Kia Optima Kia Optima 2015 BMW 5-Series BMW 5-Series 2018

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Kia Optima vs. BMW 5-Series Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Kia Optima vs. BMW 5-Series Invoice Comparison

Lowest Total Price: $36,325

Kia Optima SX Limited Turbo   
Difference: $21,910

Lowest Total Invoice: $33,965

Kia Optima SX Limited Turbo   
Difference: $20,890

Calculate Payments

  Down Payment Interest Rate Term
Model Year201520182018201820182018
ModelOptima5-Series5-Series5-Series5-Series5-Series
TrimSX Limited Turbo530i540i540dM550iM5
Body4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan
Base Price $35,500 $52,400 $57,700 $62,000 $73,400 $102,600
Base Invoice $33,140 $49,410 $54,340 $58,340 $68,940 $96,100
Premium Tier   2,300 2,300 2,300    
Leather seating surfaces   1,450        
Metallic paint (extra cost)   550 550 550    
Heated steering wheel   190 190 190    
Heated second row seats   350 350 350    
Luxury Seating Package         1,200  
Upgraded leather upholstery         1,000  
Heated front seats         500  
Wood trim         0 0
Sunroof           0
Premium Tier   2,115 2,115 2,115    
Leather seating surfaces   1,335        
Metallic paint (extra cost)   505 505 505    
Heated steering wheel   175 175 175    
Heated second row seats   320 320 320    
Luxury Seating Package         1,105  
Upgraded leather upholstery         920  
Heated front seats         455  
Wood trim         0 0
Sunroof           0
Options (change) 0 4,840 3,390 3,390 2,700 0
Options (change) 0 4,450 3,115 3,115 2,480 0
Destination 825 995 995 995 995 995
Gas Tax 0 0 0 0 0 1,000
Total Price $36,325 $58,235 $62,085 $66,385 $77,095 $104,595
Total Invoice $33,965 $54,855 $58,450 $62,450 $72,415 $98,095

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

Dealer Price Quotes

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Request free, no-obligation Kia Optima dealer quotes or BMW 5-Series dealer quotes from dealers using our car quote form.

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TrueDelta Value Comparison: Kia Optima vs. BMW 5-Series

Lowest Adjusted Price and Invoice: Kia Optima SX Limited Turbo
TrueDelta Adjusted Price Difference: $20,115
TrueDelta Adjusted Invoice Difference: $19,199
Model Year201520182018201820182018
ModelOptima5-Series5-Series5-Series5-Series5-Series
TrimSX Limited Turbo530i540i540dM550iM5
Body4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan
Engine274hp I4248hp I4335hp I6261hp I6 D456hp V8600hp V8
TransmissionT6T8T8T8T8T8
DrivetrainFWDRWDRWDAWDAWD4WD
EPA Fuel Economy (city/highway)/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG
Audio (watts, speakers)?, 8205, 12205, 12205, 12600, 16600, 16
Tire (rear if not all the same)225/45-18245/45-18245/45-18245/45-18245/40-19275/40-19
Total Price$36,325$58,235$62,085$66,385$77,095$104,595
Adjustments for Features0-1,795-1,795-3,745-6,445-7,945
Feature-Adjusted Total Price$36,325$56,440$60,290$62,640$70,650$96,650
Cost Above Minimum$0$0$3,850$6,200$14,210$40,210
Total Invoice$33,965$54,855$58,450$62,450$72,415$98,095
Adjustments for Features0-1,691-1,690-3,523-6,054-7,451
Feature-Adjusted Total Invoice$33,965$53,164$56,760$58,927$66,361$90,644
Cost Above Minimum$0$0$3,596$5,763$13,197$37,480

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Features Comparison: Kia Optima vs. BMW 5-Series

