Kia Optima Kia Optima 2008 Volvo XC90 Volvo XC90 2017

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Kia Optima vs. Volvo XC90 Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Kia Optima vs. Volvo XC90 Invoice Comparison

Lowest Total Price: $24,120

Kia Optima EX   
Difference: $25,120

Lowest Total Invoice: $22,335

Kia Optima EX   
Difference: $24,010

Calculate Payments

  Down Payment Interest Rate Term
Model Year20082017201720172017201720172017
ModelOptimaXC90XC90XC90XC90XC90XC90XC90
TrimEXT5 MomentumT6 MomentumT5 R-DesignT6 R-DesignT8 R-DesignT6 InscriptionT8 Inscription
Body4dr Sedan4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV
Base Price $19,895 $45,750 $52,250 $51,150 $56,250 $67,800 $57,350 $68,900
Base Invoice $18,510 $43,005 $49,115 $48,081 $52,875 $63,732 $53,909 $64,766
Premium Package 1,300              
Convenience Package 700              
Appearance Package 700              
Stability control 650              
Rear spoiler 200              
Metallic paint (extra cost)   595 595 595 595 595 595 595
Heated front seats   500   500        
Leather seating surfaces   1,400            
Premium Package 1,160              
Convenience Package 625              
Appearance Package 625              
Stability control 580              
Rear spoiler 160              
Metallic paint (extra cost)   559 559 559 559 559 559 559
Heated front seats   470   470        
Leather seating surfaces   1,316            
Options (change) 3,550 2,495 595 1,095 595 595 595 595
Options (change) 3,150 2,345 559 1,029 559 559 559 559
Destination 675 995 995 995 995 995 995 995
Gas Tax 0 0 0 0 0 -4,585 0 -4,585
Total Price $24,120 $49,240 $53,840 $53,240 $57,840 $64,805 $58,940 $65,905
Total Invoice $22,335 $46,345 $50,669 $50,105 $54,429 $60,701 $55,463 $61,735

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

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TrueDelta Value Comparison: Kia Optima vs. Volvo XC90

Lowest Adjusted Price and Invoice: Kia Optima EX
TrueDelta Adjusted Price Difference: $16,270
TrueDelta Adjusted Invoice Difference: $15,680
Model Year20082017201720172017201720172017
ModelOptimaXC90XC90XC90XC90XC90XC90XC90
TrimEXT5 MomentumT6 MomentumT5 R-DesignT6 R-DesignT8 R-DesignT6 InscriptionT8 Inscription
Body4dr Sedan4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV
Engine162hp I4250hp I4316hp I4250hp I4316hp I4313hp I4 PiH316hp I4313hp I4 PiH
TransmissionT5T8T8T8T8T8T8T8
DrivetrainFWDFWDAWDFWDAWDAWDAWDAWD
EPA Fuel Economy (city/highway)/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG
Audio (watts, speakers)360, 7330, 10330, 10330, 10330, 10330, 10330, 10330, 10
Tire (rear if not all the same)215/50-17235/60-18235/55-19275/45-20275/45-20275/45-20275/45-20275/45-20
Total Price$24,120$49,240$53,840$53,240$57,840$64,805$58,940$65,905
Adjustments for Features0-8,850-12,225-10,475-13,600-13,275-14,090-13,765
Feature-Adjusted Total Price$24,120$40,390$41,615$42,765$44,240$51,530$44,850$52,140
Cost Above Minimum$0$0$1,225$2,375$3,850$11,140$4,460$11,750
Total Invoice$22,335$46,345$50,669$50,105$54,429$60,701$55,463$61,735
Adjustments for Features0-8,330-11,505-9,858-12,798-12,434-13,259-12,894
Feature-Adjusted Total Invoice$22,335$38,015$39,164$40,247$41,631$48,267$42,204$48,841
Cost Above Minimum$0$0$1,149$2,232$3,616$10,252$4,189$10,826

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Features Comparison: Kia Optima vs. Volvo XC90

