Kia Optima Kia Optima 2008 Volvo XC90 Volvo XC90 2016

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Kia Optima vs. Volvo XC90 Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Kia Optima vs. Volvo XC90 Invoice Comparison

Lowest Total Price: $24,120

Kia Optima EX   
Difference: $23,285

Lowest Total Invoice: $22,335

Kia Optima EX   
Difference: $22,285

Calculate Payments

  Down Payment Interest Rate Term
Model Year2008201620162016201620162016201620162016
ModelOptimaXC90XC90XC90XC90XC90XC90XC90XC90XC90
TrimEXT5 MomentumT6 MomentumT8 MomentumT5 R-DesignT6 R-DesignT8 R-DesignT5 InscriptionT6 InscriptionT8 Inscription
Body4dr Sedan4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV
Base Price $19,895 $43,950 $49,800 $68,100 $49,350 $53,800 $70,000 $51,250 $55,400 $71,600
Base Invoice $18,510 $41,313 $46,812 $64,014 $46,389 $50,572 $65,800 $48,175 $52,076 $67,304
Premium Package 1,300                  
Stability control 650                  
Convenience Package 700                  
Appearance Package 700                  
Rear spoiler 200                  
Metallic paint (extra cost)   560 560 560 560 560 560 560 560 560
Heated front seats   500     500          
Leather seating surfaces   1,400                
Premium Package 1,160                  
Stability control 580                  
Convenience Package 625                  
Appearance Package 625                  
Rear spoiler 160                  
Metallic paint (extra cost)   526 526 526 526 526 526 526 526 526
Heated front seats   470     470          
Leather seating surfaces   1,316                
Options (change) 3,550 2,460 560 560 1,060 560 560 560 560 560
Options (change) 3,150 2,312 526 526 996 526 526 526 526 526
Destination 675 995 995 995 995 995 995 995 995 995
Gas Tax 0 0 0 -4,585 0 0 -4,585 0 0 -4,585
Total Price $24,120 $47,405 $51,355 $65,070 $51,405 $55,355 $66,970 $52,805 $56,955 $68,570
Total Invoice $22,335 $44,620 $48,333 $60,950 $48,380 $52,093 $62,736 $49,696 $53,597 $64,240

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

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TrueDelta Value Comparison: Kia Optima vs. Volvo XC90

Lowest Adjusted Price and Invoice: Kia Optima EX
TrueDelta Adjusted Price Difference: $15,385
TrueDelta Adjusted Invoice Difference: $14,849
Model Year2008201620162016201620162016201620162016
ModelOptimaXC90XC90XC90XC90XC90XC90XC90XC90XC90
TrimEXT5 MomentumT6 MomentumT8 MomentumT5 R-DesignT6 R-DesignT8 R-DesignT5 InscriptionT6 InscriptionT8 Inscription
Body4dr Sedan4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV
Engine162hp I4250hp I4316hp I4313hp I4 PiH250hp I4316hp I4313hp I4 PiH250hp I4316hp I4313hp I4 PiH
TransmissionT5T8T8T8T8T8T8T8T8T8
DrivetrainFWDFWDAWDAWDFWDAWDAWDFWDAWDAWD
EPA Fuel Economy (city/highway)/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG/ MPG
Audio (watts, speakers)360, 7330, 10330, 10330, 10330, 10330, 10330, 10330, 10330, 10330, 10
Tire (rear if not all the same)215/50-17235/60-18235/55-19235/55-19275/45-20275/45-20275/45-20275/45-20275/45-20275/45-20
Total Price$24,120$47,405$51,355$65,070$51,405$55,355$66,970$52,805$56,955$68,570
Adjustments for Features0-7,900-11,025-12,700-10,275-13,400-13,075-13,190-14,890-14,565
Feature-Adjusted Total Price$24,120$39,505$40,330$52,370$41,130$41,955$53,895$39,615$42,065$54,005
Cost Above Minimum$0$0$825$12,865$1,625$2,450$14,390$110$2,560$14,500
Total Invoice$22,335$44,620$48,333$60,950$48,380$52,093$62,736$49,696$53,597$64,240
Adjustments for Features0-7,436-10,376-11,896-9,670-12,610-12,248-12,413-14,012-13,645
Feature-Adjusted Total Invoice$22,335$37,184$37,957$49,054$38,710$39,483$50,488$37,283$39,585$50,595
Cost Above Minimum$0$0$773$11,870$1,526$2,299$13,304$99$2,401$13,411

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Features Comparison: Kia Optima vs. Volvo XC90