Model Year201520182018201820182018
ModelOptima5-Series5-Series5-Series5-Series5-Series
TrimSX Limited Turbo530i540i540dM550iM5
Body4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan
Transmission and Drivetrain 
6-speed manually-shiftable automatic$1100     
8-speed manually-shiftable automatic $1300$1300$1300$1300$1300
FWD$0     
RWD $0$0   
AWD   $1700$1700 
4WD     $1700
Accessories 
Hands-free trunk or liftgate $100$100$100$100$100
Heated steering wheel$100$100$100$100 $100
Power trunk closer $350$350$350$350$350
Remote app $25$25$25$25$25
Remote window/roof operation $15$15$15$15$15
Tilt/telescoping steering wheel, manual$250     
Tilt/telescoping steering wheel, power $350$350$350$350$350
Brakes, Airbags, and Other Safety 
911 assist$25     
Blind spot warning system$200     
Brake- or yaw-sensor-initiated collision preparation system $0$0$0$0$0
Cross-traffic warning, rear$100     
Driver drowsiness monitor $150$150$150$150$150
Hill descent control   $250$250$250
Knee airbag, driver $75$75$75$75$75
Knee airbag, passenger $75$75$75$75$75
Obstacle detection, front $150$150$150$150$150
Rollover sensor $50$50$50$50$50
Tires, run-flat $150$150$150$150 
Vehicle health reports$0     
Cargo Management 
Overhead sunglass holder$25     
Rear seat pass-through $100$100$100$100$100
Climate Control 
Automatic air recirculation $100$100$100$100$100
Heated windshield washer nozzles $15$15$15$15$15
Ionizing air filtration$50     
Rain-sensing wipers $175$175$175$175$175
Residual heat $50$50$50$50$50
Variable intermittent wipers$75     
Drivetrain 
Active rear differential     $500
Engine / Motor 
Automatic start / stop $150$150$150$150$150
Dual-mode exhaust, switchable    $500$500
Regenerative braking $0$0$0$0$0
Exterior 
Active grille shutters $0$0$0$0 
Black exterior trim (optional)    $0$0
Body kit$0   $0$0
Bright-finished exhaust tip(s)$25     
Laminated front side windows$200     
Painted brake calipers (optional)$0   $0$0
Panoramic sunroof$1200     
Rear spoiler$200   $200$200
Sunroof $900$900$900$900$900
Infotainment 
4G LTE connectivity $0$0$0$0$0
DVD-compatible player $0$0$0$0$0
Gesture control system $100$100$100 $100
Handwriting recognition $200$200$200$200$200
In-vehicle Internet $150$150$150$150$150
Media drive $15$15$15$15$15
Navigation map updates, three years $0$0$0$0$0
S Voice support $0$0$0$0$0
Satellite radio$200     
Satellite radio - one year subscription $250$250$250$250$250
Siri Eyes Free support $0$0$0$0$0
Surround sound$250   $250$250
Telematics service, such as OnStar $200$200$200$200$200
Text dictation $50$50$50$50$50
Traffic + travel information $25$25$25$25$25
Traffic information$25     
Voice recorder $0$0$0$0$0
Instruments, Lights, and Mirrors 
Auto-dimming driver-side mirror $75$75$75$75$75
Auto-dimming headlights    $200$200
Compass$0     
Cornering lights $50$50$50$50$50
Fog lights$125$125$125$125  
Head-up display (HUD)     $350
Interior ambient lighting$150     
Interior ambient lighting, configurable $150$150$150$150$150
Large color reconfigurable instrument cluster display     $250
LED headlights    $1000$1000
LED headlights, single projector or low beam only $750$750$750  
Mirror tilt-down in reverse $25$25$25$25$25
Speaker lights$100     
Steering-linked headlights $150$150$150$150$150
Xenon HID headlights$500     
Seats and Interior Trim 
Cooled or ventilated front seats$300   $300 
Door sill trim plates $100$100$100$100$100
Floor mats $75$75$75$75$75
Heated second row seats$200$200$200$200  
Illuminated door sill trim plates$200     
Leather-wrapped steering wheel $150$150$150$150$150
Manual thigh support length adjuster, driver seat $50$50$50  
Manual thigh support length adjuster, passenger seat $50$50$50  
Massage, driver seat    $100 
Massage, passenger seat    $100 
Memory system, passenger seat    $150$150
Metal pedals$75   $75$75
Power 4-way lumbar adjuster, driver seat $150$150$150$150$150
Power 4-way lumbar adjuster, passenger seat $150$150$150$150$150
Power headrest height adjuster, driver seat $50$50$50$50$50
Power headrest height adjuster, passenger seat $50$50$50$50$50
Power height adjuster, passenger seat $100$100$100$100$100
Power lumbar adjuster, driver seat$100     
Power seatback bolsters, driver seat $100$100$100$100$100
Power seatback bolsters, passenger seat $100$100$100$100$100
Power thigh bolsters, driver seat     $100
Power thigh bolsters, passenger seat     $100
Power thigh support length adjuster, driver seat    $100$100
Power thigh support length adjuster, passenger seat    $100$100
Power tilt adjuster, passenger seat $100$100$100$100$100
Power upper seatback recliner, driver seat    $100$100
Power upper seatback recliner, passenger seat    $100$100
Synthetic suede headliner     $650
Upholstered instrument panel    $300$300
Wood/leather-wrapped steering wheel$150     
Suspension, Wheels, and Tires 
Adaptive dampers - electrical    $500$500
Additional powertrain and chassis calibration options     $0
Alloy wheels $350$350$350$350$350
Chrome-plated alloy wheels$850     
Performance steering system (optional)    $0$0
Sport suspension (upgrade)$0   $0$0
Transmission 
Launch control $100$100$100$100$100
Total Value of Features$6,775$8,570$8,570$10,520$13,220$14,720
Value of Feature Adjustments$0$1,795$1,795$3,745$6,445$7,945
Value of Feature Adjustments0-1,691-1,690-3,523-6,054-7,451