Model Year20082017201720172017201720172017
ModelOptimaXC90XC90XC90XC90XC90XC90XC90
TrimEXT5 MomentumT6 MomentumT5 R-DesignT6 R-DesignT8 R-DesignT6 InscriptionT8 Inscription
Body4dr Sedan4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV
Transmission and Drivetrain 
5-speed manually-shiftable automatic$1000       
8-speed manually-shiftable automatic $1300$1300$1300$1300$1300$1300$1300
FWD$0$0 $0    
AWD  $1700 $1700$1700$1700$1700
Accessories 
Active noise reduction $0$0$0$0$0$0$0
Hands-free trunk or liftgate $100$100$100$100$100$100$100
Power liftgate $350$350$350$350$350$350$350
Power-adjustable pedals$125       
Proximity key $250$250$250$250$250$250$250
Remote app $25$25$25$25$25$25$25
Sunshade, rear$125       
Sunshades, second row      $125$125
Universal garage door opener$100       
Brakes, Airbags, and Other Safety 
Automatic braking, high-speed or partial $200$200$200$200$200$200$200
Automatic braking, low-speed $200$200$200$200$200$200$200
Collision preparation system, rear $100$100$100$100$100$100$100
Cyclist detection $25$25$25$25$25$25$25
Driver drowsiness monitor $150$150$150$150$150$150$150
Forward collision warning $200$200$200$200$200$200$200
Hill descent control $250$250$250$250$250$250$250
Intersection collision mitigation $100$100$100$100$100$100$100
Lane departure warning $200$200$200$200$200$200$200
Obstacle detection, rear $250$250$250$250$250$250$250
Pedestrian detection $50$50$50$50$50$50$50
Radar- or camera-based collision preparation system $0$0$0$0$0$0$0
Rearview camera $200$200$200$200$200$200$200
Rollover sensor $50$50$50$50$50$50$50
Run-off road collision prepartion $25$25$25$25$25$25$25
Secondary collision brake assist $25$25$25$25$25$25$25
Side curtain airbags$350$350 $350    
Side curtain airbags, three rows  $500 $500$500$500$500
Temporary spare tire$150$150$150$150$150 $150 
Cargo Management 
Air-conditioned storage compartment $50$50$50$50$50$50$50
Aluminum roof rails $250$250$250$250$250$250$250
Cargo cover $75$75$75$75$75$75$75
Cargo mat      $40$40
Overhead sunglass holder$25       
Climate Control 
Automatic air recirculation $100$100$100$100$100$100$100
Dual-zone climate control $125$125$125$125$125$125$125
Rain-sensing wipers $175$175$175$175$175$175$175
Rear air vents $100 $100    
Rear air vents with automatic controls  $250 $250$250$250$250
Rear dual-zone climate control  $125 $125$125$125$125
Rear HVAC unit  $400 $400$400$400$400
Rear wiper $175$175$175$175$175$175$175
Variable intermittent wipers$75       
Engine / Motor 
3.5 kW onboard charger     $0 $0
9 kWh battery pack     $0 $0
Automatic start / stop $150$150$150$150$150$150$150
Regenerative braking $0$0$0$0 $0 
Exterior 
Black grille (optional)   $0$0$0  
Bodyside cladding $350$350$350$350$350$350$350
Bodyside moldings$75       
Bright-finished exhaust tip(s) $25$25$25$25$25$25$25
Deep-tinted rear windows $275$275$275$275$275$275$275
Panoramic sunroof $1200$1200$1200$1200$1200$1200$1200
Sunroof$900       
Wheel-lip moldings $75$75$75$75$75$75$75
Infotainment 
Android Auto support   $100$100$100$100$100
App support $0$0$0$0$0$0$0
Apple CarPlay support   $100$100$100$100$100
Bluetooth audio streaming $25$25$25$25$25$25$25
Bluetooth cell phone link $100$100$100$100$100$100$100
CD changer, in-dash$325       
Handwriting recognition $200$200$200$200$200$200$200
HD radio $50$50$50$50$50$50$50
In-vehicle Internet $150$150$150$150$150$150$150
MP3-compatible player$50       
Navigation system $600$600$600$600$600$600$600
Satellite radio $200$200$200$200$200$200$200
SMS text-to-speech reader $25$25$25$25$25$25$25
Telematics service, such as OnStar $200$200$200$200$200$200$200
Traffic information $25$25$25$25$25$25$25
USB port $25$25$25$25$25$25$25
Voice control for nav and audio $100$100$100$100$100$100$100
Wi-Fi hotspot $50$50$50$50$50$50$50
Instruments, Lights, and Mirrors 
Auto-dimming headlights $200$200$200$200$200$200$200
Fog light, rear $100$100$100$100$100$100$100
Fog lights$125$125$125$125$125 $125 
Headlight washers   $50$50$50$50$50
Interior ambient lighting   $150$150$150$150$150
Large color reconfigurable instrument cluster display  $250$250$250$250$250$250
LED headlights $1000$1000$1000$1000$1000$1000$1000
Road sign information $75$75$75$75$75$75$75
Steering-linked fog lights $50$50$50$50 $50 
Steering-linked headlights   $150$150$150$150$150
Seats and Interior Trim 
Aluminum trim$100$100$100$100$100$100  
Cooled or ventilated front seats      $300$300
Door sill trim plates$100$100$100     
Folding third row seats  $600 $600$600$600$600
Illuminated door sill trim plates   $200$200$200$200$200
Leather door panel trim $250$250$250$250$250$250$250
Manual fore-aft adjuster, second row seats $75$75$75$75$75$75$75
Manual lumbar adjuster, driver seat$50       
Manual recliner, second row seats $75$75$75$75$75$75$75
Memory system, driver seat $200$200$200$200$200$200$200
Memory system, passenger seat   $150$150$150$150$150
Metal pedals   $75$75$75  
Power 4-way lumbar adjuster, driver seat $150$150$150$150$150$150$150
Power 4-way lumbar adjuster, passenger seat $150$150$150$150$150$150$150
Power height adjuster, passenger seat $100$100$100$100$100$100$100
Power seatback bolsters, driver seat   $100$100$100$100$100
Power seatback bolsters, passenger seat   $100$100$100$100$100
Power thigh support length adjuster, driver seat   $100$100$100$100$100
Power thigh support length adjuster, passenger seat   $100$100$100$100$100
Power tilt adjuster, passenger seat $100$100$100$100$100$100$100
Power-folding headrests, second row seats $50$50$50$50$50$50$50
Synthetic suede inserts in leather seating surfaces   $0$0$0  
Wood trim      $300$300
Suspension, Wheels, and Tires 
Alloy wheels$350$350$350     
Electronic systems calibration selector $200$200$200$200$200$200$200
Polished alloy wheels   $350$350$350$350$350
Transmission 
Steering-wheel-mounted transmission controls   $100$100$100  
Total Value of Features$4,025$12,875$16,250$14,500$17,625$17,300$18,115$17,790
Value of Feature Adjustments$0$8,850$12,225$10,475$13,600$13,275$14,090$13,765
Value of Feature Adjustments0-8,330-11,505-9,858-12,798-12,434-13,259-12,894

