Volvo XC90 Volvo XC90 2018 Kia Optima Kia Optima 2007

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Volvo XC90 vs. Kia Optima Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Volvo XC90 vs. Kia Optima Invoice Comparison

Lowest Total Price: $22,335

Kia Optima EX   
Difference: $28,305

Lowest Total Invoice: $20,720

Kia Optima EX   
Difference: $26,941

Calculate Payments

  Down Payment Interest Rate Term
Model Year2018201820182018201820182018201820182007
ModelXC90XC90XC90XC90XC90XC90XC90XC90XC90Optima
TrimT5 MomentumT6 MomentumT8 MomentumT5 R-DesignT6 R-DesignT8 R-DesignT6 InscriptionT8 InscriptionT8 ExcellenceEX
Body4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr Sedan
Base Price $46,900 $54,050 $64,950 $52,300 $58,050 $68,950 $59,150 $70,050 $104,900 $19,395
Base Invoice $44,086 $50,807 $61,053 $49,162 $54,567 $64,813 $55,601 $65,847 $98,606 $18,045
Metallic paint (extra cost) 595 595 595 595 595 595 595 595 595  
Leather seating surfaces 1,400                 600
Heated front seats 750     750            
Convenience Package                   700
Sunroof                   800
Rear spoiler                   200
Metallic paint (extra cost) 559 559 559 559 559 559 559 559 559  
Leather seating surfaces 1,316                 535
Heated front seats 705     705            
Convenience Package                   625
Sunroof                   715
Rear spoiler                   160
Options (change) 2,745 595 595 1,345 595 595 595 595 595 2,300
Options (change) 2,580 559 559 1,264 559 559 559 559 559 2,035
Destination 995 995 995 995 995 995 995 995 995 640
Gas Tax 0 0 -5,002 0 0 -5,002 0 -5,002 -5,002 0
Total Price $50,640 $55,640 $61,538 $54,640 $59,640 $65,538 $60,740 $66,638 $101,488 $22,335
Total Invoice $47,661 $52,361 $57,605 $51,421 $56,121 $61,365 $57,155 $62,399 $95,158 $20,720

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

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TrueDelta Value Comparison: Volvo XC90 vs. Kia Optima

Lowest Adjusted Price and Invoice: Kia Optima EX
TrueDelta Adjusted Price Difference: $16,755
TrueDelta Adjusted Invoice Difference: $16,070
Model Year2018201820182018201820182018201820182007
ModelXC90XC90XC90XC90XC90XC90XC90XC90XC90Optima
TrimT5 MomentumT6 MomentumT8 MomentumT5 R-DesignT6 R-DesignT8 R-DesignT6 InscriptionT8 InscriptionT8 ExcellenceEX
Body4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr Sedan
Engine250hp I4316hp I4313hp I4 PiH250hp I4316hp I4313hp I4 PiH316hp I4313hp I4 PiH313hp I4 PiH161hp I4
TransmissionT8T8T8T8T8T8T8T8T8T5
DrivetrainFWDAWDAWDFWDAWDAWDAWDAWDAWDFWD
EPA Fuel Economy (city/highway)/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG
Audio (watts, speakers)330, 10330, 10330, 10330, 10330, 10330, 10330, 10330, 101400, 20360, 7
Tire (rear if not all the same)235/60-18235/55-19235/55-19275/45-20275/45-20275/45-20275/45-20275/45-20275/40-21205/60-16
Total Price$50,640$55,640$61,538$54,640$59,640$65,538$60,740$66,638$101,488$22,335
Adjustments for Features-11,550-14,825-14,650-12,850-15,875-15,700-16,440-16,265-22,8550
Feature-Adjusted Total Price$39,090$40,815$46,888$41,790$43,765$49,838$44,300$50,373$78,633$22,335
Cost Above Minimum$0$1,725$7,798$2,700$4,675$10,748$5,210$11,283$39,543$0
Total Invoice$47,661$52,361$57,605$51,421$56,121$61,365$57,155$62,399$95,158$20,720
Adjustments for Features-10,871-13,951-13,714-12,093-14,938-14,700-15,470-15,230-21,4290
Feature-Adjusted Total Invoice$36,790$38,410$43,891$39,328$41,183$46,665$41,685$47,169$73,729$20,720
Cost Above Minimum$0$1,620$7,101$2,538$4,393$9,875$4,895$10,379$36,939$0

