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Kia Optima vs. Lincoln Navigator Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Kia Optima vs. Lincoln Navigator Invoice Comparison

Lowest Total Price: $37,270

Kia Optima SX   
Difference: $18,910

Lowest Total Invoice: $34,571

Kia Optima SX   
Difference: $16,881

Calculate Payments

  Down Payment Interest Rate Term
Model Year20182009
ModelOptimaNavigator
TrimSXBase
Body4dr Sedan4dr SUV
Base Price $30,500 $52,440
Base Invoice $28,380 $48,161
Universal garage door opener 350  
Limited Package 2,100  
Technology Package 3,000  
Remote start 425 325
275/55R20   1,495
Sunroof   995
Universal garage door opener 291  
Limited Package 1,925  
Technology Package 2,727  
Remote start 353 274
275/55R20   1,256
Sunroof   836
Options (change) 5,875 2,815
Options (change) 5,296 2,366
Destination 895 925
Total Price $37,270 $56,180
Total Invoice $34,571 $51,452

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

Dealer Price Quotes

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Request free, no-obligation Kia Optima dealer quotes or Lincoln Navigator dealer quotes from dealers using our car quote form.

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TrueDelta Value Comparison: Kia Optima vs. Lincoln Navigator

Lowest Adjusted Price and Invoice: Kia Optima SX
TrueDelta Adjusted Price Difference: $18,895
TrueDelta Adjusted Invoice Difference: $16,867
Model Year20182009
ModelOptimaNavigator
TrimSXBase
Body4dr Sedan4dr SUV
Engine245hp I4310hp V8
TransmissionT6A6
DrivetrainFWDRWD
EPA Fuel Economy (city/highway)/ MPG/ MPG
Audio (watts, speakers)630, 10600, 14
Tire (rear if not all the same)235/45-18275/55-20
Total Price$37,270$56,180
Adjustments for Features0-15
Feature-Adjusted Total Price$37,270$56,165
Total Invoice$34,571$51,452
Adjustments for Features0-14
Feature-Adjusted Total Invoice$34,571$51,438

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Features Comparison: Kia Optima vs. Lincoln Navigator

Model Year20182009
ModelOptimaNavigator
TrimSXBase
Body4dr Sedan4dr SUV
Transmission and Drivetrain 
6-speed manually-shiftable automatic$1100 
6-speed automatic $1000
FWD$0 
RWD $0
Accessories 
Adaptive cruise control, all-speed$850 
Cruise control $150
Heated steering wheel$100 
Keyless entry keypad $50
Power flip-out rear side windows $125
Power liftgate $350
Power-adjustable pedals $125
Proximity key$250 
Proximity trunk or liftgate opener$125 
Sunshades, second row$125 
Tilt steering wheel, power $200
Tilt/telescoping steering wheel, manual$250 
Brakes, Airbags, and Other Safety 
Active or whiplash-reducing head restraints, front seats$0 
Around view cameras$500 
Automatic braking, high-speed or partial$200 
Automatic braking, low-speed$200 
Blind spot warning system$200 
Cross-traffic warning, rear$100 
Forward collision warning$200 
Full-size spare tire $225
Knee airbag, driver$75 
Lane departure warning$200 
Obstacle detection, front $150
Rearview camera $200
Side curtain airbags$350 
Side curtain airbags, three rows $500
Temporary spare tire$150 
Cargo Management 
Cargo mat$40 
Cargo organizer $100
Class III trailer hitch $250
Liftglass or two-piece tailgate $150
Roof rack $300
Second-row high console $250
Trailering equipment (4 wire) $125
Climate Control 
Interior air filter$0 
Rain-sensing wipers $175
Rear air vents$100 
Rear air vents with manual controls $150
Rear HVAC unit $400
Rear wiper $175
Variable intermittent wipers$75 
Exterior 
Bodyside cladding $350
Deep-tinted rear windows $275
Painted brake calipers (optional)$0 
Panoramic sunroof$1200 
Rear bumper protector $40
Rear spoiler$200 
Running boards $350
Sunroof $900
Tow hook(s), front $40
Wheel-lip moldings $75
Infotainment 
Android Auto support$100 
App support$0 
Apple CarPlay support$100 
Bluetooth audio streaming$25 
CD changer, in-dash $325
HD radio$50 
MP3-compatible player $50
Navigation system$600 
Rear seat audio controls $25
Surround sound$250 
Traffic information$25 
Voice control for audio system $25
Voice control for nav and audio$100 
Instruments, Lights, and Mirrors 
Analog clock $25
Approach detection$25 
Auto-dimming headlights$200 
Conversation mirror $25
Interior ambient lighting$150 
LED headlights$1000 
Mirror tilt-down in reverse $25
Steering-linked headlights$150 
Xenon HID headlights $500
Seats and Interior Trim 
Leather door panel trim $250
Leather-wrapped steering wheel$150 
Manual recliner, second row seats $75
Metal pedals$75 
Power 4-way lumbar adjuster, driver seat$150 
Power lumbar adjuster, driver seat $100
Power-folding third row seats $1000
Wood trim $300
Wood/leather-wrapped steering wheel $150
Suspension, Wheels, and Tires 
Electronic systems calibration selector$200 
Performance steering system (optional)$0 
Sport suspension (upgrade)$0 
Transmission 
Steering-wheel-mounted transmission controls$100 
Total Value of Features$10,040$10,055
Value of Feature Adjustments$0$15
Value of Feature Adjustments0-14

