BMW X3 BMW X3 2018 Kia Optima Kia Optima 2012

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BMW X3 vs. Kia Optima Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

BMW X3 vs. Kia Optima Invoice Comparison

Lowest Total Price: $34,900

Kia Optima SX   
Difference: $26,295

Lowest Total Invoice: $32,332

Kia Optima SX   
Difference: $25,268

Calculate Payments

  Down Payment Interest Rate Term
Model Year20182012
ModelX3Optima
TrimM40iSX
Body4dr SUV4dr Sedan
Base Price $54,300 $26,500
Base Invoice $51,180 $24,760
Metallic paint (extra cost) 550  
Leather seating surfaces 1,700  
Heated second row seats 350  
Premium Tier 2,950  
Cooled or ventilated front seats 350  
Limited Package   3,300
Navigation system   1,400
Premium Package   2,950
Metallic paint (extra cost) 505  
Leather seating surfaces 1,565  
Heated second row seats 320  
Premium Tier 2,715  
Cooled or ventilated front seats 320  
Limited Package   2,937
Navigation system   1,250
Premium Package   2,635
Options (change) 5,900 7,650
Options (change) 5,425 6,822
Destination 995 750
Total Price $61,195 $34,900
Total Invoice $57,600 $32,332

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

Dealer Price Quotes

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Request free, no-obligation BMW X3 dealer quotes or Kia Optima dealer quotes from dealers using our car quote form.

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TrueDelta Value Comparison: BMW X3 vs. Kia Optima

Lowest Adjusted Price and Invoice: Kia Optima SX
TrueDelta Adjusted Price Difference: $18,860
TrueDelta Adjusted Invoice Difference: $18,270
Model Year20182012
ModelX3Optima
TrimM40iSX
Body4dr SUV4dr Sedan
Engine355hp I6274hp I4
TransmissionT8T6
DrivetrainAWDFWD
EPA Fuel Economy (city/highway)20/27 MPG22/34 MPG
Audio (watts, speakers)205, 12550, 12
Tire (rear if not all the same)245/50-19225/45-18
Total Price$61,195$34,900
Adjustments for Features-7,4350
Feature-Adjusted Total Price$53,760$34,900
Total Invoice$57,600$32,332
Adjustments for Features-6,9980
Feature-Adjusted Total Invoice$50,602$32,332

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Features Comparison: BMW X3 vs. Kia Optima

Model Year20182012
ModelX3Optima
TrimM40iSX
Body4dr SUV4dr Sedan
Transmission and Drivetrain 
8-speed manually-shiftable automatic$1300 
6-speed manually-shiftable automatic $1100
AWD$1700 
FWD $0
Accessories 
Hands-free trunk or liftgate$100 
Heated steering wheel$100 
Power liftgate$350 
Remote app$25 
Remote window/roof operation$15 
Brakes, Airbags, and Other Safety 
Active or whiplash-reducing head restraints, front seats $0
Hill descent control$250 
Obstacle detection, front$150 
Obstacle detection, rear$250 
Tires, run-flat$150 
Torque vectoring, brake-based$100 
Cargo Management 
Air-conditioned storage compartment $50
Cargo area rails w/tie downs$50 
Cargo cover$75 
Cargo mat$40 
Overhead sunglass holder $25
Roof rails$250 
Trailering equipment (4 wire)$125 
Climate Control 
Automatic air recirculation$100 
Heated windshield washer nozzles$15 
Rain-sensing wipers$175 
Rear air vents $100
Rear air vents with automatic controls$250 
Rear wiper$175 
Variable intermittent wipers $75
Engine / Motor 
Automatic start / stop$150 
Raised top speed limiter$0 
Regenerative braking$0 
Exterior 
Active grille shutters$0 
Black exterior trim (optional)$0 
Body kit $0
Bodyside cladding$350 
Deep-tinted rear windows$275 
Painted brake calipers (optional) $0
Sport rocker panels (optional)$0 
Wheel-lip moldings$75 
Infotainment 
4G LTE connectivity$0 
App support$0 
DVD-compatible player$0 
Handwriting recognition$200 
In-vehicle Internet$150 
Media drive$15 
Navigation map updates, three years$0 
S Voice support$0 
Satellite radio $200
Satellite radio - one year subscription$250 
Siri Eyes Free support$0 
SMS text-to-speech reader$25 
Telematics service, such as OnStar$200 
Traffic + travel information$25 
Traffic information $25
Voice control for external devices$0 
Voice recorder$0 
Instruments, Lights, and Mirrors 
Auto-dimming driver-side mirror$75 
Auto-dimming headlights$200 
Compass $0
Head-up display (HUD)$350 
LED headlights$1000 
Mirror tilt-down in reverse$25 
Speaker lights $100
Steering-linked headlights$150 
Xenon HID headlights $500
Seats and Interior Trim 
Aluminum trim $100
Door sill trim plates$100 
Illuminated door sill trim plates $200
Leather door panel trim $250
Leather-wrapped steering wheel$150 
Manual recliner, second row seats$75 
Manual thigh support length adjuster, driver seat$50 
Manual thigh support length adjuster, passenger seat$50 
Metal pedals $75
Power 4-way lumbar adjuster, driver seat$150 
Power 4-way lumbar adjuster, passenger seat$150 
Power height adjuster, passenger seat$100 
Power lumbar adjuster, driver seat $100
Power seatback bolsters, driver seat$100 
Power seatback bolsters, passenger seat$100 
Power tilt adjuster, passenger seat$100 
Upholstered instrument panel$300 
Wood/leather-wrapped steering wheel $150
Suspension, Wheels, and Tires 
Alloy wheels$350 
Chrome-plated alloy wheels $850
Electronic systems calibration selector$200 
Transmission 
Launch control$100 
Total Value of Features$11,335$3,900
Value of Feature Adjustments$7,435$0
Value of Feature Adjustments-6,9980

