Kia Optima Kia Optima 2006 Volvo XC90 Volvo XC90 2017

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Kia Optima vs. Volvo XC90 Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Kia Optima vs. Volvo XC90 Invoice Comparison

Lowest Total Price: $21,790

Kia Optima EX   
Difference: $26,950

Lowest Total Invoice: $20,029

Kia Optima EX   
Difference: $25,846

Calculate Payments

  Down Payment Interest Rate Term
Model Year200620172017201720172017201720172017
ModelOptimaXC90XC90XC90XC90XC90XC90XC90XC90
TrimEXT5 MomentumT6 MomentumT5 R-DesignT6 R-DesignT8 R-DesignT6 InscriptionT8 InscriptionT8 Excellence
Body4dr Sedan4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV
Base Price $19,100 $45,750 $52,250 $51,150 $56,250 $67,800 $57,350 $68,900 $104,900
Base Invoice $17,605 $43,005 $49,115 $48,081 $52,875 $63,732 $53,909 $64,766 $98,606
Leather Package 1,000                
Floor mats 85                
Rear spoiler 220                
Antilock brakes (ABS) 795                
Metallic paint (extra cost)   595 595 595 595 595 595 595 595
Leather seating surfaces   1,400              
Leather Package 890                
Floor mats 65                
Rear spoiler 169                
Antilock brakes (ABS) 710                
Metallic paint (extra cost)   559 559 559 559 559 559 559 559
Leather seating surfaces   1,316              
Options (change) 2,100 1,995 595 595 595 595 595 595 595
Options (change) 1,834 1,875 559 559 559 559 559 559 559
Destination 590 995 995 995 995 995 995 995 995
Gas Tax 0 0 0 0 0 -4,585 0 -4,585 -4,585
Total Price $21,790 $48,740 $53,840 $52,740 $57,840 $64,805 $58,940 $65,905 $101,905
Total Invoice $20,029 $45,875 $50,669 $49,635 $54,429 $60,701 $55,463 $61,735 $95,575

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

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TrueDelta Value Comparison: Kia Optima vs. Volvo XC90

Lowest Adjusted Price and Invoice: Kia Optima EX
TrueDelta Adjusted Price Difference: $16,325
TrueDelta Adjusted Invoice Difference: $15,846
Model Year200620172017201720172017201720172017
ModelOptimaXC90XC90XC90XC90XC90XC90XC90XC90
TrimEXT5 MomentumT6 MomentumT5 R-DesignT6 R-DesignT8 R-DesignT6 InscriptionT8 InscriptionT8 Excellence
Body4dr Sedan4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV
Engine138hp I4250hp I4316hp I4250hp I4316hp I4313hp I4 PiH316hp I4313hp I4 PiH313hp I4 PiH
TransmissionT4T8T8T8T8T8T8T8T8
DrivetrainFWDFWDAWDFWDAWDAWDAWDAWDAWD
EPA Fuel Economy (city/highway)/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG
Audio (watts, speakers)120, 6330, 10330, 10330, 10330, 10330, 10330, 10330, 101400, 20
Tire (rear if not all the same)205/60-15235/60-18235/55-19275/45-20275/45-20275/45-20275/45-20275/45-20275/40-21
Total Price$21,790$48,740$53,840$52,740$57,840$64,805$58,940$65,905$101,905
Adjustments for Features0-10,625-14,200-12,125-15,450-15,275-16,015-15,840-24,365
Feature-Adjusted Total Price$21,790$38,115$39,640$40,615$42,390$49,530$42,925$50,065$77,540
Cost Above Minimum$0$0$1,525$2,500$4,275$11,415$4,810$11,950$39,425
Total Invoice$20,029$45,875$50,669$49,635$54,429$60,701$55,463$61,735$95,575
Adjustments for Features0-10,000-13,364-11,411-14,539-14,308-15,070-14,838-22,852
Feature-Adjusted Total Invoice$20,029$35,875$37,305$38,224$39,890$46,393$40,393$46,897$72,723
Cost Above Minimum$0$0$1,430$2,349$4,015$10,518$4,518$11,022$36,848

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Features Comparison: Kia Optima vs. Volvo XC90

