Kia Optima Kia Optima 2012 Jaguar XF Jaguar XF 2016

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Kia Optima vs. Jaguar XF Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Kia Optima vs. Jaguar XF Invoice Comparison

Lowest Total Price: $34,900

Kia Optima SX   
Difference: $23,945

Lowest Total Invoice: $32,332

Kia Optima SX   
Difference: $23,042

Calculate Payments

  Down Payment Interest Rate Term
Model Year2012201620162016
ModelOptimaXFXFXF
TrimSXPrestigeR-SportS
Body4dr Sedan4dr Sedan4dr Sedan4dr Sedan
Base Price $26,500 $56,550 $60,650 $62,700
Base Invoice $24,760 $53,157 $57,011 $58,938
Premium Package 2,950      
Navigation system 1,400      
Limited Package 3,300      
Metallic paint (extra cost)   550 550 550
Satellite radio   450    
Wood trim, alternative type   300    
Wood trim     300  
Premium Package 2,635      
Navigation system 1,250      
Limited Package 2,937      
Metallic paint (extra cost)   517 517 517
Satellite radio   423    
Wood trim, alternative type   282    
Wood trim     282  
Options (change) 7,650 1,300 850 550
Options (change) 6,822 1,222 799 517
Destination 750 995 995 995
Total Price $34,900 $58,845 $62,495 $64,245
Total Invoice $32,332 $55,374 $58,805 $60,450

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

Dealer Price Quotes

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Request free, no-obligation Kia Optima dealer quotes or Jaguar XF dealer quotes from dealers using our car quote form.

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TrueDelta Value Comparison: Kia Optima vs. Jaguar XF

Lowest Adjusted Price and Invoice: Kia Optima SX
TrueDelta Adjusted Price Difference: $22,945
TrueDelta Adjusted Invoice Difference: $22,101
Model Year2012201620162016
ModelOptimaXFXFXF
TrimSXPrestigeR-SportS
Body4dr Sedan4dr Sedan4dr Sedan4dr Sedan
Engine274hp I4340hp V6340hp V6380hp V6
TransmissionT6T8T8T8
DrivetrainFWDRWDRWDRWD
EPA Fuel Economy (city/highway)/ MPG/ MPG/ MPG/ MPG
Audio (watts, speakers)550, 12380, 11380, 11380, 11
Tire (rear if not all the same)225/45-18245/40-19245/40-19255/35-20
Total Price$34,900$58,845$62,495$64,245
Adjustments for Features0-1,000-3,550-4,600
Feature-Adjusted Total Price$34,900$57,845$58,945$59,645
Cost Above Minimum$0$0$1,100$1,800
Total Invoice$32,332$55,374$58,805$60,450
Adjustments for Features0-941-3,340-4,328
Feature-Adjusted Total Invoice$32,332$54,433$55,465$56,122
Cost Above Minimum$0$0$1,032$1,689

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Features Comparison: Kia Optima vs. Jaguar XF