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Specifications Comparison: BMW X3 vs. Kia Optima

Model Year20182012
ModelX3Optima
Body4dr SUV4dr Sedan
Wheelbase112.8 in110.0 in
Length185.9 in190.7 in
Width74.4 in72.1 in
Height66.0 in57.3 in
Curb Weight4,230 lb.3,385 lb.
Fuel Capacity17.7 gal.18.5 gal.
Row 1 Headroom41.1 in40.0 in
Row 1 Shoulder Room57.5 in57.2 in
Row 1 Hip Room0.0 in54.7 in
Row 1 Legroom40.3 in45.5 in
Row 2 Headroom39.1 in37.6 in
Row 2 Shoulder Room56.0 in55.7 in
Row 2 Hip Room0.0 in54.5 in
Row 2 Legroom36.4 in34.7 in
Cargo Volume,
Minimum
28.7 ft315.4 ft3
Cargo Volume,
Maximum
62.7 ft315.4 ft3

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Option Package Details
BMW X3 M40i

Premium Tier
FeatureValueRequested?
Heated front seats200Yes
Heated steering wheel100No
Head-up display (HUD)350No
245/50WR19 tires400No
Navigation map updates, three years0No
DVD-compatible player0No
Voice control for nav and audio100Yes
Media drive15No
In-vehicle Internet150No
Handwriting recognition200No
Siri Eyes Free support0No
S Voice support0No
4G LTE connectivity0No
Navigation system600Yes
Traffic + travel information25No
Remote app25No
Total Requested90042%
Total Not Requested126558%

Option Package Details
Kia Optima SX

Navigation system
FeatureValueRequested?
Navigation system600Yes
Voice control for nav and audio100Yes
Traffic information25Yes
Total Requested725100%
Total Not Requested00%
Limited Package
FeatureValueRequested?
Upgraded leather upholstery-450No
Wood trim300Yes
Leather seating surfaces450Yes
Wood/leather-wrapped steering wheel0No
Additional chrome trim0No
Upholstered door panels, leather250No
Chrome-plated alloy wheels500No
Painted brake calipers (optional)0No
Total Requested75071%
Total Not Requested30029%
Premium Package
FeatureValueRequested?
Heated front seats200Yes
Heated second row seats200Yes
Cooled or ventilated front seats300Yes
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Memory system, driver seat200Yes
Panoramic sunroof1200Yes
Power-folding mirrors50Yes
HD radio50Yes
Infinity, 550W, 12 speakers (with subwoofer)350No
Rearview camera200Yes
Voice control for external devices0No
SMS text-to-speech reader25No
Bluetooth audio streaming25Yes
Media drive, small5No
Total Requested262587%
Total Not Requested38013%

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