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Kia Optima vs. Lincoln Navigator Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Kia Optima vs. Lincoln Navigator Invoice Comparison

Lowest Total Price: $34,900

Kia Optima SX   
Difference: $22,460

Lowest Total Invoice: $32,332

Kia Optima SX   
Difference: $18,797

Calculate Payments

  Down Payment Interest Rate Term
Model Year20122006
ModelOptimaNavigator
TrimSXUltimate
Body4dr Sedan4dr SUV
Base Price $26,500 $52,355
Base Invoice $24,760 $47,168
Limited Package 3,300  
Navigation system 1,400  
Premium Package 2,950  
THX-certified 300W 9 speakers   2,995
Xenon HID headlights   495
Polished alloy wheels   695
Limited Package 2,937  
Navigation system 1,250  
Premium Package 2,635  
THX-certified 300W 9 speakers   2,516
Xenon HID headlights   41
Polished alloy wheels   584
Options (change) 7,650 4,185
Options (change) 6,822 3,141
Destination 750 820
Total Price $34,900 $57,360
Total Invoice $32,332 $51,129

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

Dealer Price Quotes

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Request free, no-obligation Kia Optima dealer quotes or Lincoln Navigator dealer quotes from dealers using our car quote form.

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TrueDelta Value Comparison: Kia Optima vs. Lincoln Navigator

Lowest Adjusted Price and Invoice: Kia Optima SX
TrueDelta Adjusted Price Difference: $18,970
TrueDelta Adjusted Invoice Difference: $15,686
Model Year20122006
ModelOptimaNavigator
TrimSXUltimate
Body4dr Sedan4dr SUV
Engine274hp I4300hp V8
TransmissionT6A6
DrivetrainFWDRWD
EPA Fuel Economy (city/highway)/ MPG/ MPG
Audio (watts, speakers)550, 12300, 9
Tire (rear if not all the same)225/45-18255/70-18
Total Price$34,900$57,360
Adjustments for Features0-3,490
Feature-Adjusted Total Price$34,900$53,870
Total Invoice$32,332$51,129
Adjustments for Features0-3,111
Feature-Adjusted Total Invoice$32,332$48,018

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Features Comparison: Kia Optima vs. Lincoln Navigator

Model Year20122006
ModelOptimaNavigator
TrimSXUltimate
Body4dr Sedan4dr SUV
Transmission and Drivetrain 
6-speed manually-shiftable automatic$1100 
6-speed automatic $1000
FWD$0 
RWD $0
Accessories 
Keyless entry keypad $50
Power flip-out rear side windows $125
Power liftgate $350
Power-adjustable pedals $125
Proximity key$250 
Tilt steering wheel, manual $150
Tilt/telescoping steering wheel, manual$250 
Brakes, Airbags, and Other Safety 
Active or whiplash-reducing head restraints, front seats$0 
Front side airbags$350 
Obstacle detection, rear $250
Rearview camera$200 
Rollover sensor $50
Cargo Management 
Air-conditioned storage compartment$50 
Cargo organizer $100
Class III trailer hitch $250
Roof rack $300
Second-row high console $250
Trailering equipment (4 wire) $125
Climate Control 
Interior air filter$0 
Rear air vents$100 
Rear air vents with manual controls $150
Rear HVAC unit $400
Rear wiper $175
Exterior 
Body kit$0 
Bodyside cladding $350
Bright-finished exhaust tip(s)$25 
Deep-tinted rear windows $275
Laminated front side windows $200
Painted brake calipers (optional)$0 
Panoramic sunroof$1200 
Rear spoiler$200 
Running boards $350
Sunroof $900
Tow hook(s), front $40
Wheel-lip moldings $75
Infotainment 
Aux input$50 
Bluetooth audio streaming$25 
Bluetooth cell phone link$100 
CD changer, in-dash $325
CD player$125 
HD radio$50 
MP3-compatible player$50 
Rear seat audio controls $25
Satellite radio$200 
Traffic information$25 
Instruments, Lights, and Mirrors 
Analog clock $25
Conversation mirror $25
Mirror tilt-down in reverse $25
Speaker lights$100 
Seats and Interior Trim 
Aluminum trim$100 
Heated second row seats$200 
Illuminated door sill trim plates$200 
Manual recliner, second row seats $75
Power height adjuster, passenger seat $100
Power lumbar adjuster, passenger seat $100
Power tilt adjuster, passenger seat $100
Power-folding third row seats $1000
Suspension, Wheels, and Tires 
Air springs, auto-leveling $700
Sport suspension (upgrade)$0 
Transmission 
Steering-wheel-mounted transmission controls$100 
Total Value of Features$5,050$8,540
Value of Feature Adjustments$0$3,490
Value of Feature Adjustments0-3,111

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See a complete comparison of Kia Optima vs. Lincoln Navigator features.

Specifications Comparison: Kia Optima vs. Lincoln Navigator

Model Year20122006
ModelOptimaNavigator
Body4dr Sedan4dr SUV
Wheelbase110.0 in118.8 in
Length190.7 in207.5 in
Width72.1 in78.7 in
Height57.3 in77.7 in
Curb Weight3,207 lb.5,556 lb.
Fuel Capacity18.5 gal.28.0 gal.
Row 1 Headroom40.0 in39.6 in
Row 1 Shoulder Room57.2 in63.3 in
Row 1 Hip Room54.7 in57.9 in
Row 1 Legroom45.5 in41.2 in
Row 2 Headroom37.6 in39.7 in
Row 2 Shoulder Room55.7 in63.4 in
Row 2 Hip Room54.5 in58.0 in
Row 2 Legroom34.7 in38.7 in
Row 3 Headroom0.0 in37.8 in
Row 3 Shoulder Room0.0 in52.3 in
Row 3 Hip Room0.0 in50.2 in
Row 3 Legroom0.0 in36.3 in
Cargo Volume,
Minimum		15.4 ft318.3 ft3
Cargo Volume,
Behind R2		15.454.6 ft3
Cargo Volume,
Maximum		15.4104.8 ft3

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See a complete comparison of Kia Optima vs. Lincoln Navigator specs.

Option Package Details
Kia Optima SX

Limited Package
FeatureValueRequested?
Upgraded leather upholstery-450No
Wood trim300Yes
Leather seating surfaces450Yes
Wood/leather-wrapped steering wheel150Yes
Additional chrome trim0No
Upholstered door panels, leather250No
Chrome-plated alloy wheels500No
Painted brake calipers (optional)0No
Total Requested90075%
Total Not Requested30025%
Premium Package
FeatureValueRequested?
Heated front seats200Yes
Heated second row seats200No
Cooled or ventilated front seats300Yes
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Memory system, driver seat200Yes
Panoramic sunroof1200No
Power-folding mirrors50Yes
HD radio50No
Infinity, 550W, 12 speakers (with subwoofer)350No
Rearview camera200No
Voice control for external devices0No
SMS text-to-speech reader25No
Bluetooth audio streaming25No
Media drive, small5No
Total Requested95032%
Total Not Requested205568%

Option Package Details
Lincoln Navigator Ultimate

THX-certified, 300W, 9 speakers (with subwoofer)
FeatureValueRequested?
THX-certified, 300W, 9 speakers (with subwoofer)350No
Navigation system600Yes
Voice control for nav and audio100Yes
Total Requested70067%
Total Not Requested35033%

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See TrueDelta's information for all Sedans and Wagons.
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