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Specifications Comparison: Kia Optima vs. BMW 5-Series

Model Year20152018
ModelOptima5-Series
Body4dr Sedan4dr Sedan
Wheelbase110.0 in117.1 in
Length190.7 in194.6 in
Width72.1 in73.5 in
Height57.9 in58.2 in
Curb Weight3,238 lb.3,747 lb.
Fuel Capacity18.5 gal.18.0 gal.
Row 1 Headroom40.0 in38.8 in
Row 1 Shoulder Room57.3 in58.7 in
Row 1 Hip Room54.7 in0.0 in
Row 1 Legroom45.5 in41.4 in
Row 2 Headroom37.6 in37.5 in
Row 2 Shoulder Room55.7 in55.9 in
Row 2 Hip Room54.5 in0.0 in
Row 2 Legroom34.7 in36.5 in
Cargo Volume15.4 ft318.7 ft3

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Option Package Details
BMW 5-Series 530i

Leather seating surfaces
FeatureValueRequested?
Leather seating surfaces900Yes
Leather door panel trim250Yes
Total Requested1150100%
Total Not Requested00%
Premium Tier
FeatureValueRequested?
Heated front seats200Yes
Gesture control system100No
Obstacle detection, front150No
Obstacle detection, rear250Yes
Power trunk closer350No
Proximity key250Yes
Satellite radio - one year subscription250No
Hands-free trunk or liftgate100No
Total Requested70042%
Total Not Requested95058%

Option Package Details
BMW 5-Series 540i

Premium Tier
FeatureValueRequested?
Heated front seats200Yes
Gesture control system100No
Obstacle detection, front150No
Obstacle detection, rear250Yes
Power trunk closer350No
Proximity key250Yes
Satellite radio - one year subscription250No
Hands-free trunk or liftgate100No
Total Requested70042%
Total Not Requested95058%

Option Package Details
BMW 5-Series 540d

Premium Tier
FeatureValueRequested?
Heated front seats200Yes
Gesture control system100No
Obstacle detection, front150No
Obstacle detection, rear250Yes
Power trunk closer350No
Proximity key250Yes
Satellite radio - one year subscription250No
Hands-free trunk or liftgate100No
Total Requested70042%
Total Not Requested95058%

Option Package Details
BMW 5-Series M550i

Luxury Seating Package
FeatureValueRequested?
Cooled or ventilated front seats300Yes
Massage, driver seat100No
Massage, passenger seat100No
Total Requested30060%
Total Not Requested20040%

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