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Features Comparison: Volvo XC90 vs. Kia Optima

Model Year2018201820182018201820182018201820182007
ModelXC90XC90XC90XC90XC90XC90XC90XC90XC90Optima
TrimT5 MomentumT6 MomentumT8 MomentumT5 R-DesignT6 R-DesignT8 R-DesignT6 InscriptionT8 InscriptionT8 ExcellenceEX
Body4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr Sedan
Transmission and Drivetrain 
8-speed manually-shiftable automatic$1300$1300$1300$1300$1300$1300$1300$1300$1300 
5-speed manually-shiftable automatic         $1000
FWD$0  $0     $0
AWD $1700$1700 $1700$1700$1700$1700$1700 
Accessories 
Active noise reduction$0$0$0$0$0$0$0$0$0 
Adaptive cruise control, all-speed$850$850$850$850$850$850$850$850$850 
Cruise control         $150
Hands-free trunk or liftgate$100$100$100$100$100$100$100$100$100 
Heated / cooled cup holders, second row        $50 
Heated steering wheel$100  $100    $100 
Power liftgate$350$350$350$350$350$350$350$350$350 
Power-adjustable pedals         $125
Proximity key$250$250$250$250$250$250$250$250$250 
Remote app$25$25$25$25$25$25$25$25$25 
Semi-automated parking system        $500 
Sunshade, rear         $125
Sunshades, second row      $125$125$125 
Universal garage door opener        $100$100
Brakes, Airbags, and Other Safety 
Antilock brakes (ABS)$400$400$400$400$400$400$400$400$400 
Around view cameras        $500 
Automatic braking, high-speed or partial$200$200$200$200$200$200$200$200$200 
Automatic braking, low-speed$200$200$200$200$200$200$200$200$200 
Blind spot warning system$200$200$200$200$200$200$200$200$200 
Brake assist$50$50$50$50$50$50$50$50$50 
Collision preparation system, rear$100$100$100$100$100$100$100$100$100 
Cross-traffic warning, rear$100$100$100$100$100$100$100$100$100 
Cyclist detection$25$25$25$25$25$25$25$25$25 
Driver drowsiness monitor$150$150$150$150$150$150$150$150$150 
Following distance indicator$25$25$25$25$25$25$25$25$25 
Forward collision warning$200$200$200$200$200$200$200$200$200 
Hill descent control$250$250$250$250$250$250$250$250$250 
Intersection collision mitigation$100$100$100$100$100$100$100$100$100 
Lane departure warning$200$200$200$200$200$200$200$200$200 
Lane keeping assist$400$400$400$400$400$400$400$400$400 
Obstacle detection, front        $150 
Obstacle detection, rear$250$250$250$250$250$250$250$250$250 
Pedestrian detection$50$50$50$50$50$50$50$50$50 
Radar- or camera-based collision preparation system$0$0$0$0$0$0$0$0$0 
Rearview camera$200$200$200$200$200$200$200$200  
Rollover sensor$50$50$50$50$50$50$50$50$50 
Run-off road collision prepartion$25$25$25$25$25$25$25$25$25 
Secondary collision brake assist$25$25$25$25$25$25$25$25$25 
Side curtain airbags$350  $350    $350$350
Side curtain airbags, three rows $500$500 $500$500$500$500  
Stability control$400$400$400$400$400$400$400$400$400 
Traction control$100$100$100$100$100$100$100$100$100 
Wide-view front camera        $150 
Wide-view rear camera        $0 
Cargo Management 
Air-conditioned storage compartment$50$50$50$50$50$50$50$50  
Aluminum roof rails$250$250$250$250$250$250$250$250$250 
Cargo cover$75$75$75$75$75$75$75$75$75 
Cargo mat      $40$40$40 
Cargo organizer        $100 
Overhead sunglass holder         $25
Refrigerated storage compartment        $250 
Second-row high console        $250 
Climate Control 
Dual-zone climate control$125$125$125$125$125$125$125$125$125 
Heated windshield washer nozzles        $15 
Ionizing air filtration        $50 
Rain-sensing wipers$175$175$175$175$175$175$175$175$175 
Rear air vents$100  $100      
Rear air vents with automatic controls $250$250 $250$250$250$250$250 
Rear dual-zone climate control $125$125 $125$125$125$125$125 
Rear HVAC unit $400$400 $400$400$400$400$400 
Rear wiper$175$175$175$175$175$175$175$175$175 
Residual heat        $50 
Variable intermittent wipers         $75
Engine / Motor 
10 kWh battery pack  $0  $0 $0$0 
3.5 kW onboard charger  $0  $0 $0$0 
Automatic start / stop$150$150$150$150$150$150$150$150$150 
Regenerative braking$0$0 $0$0 $0   
Exterior 
Black grille (optional)   $0$0$0    
Bodyside cladding$350$350$350$350$350$350$350$350$350 
Bodyside moldings         $75
Bright-finished exhaust tip(s)$25$25$25$25$25$25$25$25$25 
Deep-tinted rear windows$275$275$275$275$275$275$275$275$275 
Panoramic sunroof$1200$1200$1200$1200$1200$1200$1200$1200$1200 
Sunroof         $900
Wheel-lip moldings$75$75$75$75$75$75$75$75$75 
Infotainment 
Android Auto support$100$100$100$100$100$100$100$100$100 