Model Year2008201620162016201620162016201620162016
ModelOptimaXC90XC90XC90XC90XC90XC90XC90XC90XC90
TrimEXT5 MomentumT6 MomentumT8 MomentumT5 R-DesignT6 R-DesignT8 R-DesignT5 InscriptionT6 InscriptionT8 Inscription
Body4dr Sedan4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV4dr SUV
Transmission and Drivetrain 
5-speed manually-shiftable automatic$1000         
8-speed manually-shiftable automatic $1300$1300$1300$1300$1300$1300$1300$1300$1300
FWD$0$0  $0  $0  
AWD  $1700$1700 $1700$1700 $1700$1700
Accessories 
Active noise reduction   $0  $0  $0
Hands-free trunk or liftgate $100$100$100$100$100$100$100$100$100
Power liftgate $350$350$350$350$350$350$350$350$350
Power-adjustable pedals$125         
Proximity key $250$250$250$250$250$250$250$250$250
Remote app $25$25$25$25$25$25$25$25$25
Sunshade, rear$125         
Sunshades, second row       $125$125$125
Universal garage door opener$100         
Brakes, Airbags, and Other Safety 
Automatic braking, high-speed or partial $200$200$200$200$200$200$200$200$200
Automatic braking, low-speed $200$200$200$200$200$200$200$200$200
Collision preparation system, rear $100$100$100$100$100$100$100$100$100
Cyclist detection $25$25$25$25$25$25$25$25$25
Driver drowsiness monitor $150$150$150$150$150$150$150$150$150
Forward collision warning $200$200$200$200$200$200$200$200$200
Hill descent control $250$250$250$250$250$250$250$250$250
Intersection collision mitigation $100$100$100$100$100$100$100$100$100
Lane departure warning $200$200$200$200$200$200$200$200$200
Obstacle detection, rear $250$250$250$250$250$250$250$250$250
Pedestrian detection $50$50$50$50$50$50$50$50$50
Radar- or camera-based collision preparation system $0$0$0$0$0$0$0$0$0
Rearview camera $200$200$200$200$200$200$200$200$200
Rollover sensor $50$50$50$50$50$50$50$50$50
Run-off road collision prepartion $25$25$25$25$25$25$25$25$25
Secondary collision brake assist $25$25$25$25$25$25$25$25$25
Side curtain airbags$350$350  $350     
Side curtain airbags, three rows  $500$500 $500$500$500$500$500
Temporary spare tire$150$150$150 $150$150 $150$150 
Cargo Management 
Air-conditioned storage compartment $50$50$50$50$50$50$50$50$50
Aluminum roof rails $250$250$250$250$250$250$250$250$250
Cargo cover $75$75$75$75$75$75$75$75$75
Cargo mat       $40$40$40
Overhead sunglass holder$25         
Climate Control 
Automatic air recirculation $100$100$100$100$100$100$100$100$100
Dual-zone climate control $125$125$125$125$125$125$125$125$125
Rain-sensing wipers $175$175$175$175$175$175$175$175$175
Rear air vents $100  $100     
Rear air vents with automatic controls  $250$250 $250$250$250$250$250
Rear dual-zone climate control  $125$125 $125$125$125$125$125
Rear HVAC unit  $400$400 $400$400$400$400$400
Rear wiper $175$175$175$175$175$175$175$175$175
Variable intermittent wipers$75         
Engine / Motor 
3.6 kW onboard charger   $0  $0  $0
9 kWh battery pack   $0  $0  $0
Automatic start / stop $150$150$150$150$150$150$150$150$150
Regenerative braking $0$0 $0$0 $0$0 
Exterior 
Black grille (optional)    $0$0$0   
Bodyside cladding $350$350$350$350$350$350$350$350$350
Bodyside moldings$75         
Bright-finished exhaust tip(s) $25$25$25$25$25$25$25$25$25
Deep-tinted rear windows $275$275$275$275$275$275$275$275$275
Panoramic sunroof $1200$1200$1200$1200$1200$1200$1200$1200$1200
Sunroof$900         
Wheel-lip moldings $75$75$75$75$75$75$75$75$75
Infotainment 
App support $0$0$0$0$0$0$0$0$0
Bluetooth audio streaming $25$25$25$25$25$25$25$25$25
Bluetooth cell phone link $100$100$100$100$100$100$100$100$100
CD changer, in-dash$325         
Handwriting recognition $200$200$200$200$200$200$200$200$200
HD radio $50$50$50$50$50$50$50$50$50
In-vehicle Internet $150$150$150$150$150$150$150$150$150
MP3-compatible player$50         
Navigation system $600$600$600$600$600$600$600$600$600
Satellite radio $200$200$200$200$200$200$200$200$200
SMS text-to-speech reader $25$25$25$25$25$25$25$25$25
Telematics service, such as OnStar $200$200$200$200$200$200$200$200$200
Traffic information $25$25$25$25$25$25$25$25$25
USB port $25$25$25$25$25$25$25$25$25
Voice control for nav and audio $100$100$100$100$100$100$100$100$100
Wi-Fi hotspot $50$50$50$50$50$50$50$50$50
Instruments, Lights, and Mirrors 
Auto-dimming headlights   $200$200$200$200$200$200$200
Fog light, rear $100$100$100$100$100$100$100$100$100
Fog lights$125$125$125 $125$125 $125$125 
Headlight washers   $50$50$50$50$50$50$50
Interior ambient lighting   $150$150$150$150$150$150$150
Large color reconfigurable instrument cluster display $250$250$250$250$250$250$250$250$250
LED headlights   $1000$1000$1000$1000$1000$1000$1000
Road sign information $75$75$75$75$75$75$75$75$75
Steering-linked fog lights $50$50 $50$50 $50$50 
Steering-linked headlights   $150$150$150$150$150$150$150
Seats and Interior Trim 
Aluminum trim$100$100$100$100$100$100$100   
Cooled or ventilated front seats       $300$300$300
Door sill trim plates$100$100$100       
Folding third row seats  $600$600 $600$600$600$600$600
Illuminated door sill trim plates   $200$200$200$200$200$200$200
Leather door panel trim $250$250$250$250$250$250$250$250$250
Manual fore-aft adjuster, second row seats $75$75$75$75$75$75$75$75$75
Manual lumbar adjuster, driver seat$50         
Manual recliner, second row seats $75$75$75$75$75$75$75$75$75
Memory system, driver seat $200$200$200$200$200$200$200$200$200
Memory system, passenger seat   $150$150$150$150$150$150$150
Metal pedals    $75$75$75   
Power 4-way lumbar adjuster, driver seat $150$150$150$150$150$150$150$150$150
Power 4-way lumbar adjuster, passenger seat $150$150$150$150$150$150$150$150$150
Power height adjuster, passenger seat $100$100$100$100$100$100$100$100$100
Power seatback bolsters, driver seat    $100$100$100$100$100$100
Power seatback bolsters, passenger seat    $100$100$100$100$100$100
Power thigh support length adjuster, driver seat   $100$100$100$100$100$100$100
Power thigh support length adjuster, passenger seat   $100$100$100$100$100$100$100
Power tilt adjuster, passenger seat $100$100$100$100$100$100$100$100$100
Power-folding headrests, second row seats $50$50$50$50$50$50$50$50$50
Synthetic suede inserts in leather seating surfaces    $0$0$0   
Upholstered instrument panel, leather       $1000$1000$1000
Wood trim       $300$300$300
Suspension, Wheels, and Tires 
Alloy wheels$350$350$350$350      
Electronic systems calibration selector $200$200$200$200$200$200$200$200$200
Polished alloy wheels    $350$350$350$350$350$350
Transmission 
Steering-wheel-mounted transmission controls    $100$100$100   
Total Value of Features$4,025$11,925$15,050$16,725$14,300$17,425$17,100$17,215$18,915$18,590
Value of Feature Adjustments$0$7,900$11,025$12,700$10,275$13,400$13,075$13,190$14,890$14,565
Value of Feature Adjustments0-7,436-10,376-11,896-9,670-12,610-12,248-12,413-14,012-13,645

