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Kia Optima vs. Toyota Camry Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Kia Optima vs. Toyota Camry Invoice Comparison

Lowest Total Price: $25,090

Kia Optima EX   
Difference: $3,278

Lowest Total Invoice: $23,350

Kia Optima EX   
Difference: $1,391

Calculate Payments

  Down Payment Interest Rate Term
Model Year20102008200820082008
ModelOptimaCamryCamryCamryCamry
TrimEXSEXLESE V6XLE V6
Body4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan
Base Price $20,995 $21,240 $25,000 $24,915 $28,120
Base Invoice $19,620 $18,902 $22,250 $22,174 $25,026
Premium Package 2,200        
Navigation system 1,200 1,200 1,200 1,200 1,200
Stability control   650 650 650 650
Sunroof   940   940  
Convenience Package   275   275  
Leather Package   1,770   1,770  
Floor mats   184 184 184 184
Satellite radio   449 449 449 449
JBL 440W 8 speakers   1,000   1,000  
Leather seating surfaces     1,050    
Heated front seats     440   440
Premium Package 1,960        
Navigation system 1,075 1,050 1,020 1,050 1,020
Stability control   520 520 520 520
Sunroof   752   752  
Convenience Package   220   220  
Leather Package   1,416   1,416  
Floor mats   112 112 112 112
Satellite radio   359 359 359 359
JBL 440W 8 speakers   750   750  
Leather seating surfaces     840    
Heated front seats     352   352
Options (change) 3,400 6,468 3,973 6,468 2,923
Options (change) 3,035 5,179 3,203 5,179 2,363
Destination 695 660 660 660 660
Total Price $25,090 $28,368 $29,633 $32,043 $31,703
Total Invoice $23,350 $24,741 $26,113 $28,013 $28,049

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

Dealer Price Quotes

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Request free, no-obligation Kia Optima dealer quotes or Toyota Camry dealer quotes from dealers using our car quote form.

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TrueDelta Value Comparison: Kia Optima vs. Toyota Camry

Lowest Adjusted Price and Invoice: Kia Optima EX
TrueDelta Adjusted Price Difference: $3,963
TrueDelta Adjusted Invoice Difference: $2,315
Model Year20102008200820082008
ModelOptimaCamryCamryCamryCamry
TrimEXSEXLESE V6XLE V6
Body4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan
Engine175hp I4158hp I4158hp I4268hp V6268hp V6
TransmissionT5M5A5T6T6
DrivetrainFWDFWDFWDFWDFWD
EPA Fuel Economy (city/highway)/ MPG/ MPG/ MPG/ MPG/ MPG
Audio (watts, speakers)360, 7440, 8440, 8440, 8440, 8
Tire (rear if not all the same)215/50-17215/55-17215/60-16215/55-17215/60-16
Total Price$25,090$28,368$29,633$32,043$31,703
Adjustments for Features-1,2600-1,840-1,100-2,040
Feature-Adjusted Total Price$23,830$28,368$27,793$30,943$29,663
Cost Above Minimum$0$575$0$3,150$1,870
Total Invoice$23,350$24,741$26,113$28,013$28,049
Adjustments for Features-1,1730-1,621-962-1,805
Feature-Adjusted Total Invoice$22,177$24,741$24,492$27,051$26,244
Cost Above Minimum$0$249$0$2,559$1,752

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Features Comparison: Kia Optima vs. Toyota Camry

Model Year20102008200820082008
ModelOptimaCamryCamryCamryCamry
TrimEXSEXLESE V6XLE V6
Body4dr Sedan4dr Sedan4dr Sedan4dr Sedan4dr Sedan
Transmission and Drivetrain 
5-speed manually-shiftable automatic$1000    
5-speed manual $0   
5-speed automatic  $900  
6-speed manually-shiftable automatic   $1100$1100
FWD$0$0$0$0$0
Accessories 
Power-adjustable pedals$125    
Proximity key  $250 $250
Sunshade, rear$125 $125 $125
Universal garage door opener$100$100 $100 
Brakes, Airbags, and Other Safety 
Active or whiplash-reducing head restraints, front seats$0    
Knee airbag, driver $75$75$75$75
Cargo Management 
Cargo mat $40$40$40$40
Cargo net  $40 $40
Rear seat pass-through $100$100$100$100
Climate Control 
Automatic climate control, front$200 $200 $200
Dual-zone climate control  $125 $125
Ionizing air filtration  $50 $50
Rear air vents  $100 $100
Exterior 
Body kit $0 $0 
Bodyside moldings$75    
Bright-finished exhaust tip(s) $25$25$25$25
Infotainment 
Bluetooth cell phone link $100$100$100$100
CD changer, in-dash $325$325$325$325
CD player$125    
USB port$25    
Voice control for nav and audio $100$100$100$100
Instruments, Lights, and Mirrors 
Interior ambient lighting$150    
Trip computer$150 $150 $150
Turn signals on or near mirrors$25    
Seats and Interior Trim 
Door sill trim plates$100    
Folding second row seats$300    
Leather door panel trim $250$250$250$250
Manual lumbar adjuster, driver seat$50    
Manual recliner, second row seats  $75 $75
Metal pedals $75 $75 
Power lumbar adjuster, driver seat $100$100$100$100
Suspension, Wheels, and Tires 
Sport suspension (upgrade) $0 $0 
Total Value of Features$2,550$1,290$3,130$2,390$3,330
Value of Feature Adjustments$1,260$0$1,840$1,100$2,040
Value of Feature Adjustments-1,1730-1,621-962-1,805

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See a complete comparison of Kia Optima vs. Toyota Camry features.