Model Year200620172017201720172017201720172017
ModelOptimaXC90XC90XC90XC90XC90XC90XC90XC90
TrimEXT5 MomentumT6 MomentumT5 R-DesignT6 R-DesignT8 R-DesignT6 InscriptionT8 InscriptionT8 Excellence
Body4dr Sedan4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV
Transmission and Drivetrain 
4-speed manually-shiftable automatic$900        
8-speed manually-shiftable automatic $1300$1300$1300$1300$1300$1300$1300$1300
FWD$0$0 $0     
AWD  $1700 $1700$1700$1700$1700$1700
Accessories 
Active noise reduction $0$0$0$0$0$0$0$0
Adaptive cruise control, all-speed        $850
Cruise control$150$150$150$150$150$150$150$150 
Hands-free trunk or liftgate $100$100$100$100$100$100$100$100
Heated / cooled cup holders, second row        $50
Heated steering wheel        $100
Power liftgate $350$350$350$350$350$350$350$350
Proximity key $250$250$250$250$250$250$250$250
Remote app $25$25$25$25$25$25$25$25
Semi-automated parking system        $500
Sunshades, second row      $125$125$125
Tilt steering wheel, manual$150        
Tilt/telescoping steering wheel, manual $250$250$250$250$250$250$250$250
Universal garage door opener$100       $100
Brakes, Airbags, and Other Safety 
Active or whiplash-reducing head restraints, front seats $0$0$0$0$0$0$0$0
Around view cameras        $500
Automatic braking, high-speed or partial $200$200$200$200$200$200$200$200
Automatic braking, low-speed $200$200$200$200$200$200$200$200
Blind spot warning system        $200
Brake assist $50$50$50$50$50$50$50$50
Collision preparation system, rear $100$100$100$100$100$100$100$100
Cross-traffic warning, rear        $100
Cyclist detection $25$25$25$25$25$25$25$25
Driver drowsiness monitor $150$150$150$150$150$150$150$150
Following distance indicator        $25
Forward collision warning $200$200$200$200$200$200$200$200
Hill descent control $250$250$250$250$250$250$250$250
Intersection collision mitigation $100$100$100$100$100$100$100$100
Lane departure warning $200$200$200$200$200$200$200$200
Lane keeping assist        $400
Obstacle detection, front        $150
Obstacle detection, rear $250$250$250$250$250$250$250$250
Pedestrian detection $50$50$50$50$50$50$50$50
Radar- or camera-based collision preparation system $0$0$0$0$0$0$0$0
Rearview camera $200$200$200$200$200$200$200 
Rollover sensor $50$50$50$50$50$50$50$50
Run-off road collision prepartion $25$25$25$25$25$25$25$25
Secondary collision brake assist $25$25$25$25$25$25$25$25
Side curtain airbags $350 $350    $350
Side curtain airbags, three rows  $500 $500$500$500$500 
Stability control $400$400$400$400$400$400$400$400
Tire-pressure monitor $75$75$75$75$75$75$75$75
Traction control $100$100$100$100$100$100$100$100
Wide-view front camera        $150
Wide-view rear camera        $0
Cargo Management 
Air-conditioned storage compartment $50$50$50$50$50$50$50 
Aluminum roof rails $250$250$250$250$250$250$250$250
Cargo cover $75$75$75$75$75$75$75$75
Cargo mat      $40$40$40
Cargo organizer        $100
Refrigerated storage compartment        $250
Second-row high console        $250
Climate Control 
Dual-zone climate control $125$125$125$125$125$125$125$125
Electrically heated windshield        $250
Interior air filter $0$0$0$0$0$0$0$0
Ionizing air filtration        $50
Rain-sensing wipers $175$175$175$175$175$175$175$175
Rear air vents $100 $100     
Rear air vents with automatic controls  $250 $250$250$250$250$250
Rear dual-zone climate control  $125 $125$125$125$125$125
Rear HVAC unit  $400 $400$400$400$400$400
Rear wiper $175$175$175$175$175$175$175$175
Residual heat        $50
Variable intermittent wipers$75        
Engine / Motor 
3.5 kW onboard charger     $0 $0$0
9 kWh battery pack     $0 $0$0
Automatic start / stop $150$150$150$150$150$150$150$150
Regenerative braking $0$0$0$0 $0  
Exterior 
Black grille (optional)   $0$0$0   
Bodyside cladding $350$350$350$350$350$350$350$350
Bodyside moldings$75        
Bright-finished exhaust tip(s) $25$25$25$25$25$25$25$25
Deep-tinted rear windows $275$275$275$275$275$275$275$275
Panoramic sunroof $1200$1200$1200$1200$1200$1200$1200$1200
Sunroof$900        
Wheel-lip moldings $75$75$75$75$75$75$75$75
Infotainment 
Android Auto support   $100$100$100$100$100$100
App support $0$0$0$0$0$0$0$0
Apple CarPlay support   $100$100$100$100$100$100
Audio controls on steering wheel $125$125$125$125$125$125$125$125
Aux input $50$50$50$50$50$50$50$50
Bluetooth audio streaming $25$25$25$25$25$25$25$25
Bluetooth cell phone link $100$100$100$100$100$100$100$100
Cassette player$50        
CD player$125        
Entertainment system with dual headrest screens        $1200
Handwriting recognition $200$200$200$200$200$200$200$200
HD radio $50$50$50$50$50$50$50$50
In-vehicle Internet $150$150$150$150$150$150$150$150
Navigation system $600$600$600$600$600$600$600$600
Satellite radio $200$200$200$200$200$200$200$200
SMS text-to-speech reader $25$25$25$25$25$25$25$25
Surround sound        $250
Telematics service, such as OnStar $200$200$200$200$200$200$200$200
Traffic information $25$25$25$25$25$25$25$25
Voice control for nav and audio $100$100$100$100$100$100$100$100
Wi-Fi hotspot $50$50$50$50$50$50$50$50
Instruments, Lights, and Mirrors 
Auto-dimming driver-side mirror        $75
Auto-dimming headlights $200$200$200$200$200$200$200$200
Auto-dimming passenger-side mirror        $75
Compass        $0
Fog light, rear $100$100$100$100$100$100$100$100
Fog lights$125$125$125$125$125 $125  
Head-up display (HUD)        $350
Headlight washers   $50$50$50$50$50$50
Large color reconfigurable instrument cluster display  $250$250$250$250$250$250$250
LED headlights $1000$1000$1000$1000$1000$1000$1000$1000
Mirror tilt-down in reverse        $25
Outside temperature display $50$50$50$50$50$50$50$50
Power-folding mirrors        $50
Road sign information $75$75$75$75$75$75$75$75
Spotter mirror(s)        $50
Steering-linked fog lights $50$50$50$50 $50  
Steering-linked headlights   $150$150$150$150$150$150
Trip computer $150$150$150$150$150$150$150$150
Turn signals on or near mirrors $25$25$25$25$25$25$25$25
Seats and Interior Trim 
Aluminum trim $100$100$100$100$100   
Cooled or ventilated front seats      $300$300$300
Cooled or ventilated second row seats        $200
Foldaway tray tables, second row        $150
Folding second row seats$300$300$300$300$300$300$300$300 
Folding third row seats  $600 $600$600$600$600 
Footrests, second row        $25
Heated front seats  $200 $200$200$200$200$200
Heated second row seats        $200
Illuminated door sill trim plates   $200$200$200$200$200$200
Manual fore-aft adjuster, second row seats $75$75$75$75$75$75$75 
Manual lumbar adjuster, driver seat$50        
Manual recliner, second row seats $75$75$75$75$75$75$75 
Massage, driver seat        $100
Massage, passenger seat        $100
Massage, second row seats        $150
Memory system, driver seat $200$200$200$200$200$200$200$200
Memory system, passenger seat   $150$150$150$150$150$150
Power 4-way lumbar adjuster, driver seat $150$150$150$150$150$150$150$150
Power 4-way lumbar adjuster, passenger seat $150$150$150$150$150$150$150$150
Power height adjuster, passenger seat $100$100$100$100$100$100$100$100
Power lumbar adjuster, second row seats        $150
Power recliner, second row seats        $150
Power seatback bolsters, driver seat   $100$100$100$100$100$100
Power seatback bolsters, passenger seat   $100$100$100$100$100$100
Power thigh support length adjuster, driver seat   $100$100$100$100$100$100
Power thigh support length adjuster, passenger seat   $100$100$100$100$100$100
Power thigh support length adjuster, second row seats        $150
Power tilt adjuster, passenger seat $100$100$100$100$100$100$100$100
Power tilt adjuster, second row seats        $150
Power-folding headrests, second row seats $50$50$50$50$50$50$50 
Synthetic suede inserts in leather seating surfaces   $0$0$0   
Upholstered instrument panel, leather        $1000
Wood trim      $300$300$300
Suspension, Wheels, and Tires 
Adaptive dampers - electrical        $500
Air suspension, auto-leveling and height adjustable        $1000
Alloy wheels$350$350$350      
Electronic systems calibration selector $200$200$200$200$200$200$200$200
Polished alloy wheels   $350$350$350$350$350$350
Transmission 
Steering-wheel-mounted transmission controls   $100$100$100   
Total Value of Features$3,350$13,975$17,550$15,475$18,800$18,625$19,365$19,190$27,715
Value of Feature Adjustments$0$10,625$14,200$12,125$15,450$15,275$16,015$15,840$24,365
Value of Feature Adjustments0-10,000-13,364-11,411-14,539-14,308-15,070-14,838-22,852

