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Kia Optima vs. Volvo XC90 Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Kia Optima vs. Volvo XC90 Invoice Comparison

Lowest Total Price: $24,120

Kia Optima EX   
Difference: $16,505

Lowest Total Invoice: $22,335

Kia Optima EX   
Difference: $15,905

Calculate Payments

  Down Payment Interest Rate Term
Model Year200820122012
ModelOptimaXC90XC90
TrimEX3.23.2 R-Design
Body4dr Sedan4dr SUV4dr SUV
Base Price $19,895 $38,400 $41,200
Base Invoice $18,510 $36,096 $38,728
Stability control 650    
Premium Package 1,300    
Convenience Package 700    
Appearance Package 700    
Rear spoiler 200    
Climate Package   800 800
Metallic paint (extra cost)   550 550
Premier Plus Package     400
Stability control 580    
Premium Package 1,160    
Convenience Package 625    
Appearance Package 625    
Rear spoiler 160    
Climate Package   752 752
Metallic paint (extra cost)   517 517
Premier Plus Package     376
Options (change) 3,550 1,350 1,750
Options (change) 3,150 1,269 1,645
Destination 675 875 875
Total Price $24,120 $40,625 $43,825
Total Invoice $22,335 $38,240 $41,248

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

Dealer Price Quotes

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Request free, no-obligation Kia Optima dealer quotes or Volvo XC90 dealer quotes from dealers using our car quote form.

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TrueDelta Value Comparison: Kia Optima vs. Volvo XC90

Lowest Adjusted Price and Invoice: Kia Optima EX
TrueDelta Adjusted Price Difference: $12,505
TrueDelta Adjusted Invoice Difference: $12,140
Model Year200820122012
ModelOptimaXC90XC90
TrimEX3.23.2 R-Design
Body4dr Sedan4dr SUV4dr SUV
Engine162hp I4240hp I6240hp I6
TransmissionT5T6T6
DrivetrainFWDFWDFWD
EPA Fuel Economy (city/highway)21/31 MPG15/22 MPG15/22 MPG
Audio (watts, speakers)360, 7160, 8160, 8
Tire (rear if not all the same)215/50-17235/60-18255/45-20
Total Price$24,120$40,625$43,825
Adjustments for Features0-4,000-4,650
Feature-Adjusted Total Price$24,120$36,625$39,175
Cost Above Minimum$0$0$2,550
Total Invoice$22,335$38,240$41,248
Adjustments for Features0-3,765-4,377
Feature-Adjusted Total Invoice$22,335$34,475$36,871
Cost Above Minimum$0$0$2,396

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Features Comparison: Kia Optima vs. Volvo XC90

Model Year200820122012
ModelOptimaXC90XC90
TrimEX3.23.2 R-Design
Body4dr Sedan4dr SUV4dr SUV
Transmission and Drivetrain 
5-speed manually-shiftable automatic$1000  
6-speed manually-shiftable automatic $1100$1100
FWD$0$0$0
Accessories 
Power-adjustable pedals$125  
Sunshade, rear$125  
Universal garage door opener$100 $100
Brakes, Airbags, and Other Safety 
Obstacle detection, rear $250$250
Rollover sensor $50$50
Side curtain airbags$350  
Side curtain airbags, three rows $500$500
Cargo Management 
Cargo organizer  $100
Liftglass or two-piece tailgate $150$150
Overhead sunglass holder$25  
Roof rails $250$250
Climate Control 
Automatic air recirculation $100$100
Dual-zone climate control $125$125
Rain-sensing wipers $175$175
Rear air vents with manual controls $150$150
Rear HVAC unit $400$400
Rear wiper $175$175
Variable intermittent wipers$75  
Exterior 
Bodyside moldings$75  
Deep-tinted rear windows $275$275
Wheel-lip moldings $75$75
Infotainment 
Bluetooth audio streaming $25$25
Bluetooth cell phone link $100$100
CD changer, in-dash$325  
CD player $125$125
HD radio $50$50
Rear seat audio controls $25$25
Satellite radio $200$200
USB port $25$25
Instruments, Lights, and Mirrors 
Auto-dimming rearview mirror$150  
Automatic headlights$125  
Automatic-off headlights $25$25
Compass  $0
Fog light, rear $100$100
Headlight washers $50$50
Steering-linked headlights  $150
Xenon HID headlights  $500
Seats and Interior Trim 
Aluminum trim$100 $100
Floor mats, third row (optional) $0$0
Folding passenger seat $150$150
Folding third row seats $600$600
Integrated second row child seat, one $150$150
Leather seating surfaces, third-row seats $200$200
Manual fore-aft center section, second row seat $25$25
Manual lumbar adjuster, passenger seat $50$50
Memory system, driver seat $200$200
Power height adjuster, passenger seat $100$100
Power tilt adjuster, passenger seat $100$100
Wood trim $300 
Suspension, Wheels, and Tires 
Auto-leveling rear shocks $200$200
Sport suspension (upgrade) $0$0
Total Value of Features$2,575$6,575$7,225
Value of Feature Adjustments$0$4,000$4,650
Value of Feature Adjustments0-3,765-4,377

