Kia Optima Kia Optima 2018 Volvo XC90 Volvo XC90 2017

We are 103,000+ car owners sharing real-world car information.

Join Us

Kia Optima vs. Volvo XC90 Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Kia Optima vs. Volvo XC90 Invoice Comparison

Lowest Total Price: $36,495

Kia Optima SX   
Difference: $22,195

Lowest Total Invoice: $33,927

Kia Optima SX   
Difference: $21,301

Calculate Payments

  Down Payment Interest Rate Term
Model Year201820172017
ModelOptimaXC90XC90
TrimSXT6 MomentumT6 Inscription
Body4dr Sedan4dr SUV4dr SUV
Base Price $30,500 $52,250 $57,350
Base Invoice $28,380 $49,115 $53,909
Technology Package 3,000    
Limited Package 2,100    
Vision Package   1,950 1,950
Momentum Plus Package   1,050  
Climate Package   1,050 1,050
275/45HR20   800  
Metallic paint (extra cost)   595 595
Technology Package 2,727    
Limited Package 1,925    
Vision Package   1,833 1,833
Momentum Plus Package   987  
Climate Package   987 987
275/45HR20   752  
Metallic paint (extra cost)   559 559
Options (change) 5,100 5,445 3,595
Options (change) 4,652 5,118 3,379
Destination 895 995 995
Total Price $36,495 $58,690 $61,940
Total Invoice $33,927 $55,228 $58,283

Return to top

While we strive for accuracy, the site is not error-free, and prices can change at any time.

Dealer Price Quotes

Want to find out how much dealers are willing to discount these cars?

Request free, no-obligation Kia Optima dealer quotes or Volvo XC90 dealer quotes from dealers using our car quote form.

The process is easy and takes just a minute or two. You'll receive price quotes from local approved dealers within 48 hours.

TrueDelta Value Comparison: Kia Optima vs. Volvo XC90

Lowest Adjusted Price and Invoice: Kia Optima SX
TrueDelta Adjusted Price Difference: $15,870
TrueDelta Adjusted Invoice Difference: $15,349
Model Year201820172017
ModelOptimaXC90XC90
TrimSXT6 MomentumT6 Inscription
Body4dr Sedan4dr SUV4dr SUV
Engine245hp I4316hp I4316hp I4
TransmissionT6T8T8
DrivetrainFWDAWDAWD
EPA Fuel Economy (city/highway)22/31 MPG20/25 MPG20/25 MPG
Audio (watts, speakers)630, 10330, 10330, 10
Tire (rear if not all the same)235/45-18275/45-20275/45-20
Total Price$36,495$58,690$61,940
Adjustments for Features0-6,325-7,340
Feature-Adjusted Total Price$36,495$52,365$54,600
Cost Above Minimum$0$0$2,235
Total Invoice$33,927$55,228$58,283
Adjustments for Features0-5,952-6,907
Feature-Adjusted Total Invoice$33,927$49,276$51,376
Cost Above Minimum$0$0$2,100

Return to top

Features Comparison: Kia Optima vs. Volvo XC90

Model Year201820172017
ModelOptimaXC90XC90
TrimSXT6 MomentumT6 Inscription
Body4dr Sedan4dr SUV4dr SUV
Transmission and Drivetrain 
6-speed manually-shiftable automatic$1100  
8-speed manually-shiftable automatic $1300$1300
FWD$0  
AWD $1700$1700
Accessories 
Active noise reduction $0$0
Adaptive cruise control, all-speed$850  
Cruise control $150$150
Hands-free trunk or liftgate $100$100
Power liftgate $350$350
Proximity trunk or liftgate opener$125  
Remote app $25$25
Sunshades, second row$125 $125
Brakes, Airbags, and Other Safety 
911 assist$25  
Collision preparation system, rear $100$100
Cyclist detection $25$25
Driver drowsiness monitor $150$150
Hill descent control $250$250
Intersection collision mitigation $100$100
Knee airbag, driver$75  
Pedestrian detection $50$50
Radar- or camera-based collision preparation system $0$0
Run-off road collision prepartion $25$25
Secondary collision brake assist $25$25
Side curtain airbags$350  
Side curtain airbags, three rows $500$500
Vehicle health reports$0  
Wide-view front camera $150$150
Wide-view rear camera $0$0
Cargo Management 
Air-conditioned storage compartment $50$50
Aluminum roof rails $250$250
Cargo cover $75$75
Cargo mat$40 $40
Overhead sunglass holder$25  
Climate Control 
Automatic air recirculation $100$100
Electrically heated windshield $250$250
Heated windshield washer nozzles $15$15
Rain-sensing wipers $175$175
Rear air vents$100  
Rear air vents with automatic controls $250$250
Rear dual-zone climate control $125$125
Rear HVAC unit $400$400
Rear wiper $175$175
Variable intermittent wipers$75  
Engine / Motor 
Automatic start / stop $150$150
Regenerative braking $0$0
Exterior 
Bodyside cladding $350$350
Deep-tinted rear windows $275$275
Laminated front side windows$200  
Painted brake calipers (optional)$0  
Wheel-lip moldings $75$75
Infotainment 
Handwriting recognition $200$200
In-vehicle Internet $150$150
Surround sound$250  
Telematics service, such as OnStar $200$200
Voice control for external devices$0  
Wi-Fi hotspot $50$50
Instruments, Lights, and Mirrors 
Approach detection$25  
Auto-dimming driver-side mirror $75$75
Auto-dimming passenger-side mirror $75$75
Fog light, rear $100$100
Headlight washers $50$50
Large color reconfigurable instrument cluster display $250$250
Mirror tilt-down in reverse $25$25
Road sign information $75$75
Spotter mirror(s) $50$50
Steering-linked fog lights $50$50
Seats and Interior Trim 
Cooled or ventilated front seats$300 $300
Folding third row seats $600$600
Illuminated door sill trim plates $200$200
Leather door panel trim $250$250
Manual fore-aft adjuster, second row seats $75$75
Manual recliner, second row seats $75$75
Memory system, passenger seat  $150
Metal pedals$75  
Power 4-way lumbar adjuster, passenger seat $150$150
Power lumbar adjuster, passenger seat$100  
Power seatback bolsters, driver seat  $100
Power seatback bolsters, passenger seat  $100
Power thigh support length adjuster, driver seat  $100
Power thigh support length adjuster, passenger seat  $100
Power-folding headrests, second row seats $50$50
Wood trim $300$300
Suspension, Wheels, and Tires 
Chrome-plated alloy wheels$850  
Performance steering system (optional)$0  
Polished alloy wheels $350$350
Sport suspension (upgrade)$0  
Transmission 
Steering-wheel-mounted transmission controls$100  
Total Value of Features$4,790$11,115$12,130
Value of Feature Adjustments$0$6,325$7,340
Value of Feature Adjustments0-5,952-6,907

