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BMW X3 vs. Kia Optima Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

BMW X3 vs. Kia Optima Invoice Comparison

Lowest Total Price: $25,090

Kia Optima EX   
Difference: $19,910

Lowest Total Invoice: $23,350

Kia Optima EX   
Difference: $18,060

Calculate Payments

  Down Payment Interest Rate Term
Model Year20082010
ModelX3Optima
Trim3.0siEX
Body4dr SUV4dr Sedan
Base Price $38,600 $20,995
Base Invoice $35,510 $19,620
Premium Package 2,800 2,200
Metallic paint (extra cost) 475  
Navigation system 1,800 1,200
Heated front seats 500  
Premium Package 2,550 1,960
Metallic paint (extra cost) 430  
Navigation system 1,640 1,075
Heated front seats 455  
Options (change) 5,575 3,400
Options (change) 5,075 3,035
Destination 825 695
Total Price $45,000 $25,090
Total Invoice $41,410 $23,350

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

Dealer Price Quotes

Want to find out how much dealers are willing to discount these cars?

Request free, no-obligation BMW X3 dealer quotes or Kia Optima dealer quotes from dealers using our car quote form.

The process is easy and takes just a minute or two. You'll receive price quotes from local approved dealers within 48 hours.

TrueDelta Value Comparison: BMW X3 vs. Kia Optima

Lowest Adjusted Price and Invoice: Kia Optima EX
TrueDelta Adjusted Price Difference: $16,440
TrueDelta Adjusted Invoice Difference: $14,867
Model Year20082010
ModelX3Optima
Trim3.0siEX
Body4dr SUV4dr Sedan
Engine260hp I6175hp I4
TransmissionM6T5
DrivetrainAWDFWD
EPA Fuel Economy (city/highway)/ MPG/ MPG
Audio (watts, speakers)?, 10360, 7
Tire (rear if not all the same)235/55-17215/50-17
Total Price$45,000$25,090
Adjustments for Features-3,4700
Feature-Adjusted Total Price$41,530$25,090
Total Invoice$41,410$23,350
Adjustments for Features-3,1930
Feature-Adjusted Total Invoice$38,217$23,350

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Features Comparison: BMW X3 vs. Kia Optima

Model Year20082010
ModelX3Optima
Trim3.0siEX
Body4dr SUV4dr Sedan
Transmission and Drivetrain 
6-speed manual$150 
5-speed manually-shiftable automatic $1000
AWD$1700 
FWD $0
Accessories 
Power-adjustable pedals $125
Remote window/roof operation$15 
Sunshade, rear $125
Brakes, Airbags, and Other Safety 
Hill descent control$250 
Cargo Management 
Cargo area rails w/tie downs$50 
Cargo cover$75 
Cargo mat$40 
Cargo organizer$100 
Overhead sunglass holder $25
Roof rails$250 
Climate Control 
Automatic air recirculation$100 
Heated windshield washer nozzles$15 
Rain-sensing wipers$175 
Rear wiper$175 
Variable intermittent wipers $75
Exterior 
Bodyside moldings $75
Panoramic sunroof$1200 
Rear spoiler$200 
Skid plate (one)$50 
Sunroof $900
Wheel-lip moldings$75 
Infotainment 
Bluetooth cell phone link$100 
Satellite radio $200
Telematics service, such as OnStar$200 
USB port $25
Instruments, Lights, and Mirrors 
Auto-dimming driver-side mirror$75 
Auto-dimming passenger-side mirror$75 
Mirror tilt-down in reverse$25 
Power-folding mirrors$50 
Seats and Interior Trim 
Floor mats $75
Manual lumbar adjuster, driver seat $50
Memory system, driver seat$200 
Power 4-way lumbar adjuster, driver seat$150 
Power 4-way lumbar adjuster, passenger seat$150 
Power height adjuster, passenger seat$100 
Power tilt adjuster, passenger seat$100 
Wood trim$300 
Total Value of Features$6,145$2,675
Value of Feature Adjustments$3,470$0
Value of Feature Adjustments-3,1930

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See a complete comparison of BMW X3 vs. Kia Optima features.

Specifications Comparison: BMW X3 vs. Kia Optima

Model Year20082010
ModelX3Optima
Body4dr SUV4dr Sedan
Wheelbase110.1 in107.1 in
Length179.7 in189.0 in
Width73.0 in71.1 in
Height66.0 in58.3 in
Curb Weight4,013 lb.3,158 lb.
Fuel Capacity17.7 gal.16.4 gal.
Row 1 Headroom38.1 in39.8 in
Row 1 Shoulder Room55.8 in57.1 in
Row 1 Hip Room0.0 in54.5 in
Row 1 Legroom40.2 in43.7 in
Row 2 Headroom37.8 in38.0 in
Row 2 Shoulder Room55.4 in56.3 in
Row 2 Hip Room0.0 in54.7 in
Row 2 Legroom35.8 in37.8 in
Cargo Volume,
Minimum		30.0 ft315.0 ft3
Cargo Volume,
Maximum		71.0 ft315.0 ft3

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See a complete comparison of BMW X3 vs. Kia Optima specs.

Option Package Details
BMW X3 3.0si

Premium Package
FeatureValueRequested?
Leather seating surfaces900Yes
Power 4-way lumbar adjuster, driver seat150No
Power 4-way lumbar adjuster, passenger seat150No
Universal garage door opener100Yes
Auto-dimming rearview mirror150Yes
Telematics service, such as OnStar200No
Bluetooth cell phone link100No
Auto-dimming driver-side mirror75No
Compass0Yes
Power-folding mirrors50No
Auto-dimming passenger-side mirror75No
Interior ambient lighting150Yes
Total Requested130062%
Total Not Requested80038%

Option Package Details
Kia Optima EX

Premium Package
FeatureValueRequested?
215/50VR17 tires400No
Power-adjustable pedals125No
Sunroof900Yes
CD changer, in-dash200No
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Sunshade, rear125No
Heated front seats200Yes
Infinity, 360W, 7 speakers (with subwoofer)350No
Total Requested130052%
Total Not Requested120048%

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