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Specifications Comparison: Kia Optima vs. Volvo XC90

Model Year20082016
ModelOptimaXC90
Body4dr Sedan4dr SUV
Wheelbase107.1 in117.5 in
Length186.4 in194.8 in
Width71.1 in79.1 in
Height58.3 in69.9 in
Curb Weight3,143 lb.4,294 lb.
Fuel Capacity17.0 gal.18.8 gal.
Row 1 Headroom39.8 in38.9 in
Row 1 Shoulder Room57.1 in57.7 in
Row 1 Hip Room54.5 in0.0 in
Row 1 Legroom43.7 in40.9 in
Row 2 Headroom38.0 in38.5 in
Row 2 Shoulder Room56.3 in56.5 in
Row 2 Hip Room54.7 in0.0 in
Row 2 Legroom37.8 in37.0 in
Row 3 Headroom0.0 in35.5 in
Row 3 Legroom0.0 in31.9 in
Cargo Volume,
Minimum
14.8 ft315.8 ft3
Cargo Volume,
Behind R2
14.841.8 ft3
Cargo Volume,
Maximum
14.885.7 ft3

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Option Package Details
Kia Optima EX

Premium Package
FeatureValueRequested?
Sunroof900Yes
CD changer, in-dash200No
MP3-compatible player50No
Infinity, 360W, 7 speakers (with subwoofer)350No
Total Requested90060%
Total Not Requested60040%
Convenience Package
FeatureValueRequested?
Heated front seats200Yes
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Sunshade, rear125No
Power-adjustable pedals125No
Total Requested40062%
Total Not Requested25038%
Appearance Package
FeatureValueRequested?
215/50VR17 tires400No
Upgraded instruments0No
Aluminum trim100Yes
Special exterior trim0No
Total Requested10020%
Total Not Requested40080%

Option Package Details
Volvo XC90 T5 Momentum

Leather seating surfaces
FeatureValueRequested?
Leather seating surfaces900Yes
Leather door panel trim250No
Total Requested90078%
Total Not Requested25022%

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