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Kia Optima vs. Lincoln Navigator Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Kia Optima vs. Lincoln Navigator Invoice Comparison

Lowest Total Price: $34,900

Kia Optima SX   
Difference: $20,955

Lowest Total Invoice: $32,332

Kia Optima SX   
Difference: $18,846

Calculate Payments

  Down Payment Interest Rate Term
Model Year20122009
ModelOptimaNavigator
TrimSXBase
Body4dr Sedan4dr SUV
Base Price $26,500 $52,440
Base Invoice $24,760 $48,161
Limited Package 3,300  
Navigation system 1,400  
Premium Package 2,950  
275/55R20   1,495
Sunroof   995
Limited Package 2,937  
Navigation system 1,250  
Premium Package 2,635  
275/55R20   1,256
Sunroof   836
Options (change) 7,650 2,490
Options (change) 6,822 2,092
Destination 750 925
Total Price $34,900 $55,855
Total Invoice $32,332 $51,178

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

Dealer Price Quotes

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Request free, no-obligation Kia Optima dealer quotes or Lincoln Navigator dealer quotes from dealers using our car quote form.

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TrueDelta Value Comparison: Kia Optima vs. Lincoln Navigator

Lowest Adjusted Price and Invoice: Kia Optima SX
TrueDelta Adjusted Price Difference: $16,975
TrueDelta Adjusted Invoice Difference: $15,199
Model Year20122009
ModelOptimaNavigator
TrimSXBase
Body4dr Sedan4dr SUV
Engine274hp I4310hp V8
TransmissionT6A6
DrivetrainFWDRWD
EPA Fuel Economy (city/highway)/ MPG/ MPG
Audio (watts, speakers)550, 12600, 14
Tire (rear if not all the same)225/45-18275/55-20
Total Price$34,900$55,855
Adjustments for Features0-3,980
Feature-Adjusted Total Price$34,900$51,875
Total Invoice$32,332$51,178
Adjustments for Features0-3,647
Feature-Adjusted Total Invoice$32,332$47,531

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Features Comparison: Kia Optima vs. Lincoln Navigator

Model Year20122009
ModelOptimaNavigator
TrimSXBase
Body4dr Sedan4dr SUV
Transmission and Drivetrain 
6-speed manually-shiftable automatic$1100 
6-speed automatic $1000
FWD$0 
RWD $0
Accessories 
Keyless entry keypad $50
Power flip-out rear side windows $125
Power liftgate $350
Power-adjustable pedals $125
Proximity key$250 
Tilt steering wheel, power $200
Tilt/telescoping steering wheel, manual$250 
Brakes, Airbags, and Other Safety 
911 assist $25
Active or whiplash-reducing head restraints, front seats$0 
Full-size spare tire $225
Obstacle detection, front $150
Obstacle detection, rear $250
Rollover sensor $50
Side curtain airbags$350 
Side curtain airbags, three rows $500
Vehicle health reports $0
Cargo Management 
Air-conditioned storage compartment$50 
Cargo organizer $100
Class III trailer hitch $250
Liftglass or two-piece tailgate $150
Roof rack $300
Second-row high console $250
Trailering equipment (4 wire) $125
Climate Control 
Interior air filter$0 
Rain-sensing wipers $175
Rear air vents$100 
Rear air vents with manual controls $150
Rear HVAC unit $400
Rear wiper $175
Variable intermittent wipers$75 
Exterior 
Body kit$0 
Bodyside cladding $350
Deep-tinted rear windows $275
Laminated front side windows $200
Painted brake calipers (optional)$0 
Panoramic sunroof$1200 
Rear bumper protector $40
Rear spoiler$200 
Running boards $350
Sunroof $900
Tow hook(s), front $40
Wheel-lip moldings $75
Infotainment 
Bluetooth audio streaming$25 
CD changer, in-dash $325
CD player$125 
HD radio$50 
Navigation system$600 
Rear seat audio controls $25
SMS text-to-speech reader $25
Traffic information$25 
Voice control for audio system $25
Voice control for external devices $0
Voice control for nav and audio$100 
Instruments, Lights, and Mirrors 
Analog clock $25
Conversation mirror $25
Interior ambient lighting$150 
Mirror tilt-down in reverse $25
Speaker lights$100 
Seats and Interior Trim 
Aluminum trim$100 
Illuminated door sill trim plates$200 
Manual recliner, second row seats $75
Metal pedals$75 
Power height adjuster, passenger seat $100
Power lumbar adjuster, passenger seat $100
Power tilt adjuster, passenger seat $100
Power-folding third row seats $1000
Suspension, Wheels, and Tires 
Sport suspension (upgrade)$0 
Transmission 
Steering-wheel-mounted transmission controls$100 
Total Value of Features$5,225$9,205
Value of Feature Adjustments$0$3,980
Value of Feature Adjustments0-3,647

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See a complete comparison of Kia Optima vs. Lincoln Navigator features.

Specifications Comparison: Kia Optima vs. Lincoln Navigator

Model Year20122009
ModelOptimaNavigator
Body4dr Sedan4dr SUV
Wheelbase110.0 in119.0 in
Length190.7 in208.4 in
Width72.1 in78.8 in
Height57.3 in77.8 in
Curb Weight3,207 lb.5,873 lb.
Fuel Capacity18.5 gal.28.0 gal.
Row 1 Headroom40.0 in39.5 in
Row 1 Shoulder Room57.2 in63.3 in
Row 1 Hip Room54.7 in60.2 in
Row 1 Legroom45.5 in41.1 in
Row 2 Headroom37.6 in39.7 in
Row 2 Shoulder Room55.7 in63.7 in
Row 2 Hip Room54.5 in59.9 in
Row 2 Legroom34.7 in39.1 in
Row 3 Headroom0.0 in37.5 in
Row 3 Shoulder Room0.0 in51.9 in
Row 3 Hip Room0.0 in50.1 in
Row 3 Legroom0.0 in37.7 in
Cargo Volume,
Minimum		15.4 ft318.1 ft3
Cargo Volume,
Behind R2		15.454.4 ft3
Cargo Volume,
Maximum		15.4103.3 ft3

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See a complete comparison of Kia Optima vs. Lincoln Navigator specs.

Option Package Details
Kia Optima SX

Limited Package
FeatureValueRequested?
Upgraded leather upholstery-450No
Wood trim300Yes
Leather seating surfaces450Yes
Wood/leather-wrapped steering wheel150Yes
Additional chrome trim0No
Upholstered door panels, leather250Yes
Chrome-plated alloy wheels500Yes
Painted brake calipers (optional)0No
Total Requested1650138%
Total Not Requested-450-38%
Premium Package
FeatureValueRequested?
Heated front seats200Yes
Heated second row seats200Yes
Cooled or ventilated front seats300Yes
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Memory system, driver seat200Yes
Panoramic sunroof1200No
Power-folding mirrors50Yes
HD radio50No
Infinity, 550W, 12 speakers (with subwoofer)350No
Rearview camera200Yes
Voice control for external devices0No
SMS text-to-speech reader25No
Bluetooth audio streaming25No
Media drive, small5No
Total Requested135045%
Total Not Requested165555%

Option Package Details
Lincoln Navigator

275/55R20 tires
FeatureValueRequested?
275/55R20 tires400No
Chrome-plated alloy wheels500Yes
Total Requested50056%
Total Not Requested40044%

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