Specifications Comparison: Kia Optima vs. Toyota Camry

Model Year20102008
ModelOptimaCamry
Body4dr Sedan4dr Sedan
Wheelbase107.1 in109.3 in
Length189.0 in189.2 in
Width71.1 in71.1 in
Height58.3 in57.9 in
Curb Weight3,158 lb.3,264 lb.
Fuel Capacity16.4 gal.18.5 gal.
Row 1 Headroom39.8 in38.8 in
Row 1 Shoulder Room57.1 in57.8 in
Row 1 Hip Room54.5 in54.6 in
Row 1 Legroom43.7 in41.7 in
Row 2 Headroom38.0 in37.8 in
Row 2 Shoulder Room56.3 in56.9 in
Row 2 Hip Room54.7 in53.9 in
Row 2 Legroom37.8 in38.3 in
Cargo Volume15.0 ft315.0 ft3

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See a complete comparison of Kia Optima vs. Toyota Camry specs.

Option Package Details
Kia Optima EX

Premium Package
FeatureValueRequested?
215/50VR17 tires400No
Power-adjustable pedals125No
Heated front seats200Yes
Sunroof900Yes
CD changer, in-dash200No
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Sunshade, rear125Yes
Infinity, 360W, 7 speakers (with subwoofer)350No
Total Requested142557%
Total Not Requested107543%

Option Package Details
Toyota Camry SE

Stability control
FeatureValueRequested?
Stability control400Yes
Traction control100Yes
Total Requested500100%
Total Not Requested00%
Sunroof
FeatureValueRequested?
Sunroof900Yes
Illuminated visor mirror, driver40Yes
Illuminated visor mirror, passenger40Yes
Total Requested980100%
Total Not Requested00%
Floor mats
FeatureValueRequested?
Floor mats75Yes
Cargo mat40No
Total Requested7565%
Total Not Requested4035%
JBL, 440W, 8 speakers
FeatureValueRequested?
JBL, 440W, 8 speakers350No
CD changer, in-dash200No
Bluetooth cell phone link100No
Total Requested00%
Total Not Requested650100%
Navigation system
FeatureValueRequested?
Navigation system600Yes
Voice control for nav and audio100No
Total Requested60086%
Total Not Requested10014%
Convenience Package
FeatureValueRequested?
Universal garage door opener100Yes
Auto-dimming rearview mirror150Yes
Compass0Yes
Total Requested250100%
Total Not Requested00%
Leather Package
FeatureValueRequested?
Leather seating surfaces900Yes
Heated mirrors25Yes
Heated front seats200Yes
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Upholstered door panels, leather250No
Total Requested132584%
Total Not Requested25016%

Option Package Details
Toyota Camry XLE

Stability control
FeatureValueRequested?
Stability control400Yes
Traction control100Yes
Total Requested500100%
Total Not Requested00%
Floor mats
FeatureValueRequested?
Floor mats75Yes
Cargo mat40No
Total Requested7565%
Total Not Requested4035%
Navigation system
FeatureValueRequested?
Navigation system600Yes
Voice control for nav and audio100No
Total Requested60086%
Total Not Requested10014%
Leather seating surfaces
FeatureValueRequested?
Leather seating surfaces900Yes
Upholstered door panels, leather250No
Total Requested90078%
Total Not Requested25022%

Option Package Details
Toyota Camry SE V6

Stability control
FeatureValueRequested?
Stability control400Yes
Traction control100Yes
Total Requested500100%
Total Not Requested00%
Sunroof
FeatureValueRequested?
Sunroof900Yes
Illuminated visor mirror, driver40Yes
Illuminated visor mirror, passenger40Yes
Total Requested980100%
Total Not Requested00%
Floor mats
FeatureValueRequested?
Floor mats75Yes
Cargo mat40No
Total Requested7565%
Total Not Requested4035%
JBL, 440W, 8 speakers
FeatureValueRequested?
JBL, 440W, 8 speakers350No
CD changer, in-dash200No
Bluetooth cell phone link100No
Total Requested00%
Total Not Requested650100%
Navigation system
FeatureValueRequested?
Navigation system600Yes
Voice control for nav and audio100No
Total Requested60086%
Total Not Requested10014%
Convenience Package
FeatureValueRequested?
Universal garage door opener100Yes
Auto-dimming rearview mirror150Yes
Compass0Yes
Total Requested250100%
Total Not Requested00%
Leather Package
FeatureValueRequested?
Leather seating surfaces900Yes
Heated mirrors25Yes
Heated front seats200Yes
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Upholstered door panels, leather250No
Total Requested132584%
Total Not Requested25016%

Option Package Details
Toyota Camry XLE V6

Stability control
FeatureValueRequested?
Stability control400Yes
Traction control100Yes
Total Requested500100%
Total Not Requested00%
Floor mats
FeatureValueRequested?
Floor mats75Yes
Cargo mat40No
Total Requested7565%
Total Not Requested4035%
Navigation system
FeatureValueRequested?
Navigation system600Yes
Voice control for nav and audio100No
Total Requested60086%
Total Not Requested10014%

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