App support$0$0$0$0$0$0$0$0$0 
Apple CarPlay support$100$100$100$100$100$100$100$100$100 
Aux input$50$50$50$50$50$50$50$50$50 
Bluetooth audio streaming$25$25$25$25$25$25$25$25$25 
Bluetooth cell phone link$100$100$100$100$100$100$100$100$100 
Cassette player         $50
CD changer, in-dash         $325
Entertainment system with dual headrest screens        $1200 
Handwriting recognition$200$200$200$200$200$200$200$200$200 
HD radio$50$50$50$50$50$50$50$50$50 
In-vehicle Internet$150$150$150$150$150$150$150$150$150 
MP3-compatible player         $50
Navigation system$600$600$600$600$600$600$600$600$600 
Satellite radio$200$200$200$200$200$200$200$200$200 
SMS text-to-speech reader$25$25$25$25$25$25$25$25$25 
Surround sound        $250 
Telematics service, such as OnStar$200$200$200$200$200$200$200$200$200 
Traffic information$25$25$25$25$25$25$25$25$25 
Voice control for nav and audio$100$100$100$100$100$100$100$100$100 
Wi-Fi hotspot$50$50$50$50$50$50$50$50$50 
Instruments, Lights, and Mirrors 
Auto-dimming driver-side mirror$75$75$75$75$75$75$75$75$75 
Auto-dimming headlights$200$200$200$200$200$200$200$200$200 
Auto-dimming passenger-side mirror$75$75$75$75$75$75$75$75$75 
Compass        $0 
Digital instruments$0         
Fog light, rear$100$100$100$100$100$100$100$100$100 
Fog lights$125$125 $125$125 $125  $125
Head-up display (HUD)        $350 
Headlight washers   $50$50$50$50$50$50 
Large color reconfigurable instrument cluster display $250$250$250$250$250$250$250$250 
LED headlights$1000$1000$1000$1000$1000$1000$1000$1000$1000 
Mirror tilt-down in reverse$25$25$25$25$25$25$25$25$25 
Power-folding mirrors$50$50$50$50$50$50$50$50$50 
Road sign information$75$75$75$75$75$75$75$75$75 
Spotter mirror(s)$50$50$50$50$50$50$50$50$50 
Steering-linked fog lights$50$50 $50$50 $50   
Steering-linked headlights   $150$150$150$150$150$150 
Turn signals on or near mirrors$25$25$25$25$25$25$25$25$25 
Seats and Interior Trim 
Aluminum trim$100$100$100$100$100$100    
Cooled or ventilated front seats      $300$300$300 
Cooled or ventilated second row seats        $200 
Foldaway tray tables, second row        $150 
Folding second row seats$300$300$300$300$300$300$300$300 $300
Folding third row seats $600$600 $600$600$600$600  
Footrests, second row        $25 
Heated second row seats        $200 
Illuminated door sill trim plates   $200$200$200$200$200$200 
Manual fore-aft adjuster, second row seats$75$75$75$75$75$75$75$75  
Manual lumbar adjuster, driver seat         $50
Manual recliner, second row seats$75$75$75$75$75$75$75$75  
Massage, driver seat        $100 
Massage, passenger seat        $100 
Massage, second row seats        $150 
Memory system, driver seat$200$200$200$200$200$200$200$200$200 
Memory system, passenger seat   $150$150$150$150$150$150 
Power 4-way lumbar adjuster, driver seat$150$150$150$150$150$150$150$150$150 
Power 4-way lumbar adjuster, passenger seat$150$150$150$150$150$150$150$150$150 
Power height adjuster, passenger seat$100$100$100$100$100$100$100$100$100 
Power lumbar adjuster, second row seats        $150 
Power recliner, second row seats        $150 
Power seatback bolsters, driver seat   $100$100$100$100$100$100 
Power seatback bolsters, passenger seat   $100$100$100$100$100$100 
Power thigh support length adjuster, driver seat   $100$100$100$100$100$100 
Power thigh support length adjuster, passenger seat   $100$100$100$100$100$100 
Power thigh support length adjuster, second row seats        $150 
Power tilt adjuster, passenger seat$100$100$100$100$100$100$100$100$100 
Power tilt adjuster, second row seats        $150 
Power-folding headrests, second row seats$50$50$50$50$50$50$50$50  
Synthetic suede inserts in leather seating surfaces   $0$0$0    
Upholstered instrument panel, leather        $1000 
Wood trim      $300$300$300 
Suspension, Wheels, and Tires 
Adaptive dampers - electrical        $500 
Air suspension, auto-leveling and height adjustable        $1000 
Alloy wheels$350$350$350      $350
Electronic systems calibration selector$200$200$200$200$200$200$200$200$200 
Polished alloy wheels   $350$350$350$350$350$350 
Transmission 
Steering-wheel-mounted transmission controls   $100$100$100    
Total Value of Features$15,725$19,000$18,825$17,025$20,050$19,875$20,615$20,440$27,030$4,175
Value of Feature Adjustments$11,550$14,825$14,650$12,850$15,875$15,700$16,440$16,265$22,855$0
Value of Feature Adjustments-10,871-13,951-13,714-12,093-14,938-14,700-15,470-15,230-21,4290