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See a complete comparison of Kia Optima vs. Volvo XC90 features.

Specifications Comparison: Kia Optima vs. Volvo XC90

Model Year20082012
ModelOptimaXC90
Body4dr Sedan4dr SUV
Wheelbase107.1 in112.6 in
Length186.4 in188.9 in
Width71.1 in74.7 in
Height58.3 in70.2 in
Curb Weight3,179 lb.4,544 lb.
Fuel Capacity17.0 gal.21.1 gal.
Row 1 Headroom39.8 in39.7 in
Row 1 Shoulder Room57.1 in58.3 in
Row 1 Hip Room54.5 in55.4 in
Row 1 Legroom43.7 in41.0 in
Row 2 Headroom38.0 in38.4 in
Row 2 Shoulder Room56.3 in57.4 in
Row 2 Hip Room54.7 in54.1 in
Row 2 Legroom37.8 in34.6 in
Row 3 Headroom0.0 in35.5 in
Row 3 Legroom0.0 in30.1 in
Cargo Volume,
Minimum		14.8 ft38.8 ft3
Cargo Volume,
Behind R2		14.843.3 ft3
Cargo Volume,
Maximum		14.885.1 ft3

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See a complete comparison of Kia Optima vs. Volvo XC90 specs.

Option Package Details
Kia Optima EX

Premium Package
FeatureValueRequested?
Sunroof900Yes
CD changer, in-dash200No
MP3-compatible player50Yes
Infinity, 360W, 7 speakers (with subwoofer)350No
Total Requested95063%
Total Not Requested55037%
Convenience Package
FeatureValueRequested?
Heated front seats200Yes
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Sunshade, rear125No
Power-adjustable pedals125No
Total Requested40062%
Total Not Requested25038%
Appearance Package
FeatureValueRequested?
215/50VR17 tires400No
Upgraded instruments0No
Aluminum trim100Yes
Special exterior trim0No
Total Requested10020%
Total Not Requested40080%

Option Package Details
Volvo XC90 3.2

Climate Package
FeatureValueRequested?
Heated front seats200Yes
Rain-sensing wipers100No
Headlight washers50No
Automatic air recirculation100No
Total Requested20044%
Total Not Requested25056%

Option Package Details
Volvo XC90 3.2 R-Design

Climate Package
FeatureValueRequested?
Heated front seats200Yes
Rain-sensing wipers100No
Headlight washers50No
Automatic air recirculation100No
Total Requested20044%
Total Not Requested25056%
Premier Plus Package
FeatureValueRequested?
Universal garage door opener100Yes
Compass0No
Cargo organizer100No
Total Requested10050%
Total Not Requested10050%

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