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Specifications Comparison: Kia Optima vs. Volvo XC90

Model Year20062017
ModelOptimaXC90
Body4dr Sedan4dr SUV
Wheelbase106.3 in117.5 in
Length185.8 in194.8 in
Width71.5 in79.1 in
Height55.5 in69.9 in
Curb Weight3,282 lb.4,294 lb.
Fuel Capacity17.2 gal.18.8 gal.
Row 1 Headroom39.0 in38.9 in
Row 1 Shoulder Room56.9 in57.7 in
Row 1 Hip Room55.8 in0.0 in
Row 1 Legroom43.3 in40.9 in
Row 2 Headroom37.6 in38.5 in
Row 2 Shoulder Room55.7 in56.5 in
Row 2 Hip Room54.4 in0.0 in
Row 2 Legroom36.2 in37.0 in
Row 3 Headroom0.0 in35.5 in
Row 3 Legroom0.0 in31.9 in
Cargo Volume,
Minimum
13.6 ft315.8 ft3
Cargo Volume,
Behind R2
13.641.8 ft3
Cargo Volume,
Maximum
13.685.7 ft3

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Option Package Details
Kia Optima EX

Leather Package
FeatureValueRequested?
Leather seating surfaces900Yes
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Total Requested1100100%
Total Not Requested00%

Option Package Details
Volvo XC90 T5 Momentum

Leather seating surfaces
FeatureValueRequested?
Leather seating surfaces900Yes
Leather door panel trim250No
Total Requested90078%
Total Not Requested25022%

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