$125 $125$125 $125 $125
Headlight washers   $50$50$50$50$50 
Interior ambient lighting   $150$150$150$150$150 
Large color reconfigurable instrument cluster display $250$250$250$250$250$250$250 
LED headlights$1000$1000$1000$1000$1000$1000$1000$1000 
Mirror tilt-down in reverse$25$25$25$25$25$25$25$25 
Power-folding mirrors$50$50$50$50$50$50$50$50 
Road sign information$75$75$75$75$75$75$75$75 
Spotter mirror(s)$50$50$50$50$50$50$50$50 
Steering-linked fog lights$50$50 $50$50 $50  
Steering-linked headlights   $150$150$150$150$150 
Seats and Interior Trim 
Aluminum trim$100$100$100$100$100$100  $100
Cooled or ventilated front seats      $300$300 
Door sill trim plates$100$100$100     $100
Folding third row seats $600$600 $600$600$600$600 
Illuminated door sill trim plates   $200$200$200$200$200 
Leather door panel trim$250$250$250$250$250$250$250$250 
Manual fore-aft adjuster, second row seats$75$75$75$75$75$75$75$75 
Manual lumbar adjuster, driver seat        $50
Manual recliner, second row seats$75$75$75$75$75$75$75$75 
Memory system, driver seat$200$200$200$200$200$200$200$200 
Memory system, passenger seat   $150$150$150$150$150 
Metal pedals   $75$75$75   
Power 4-way lumbar adjuster, driver seat$150$150$150$150$150$150$150$150 
Power 4-way lumbar adjuster, passenger seat$150$150$150$150$150$150$150$150 
Power height adjuster, passenger seat$100$100$100$100$100$100$100$100 
Power seatback bolsters, driver seat   $100$100$100$100$100 
Power seatback bolsters, passenger seat   $100$100$100$100$100 
Power thigh support length adjuster, driver seat   $100$100$100$100$100 
Power thigh support length adjuster, passenger seat   $100$100$100$100$100 
Power tilt adjuster, passenger seat$100$100$100$100$100$100$100$100 
Power-folding headrests, second row seats$50$50$50$50$50$50$50$50 
Synthetic suede inserts in leather seating surfaces   $0$0$0   
Wood trim      $300$300 
Suspension, Wheels, and Tires 
Alloy wheels$350$350$350     $350
Electronic systems calibration selector$200$200$200$200$200$200$200$200 
Polished alloy wheels   $350$350$350$350$350 
Transmission 
Steering-wheel-mounted transmission controls   $100$100$100   
Total Value of Features$15,025$18,300$17,975$16,450$19,475$19,150$19,965$19,640$4,175
Value of Feature Adjustments$10,850$14,125$13,800$12,275$15,300$14,975$15,790$15,465$0
Value of Feature Adjustments-10,212-13,293-12,918-11,552-14,397-14,021-14,858-14,4810

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Specifications Comparison: Volvo XC90 vs. Kia Optima

Model Year20182008
ModelXC90Optima
Body4dr SUV4dr Sedan
Wheelbase117.5 in107.1 in
Length194.8 in186.4 in
Width79.1 in71.1 in
Height69.9 in58.3 in
Curb Weight4,328 lb.3,143 lb.
Fuel Capacity18.8 gal.17.0 gal.
Row 1 Headroom38.9 in39.8 in
Row 1 Shoulder Room57.7 in57.1 in
Row 1 Hip Room0.0 in54.5 in
Row 1 Legroom40.9 in43.7 in
Row 2 Headroom38.5 in38.0 in
Row 2 Shoulder Room56.5 in56.3 in
Row 2 Hip Room0.0 in54.7 in
Row 2 Legroom37.0 in37.8 in
Row 3 Headroom35.5 in0.0 in
Row 3 Legroom31.9 in0.0 in
Cargo Volume,
Minimum
15.8 ft314.8 ft3
Cargo Volume,
Behind R2
41.8 ft314.8 ft3
Cargo Volume,
Maximum
85.7 ft314.8 ft3

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Option Package Details
Kia Optima EX

Stability control
FeatureValueRequested?
Stability control400Yes
Antilock brakes (ABS)400Yes
Traction control100Yes
Brake assist50Yes
Total Requested950100%
Total Not Requested00%
Premium Package
FeatureValueRequested?
Sunroof900Yes
CD changer, in-dash200No
MP3-compatible player50No
Infinity, 360W, 7 speakers (with subwoofer)350No
Total Requested90060%
Total Not Requested60040%
Convenience Package
FeatureValueRequested?
Heated front seats200Yes
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Sunshade, rear125No
Power-adjustable pedals125No
Total Requested40062%
Total Not Requested25038%
Appearance Package
FeatureValueRequested?
215/50VR17 tires400No
Upgraded instruments0No
Aluminum trim100Yes
Special exterior trim0No
Total Requested10020%
Total Not Requested40080%

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