Return to top

Specifications Comparison: Kia Optima vs. Volvo XC90

Model Year20182017
ModelOptimaXC90
Body4dr Sedan4dr SUV
Wheelbase110.4 in117.5 in
Length191.1 in194.8 in
Width73.2 in79.1 in
Height57.7 in69.9 in
Curb Weight3,494 lb.4,589 lb.
Fuel Capacity18.5 gal.18.8 gal.
Row 1 Headroom39.8 in38.9 in
Row 1 Shoulder Room58.1 in57.7 in
Row 1 Hip Room56.0 in0.0 in
Row 1 Legroom45.5 in40.9 in
Row 2 Headroom37.8 in38.5 in
Row 2 Shoulder Room56.4 in56.5 in
Row 2 Hip Room56.0 in0.0 in
Row 2 Legroom35.6 in37.0 in
Row 3 Headroom0.0 in35.5 in
Row 3 Legroom0.0 in31.9 in
Cargo Volume,
Minimum
15.9 ft315.8 ft3
Cargo Volume,
Behind R2
15.941.8 ft3
Cargo Volume,
Maximum
15.985.7 ft3

Return to top

Option Package Details
Kia Optima SX

Technology Package
FeatureValueRequested?
Auto-dimming headlights200Yes
Surround sound250No
Lane departure warning200Yes
Adaptive cruise control, all-speed700No
Automatic braking, low-speed200Yes
Automatic braking, high-speed or partial200Yes
Forward collision warning200Yes
Harman/Kardon, 630W, 10 speakers (with subwoofer)350No
Navigation system600Yes
Voice control for nav and audio100Yes
Traffic information25Yes
HD radio50Yes
Total Requested177558%
Total Not Requested130042%
Limited Package
FeatureValueRequested?
Upgraded leather upholstery0No
Heated second row seats200Yes
Sunshades, second row125Yes
Heated steering wheel100Yes
Additional chrome trim0No
Special interior trim0No
Dark-colored headliner (optional)0No
Around view cameras300Yes
Chrome-plated alloy wheels500No
Total Requested72559%
Total Not Requested50041%

Option Package Details
Volvo XC90 T6 Momentum

275/45HR20 tires
FeatureValueRequested?
275/45HR20 tires400No
Polished alloy wheels350Yes
Total Requested35047%
Total Not Requested40053%
Vision Package
FeatureValueRequested?
Around view cameras300Yes
Wide-view front camera150No
Wide-view rear camera0No
Rear cross-traffic detection100Yes
Auto-dimming driver-side mirror75No
Power-folding mirrors50Yes
Auto-dimming passenger-side mirror75No
Mirror tilt-down in reverse25No
Blind spot warning system200Yes
Spotter mirror(s)50No
Total Requested65063%
Total Not Requested37537%
Momentum Plus Package
FeatureValueRequested?
Wood trim300No
Apple CarPlay support100Yes
Android Auto support100Yes
Steering-linked headlights150Yes
Headlight washers50No
Interior ambient lighting150Yes
Illuminated door sill trim plates100No
Total Requested50053%
Total Not Requested45047%
Climate Package
FeatureValueRequested?
Heated steering wheel100Yes
Heated windshield washer nozzles15No
Heated second row seats200Yes
Electrically heated windshield250No
Total Requested30053%
Total Not Requested26547%

Option Package Details
Volvo XC90 T6 Inscription

Vision Package
FeatureValueRequested?
Around view cameras300Yes
Wide-view front camera150No
Wide-view rear camera0No
Rear cross-traffic detection100Yes
Auto-dimming driver-side mirror75No
Power-folding mirrors50Yes
Auto-dimming passenger-side mirror75No
Mirror tilt-down in reverse25No
Blind spot warning system200Yes
Spotter mirror(s)50No
Total Requested65063%
Total Not Requested37537%
Climate Package
FeatureValueRequested?
Heated steering wheel100Yes
Heated windshield washer nozzles15No
Heated second row seats200Yes
Electrically heated windshield250No
Total Requested30053%
Total Not Requested26547%

Was this information useful?

We're glad we could help! Share this page:

We're so sorry! Tell us how we can improve it.

See TrueDelta's information for all Sedans and Wagons.
See TrueDelta's information for all Kia models.