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See a complete comparison of Kia Optima vs. Lincoln Navigator features.

Specifications Comparison: Kia Optima vs. Lincoln Navigator

Model Year20182009
ModelOptimaNavigator
Body4dr Sedan4dr SUV
Wheelbase110.4 in119.0 in
Length191.1 in208.4 in
Width73.2 in78.8 in
Height57.7 in77.8 in
Curb Weight3,220 lb.5,873 lb.
Fuel Capacity18.5 gal.28.0 gal.
Row 1 Headroom39.8 in39.5 in
Row 1 Shoulder Room58.1 in63.3 in
Row 1 Hip Room56.0 in60.2 in
Row 1 Legroom45.5 in41.1 in
Row 2 Headroom37.8 in39.7 in
Row 2 Shoulder Room56.4 in63.7 in
Row 2 Hip Room56.0 in59.9 in
Row 2 Legroom35.6 in39.1 in
Row 3 Headroom0.0 in37.5 in
Row 3 Shoulder Room0.0 in51.9 in
Row 3 Hip Room0.0 in50.1 in
Row 3 Legroom0.0 in37.7 in
Cargo Volume,
Minimum		15.9 ft318.1 ft3
Cargo Volume,
Behind R2		15.954.4 ft3
Cargo Volume,
Maximum		15.9103.3 ft3

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See a complete comparison of Kia Optima vs. Lincoln Navigator specs.

Option Package Details
Kia Optima SX

Limited Package
FeatureValueRequested?
Upgraded leather upholstery0No
Heated second row seats200Yes
Sunshades, second row125No
Heated steering wheel100No
Additional chrome trim0No
Special interior trim0No
Dark-colored headliner (optional)0No
Around view cameras300No
Chrome-plated alloy wheels500Yes
Total Requested70057%
Total Not Requested52543%
Technology Package
FeatureValueRequested?
Auto-dimming headlights200No
Surround sound250No
Lane departure warning200No
Adaptive cruise control, all-speed700No
Automatic braking, low-speed200No
Automatic braking, high-speed or partial200No
Forward collision warning200No
Harman/Kardon, 630W, 10 speakers (with subwoofer)350No
Navigation system600No
Voice control for nav and audio100No
Traffic information25No
HD radio50No
Total Requested00%
Total Not Requested3075100%

Option Package Details
Lincoln Navigator

275/55R20 tires
FeatureValueRequested?
275/55R20 tires400No
Chrome-plated alloy wheels500Yes
Total Requested50056%
Total Not Requested40044%

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