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Specifications Comparison: Volvo XC90 vs. Kia Optima

Model Year20182007
ModelXC90Optima
Body4dr SUV4dr Sedan
Wheelbase117.5 in107.1 in
Length194.8 in186.4 in
Width79.1 in71.1 in
Height69.9 in58.3 in
Curb Weight4,328 lb.3,143 lb.
Fuel Capacity18.8 gal.17.0 gal.
Row 1 Headroom38.9 in39.8 in
Row 1 Shoulder Room57.7 in57.1 in
Row 1 Hip Room0.0 in54.5 in
Row 1 Legroom40.9 in43.7 in
Row 2 Headroom38.5 in38.0 in
Row 2 Shoulder Room56.5 in56.3 in
Row 2 Hip Room0.0 in54.7 in
Row 2 Legroom37.0 in37.8 in
Row 3 Headroom35.5 in0.0 in
Row 3 Legroom31.9 in0.0 in
Cargo Volume,
Minimum
15.8 ft314.8 ft3
Cargo Volume,
Behind R2
41.8 ft314.8 ft3
Cargo Volume,
Maximum
85.7 ft314.8 ft3

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Option Package Details
Kia Optima EX

Convenience Package
FeatureValueRequested?
Heated front seats200Yes
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Sunshade, rear125No
Power-adjustable pedals125No
Total Requested40062%
Total Not Requested25038%

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