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Specifications Comparison: Kia Optima vs. Volvo XC90

Model Year20082017
ModelOptimaXC90
Body4dr Sedan4dr SUV
Wheelbase107.1 in117.5 in
Length186.4 in194.8 in
Width71.1 in79.1 in
Height58.3 in69.9 in
Curb Weight3,143 lb.4,294 lb.
Fuel Capacity17.0 gal.18.8 gal.
Row 1 Headroom39.8 in38.9 in
Row 1 Shoulder Room57.1 in57.7 in
Row 1 Hip Room54.5 in0.0 in
Row 1 Legroom43.7 in40.9 in
Row 2 Headroom38.0 in38.5 in
Row 2 Shoulder Room56.3 in56.5 in
Row 2 Hip Room54.7 in0.0 in
Row 2 Legroom37.8 in37.0 in
Row 3 Headroom0.0 in35.5 in
Row 3 Legroom0.0 in31.9 in
Cargo Volume,
Minimum
14.8 ft315.8 ft3
Cargo Volume,
Behind R2
14.841.8 ft3
Cargo Volume,
Maximum
14.885.7 ft3

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Option Package Details
Kia Optima EX

Premium Package
FeatureValueRequested?
Sunroof900Yes
CD changer, in-dash200No
MP3-compatible player50No
Infinity, 360W, 7 speakers (with subwoofer)350No
Total Requested90060%
Total Not Requested60040%
Convenience Package
FeatureValueRequested?
Heated front seats200Yes
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Sunshade, rear125No
Power-adjustable pedals125No
Total Requested40062%
Total Not Requested25038%
Appearance Package
FeatureValueRequested?
215/50VR17 tires400No
Upgraded instruments0No
Aluminum trim100Yes
Special exterior trim0No
Total Requested10020%
Total Not Requested40080%

Option Package Details
Volvo XC90 T5 Momentum

Leather seating surfaces
FeatureValueRequested?
Leather seating surfaces900Yes
Leather door panel trim250No
Total Requested90078%
Total Not Requested25022%

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