Model Year2012201620162016
ModelOptimaXFXFXF
TrimSXPrestigeR-SportS
Body4dr Sedan4dr Sedan4dr Sedan4dr Sedan
Transmission and Drivetrain 
6-speed manually-shiftable automatic$1100   
8-speed manually-shiftable automatic $1300$1300$1300
FWD$0   
RWD $0$0$0
Accessories 
Heated steering wheel $100$100$100
Remote app $25$25$25
Remote climate control $25$25$25
Remote start via app $75$75$75
Tilt/telescoping steering wheel, manual$250   
Tilt/telescoping steering wheel, power $350$350$350
Brakes, Airbags, and Other Safety 
Automatic braking, high-speed or partial  $200$200
Automatic braking, low-speed  $200$200
Blind spot warning system  $200$200
Crawl control $500$500$500
Cross-traffic warning, rear  $100$100
Driver drowsiness monitor  $150$150
Forward collision warning  $200$200
Lane departure prevention, steering-based  $200$200
Lane departure warning  $200$200
Obstacle detection, front $150$150$150
Obstacle detection, rear $250$250$250
Temporary spare tire $150$150$150
Torque vectoring, brake-based $100$100$100
Cargo Management 
Air-conditioned storage compartment$50   
Climate Control 
Rain-sensing wipers $175$175$175
Variable intermittent wipers$75   
Engine / Motor 
Automatic start / stop $150$150$150
Regenerative braking $0$0$0
Exterior 
Body kit$0 $0$0
Painted brake calipers (optional)$0  $0
Panoramic sunroof$1200   
Rear spoiler$200 $200$200
Sunroof $900$900$900
Infotainment 
App support $0$0$0
CD player$125   
MP3-compatible player$50   
SMS text-to-speech reader $25$25$25
Telematics service, such as OnStar $200$200$200
Instruments, Lights, and Mirrors 
Auto-dimming driver-side mirror $75$75$75
Auto-dimming headlights  $200$200
Auto-dimming passenger-side mirror $75$75$75
Cornering lights  $50$50
Detailed driving style feedback $100$100$100
Fog light, rear $100$100$100
Fog lights$125   
Headlight washers $50$50$50
LED headlights  $1000$1000
Mirror tilt-down in reverse $25$25$25
Speaker lights$100   
Steering-linked headlights  $150$150
Xenon HID headlights$500$500  
Seats and Interior Trim 
Aluminum trim$100   
Cooled or ventilated front seats$300   
Door sill trim plates $100$100$100
Heated second row seats$200   
Illuminated door sill trim plates$200   
Leather door panel trim$250   
Leather-wrapped steering wheel $150$150$150
Memory system, passenger seat   $150
Metal pedals$75   
Power 4-way lumbar adjuster, driver seat $150$150$150
Power 4-way lumbar adjuster, passenger seat $150$150$150
Power height adjuster, passenger seat $100$100$100
Power lumbar adjuster, driver seat$100   
Power seatback bolsters, driver seat   $100
Power seatback bolsters, passenger seat   $100
Power thigh support length adjuster, driver seat   $100
Power thigh support length adjuster, passenger seat   $100
Power tilt adjuster, passenger seat $100$100$100
Upholstered instrument panel $300$300$300
Wood trim$300 $300$300
Wood trim, alternative type $300  
Wood/leather-wrapped steering wheel$150   
Suspension, Wheels, and Tires 
Adaptive dampers - electrical   $500
Alloy wheels $350$350$350
Chrome-plated alloy wheels$850   
Electronic systems calibration selector $200$200$200
Sport suspension (upgrade)$0   
Total Value of Features$6,300$7,300$9,850$10,900
Value of Feature Adjustments$0$1,000$3,550$4,600
Value of Feature Adjustments0-941-3,340-4,328

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Specifications Comparison: Kia Optima vs. Jaguar XF

Model Year20122016
ModelOptimaXF
Body4dr Sedan4dr Sedan
Wheelbase110.0 in116.5 in
Length190.7 in195.0 in
Width72.1 in74.0 in
Height57.3 in57.4 in
Curb Weight3,207 lb.3,771 lb.
Fuel Capacity18.5 gal.19.5 gal.
Row 1 Headroom40.0 in37.5 in
Row 1 Shoulder Room57.2 in57.0 in
Row 1 Hip Room54.7 in0.0 in
Row 1 Legroom45.5 in44.4 in
Row 2 Headroom37.6 in38.1 in
Row 2 Shoulder Room55.7 in54.9 in
Row 2 Hip Room54.5 in0.0 in
Row 2 Legroom34.7 in37.2 in
Cargo Volume15.4 ft319.1 ft3

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Option Package Details
Kia Optima SX

Premium Package
FeatureValueRequested?
Heated front seats200Yes
Heated second row seats200No
Cooled or ventilated front seats300No
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Memory system, driver seat200Yes
Panoramic sunroof1200No
Power-folding mirrors50Yes
HD radio50Yes
Infinity, 550W, 12 speakers (with subwoofer)350No
Rearview camera200Yes
Voice control for external devices0No
SMS text-to-speech reader25No
Bluetooth audio streaming25Yes
Media drive, small5No
Total Requested92531%
Total Not Requested208069%
Limited Package
FeatureValueRequested?
Upgraded leather upholstery-450No
Wood trim300Yes
Leather seating surfaces450Yes
Wood/leather-wrapped steering wheel0No
Additional chrome trim0No
Upholstered door panels, leather250No
Chrome-plated alloy wheels500No
Painted brake calipers (optional)0Yes
Total Requested75071%
Total Not Requested30029%

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