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Kia Optima vs. Lincoln Navigator Price Comparison (MSRP)

The sticker prices, before adjusting for remaining feature differences. Usually these are the numbers you will see on the window stickers.

Models in short supply often sell at or even above these prices.

Kia Optima vs. Lincoln Navigator Invoice Comparison

Lowest Total Price: $24,835

Kia Optima EX   
Difference: $31,335

Lowest Total Invoice: $23,030

Kia Optima EX   
Difference: $27,474

Calculate Payments

  Down Payment Interest Rate Term
Model Year20092006
ModelOptimaNavigator
TrimEXUltimate
Body4dr Sedan4dr SUV
Base Price $20,690 $52,355
Base Invoice $19,255 $47,168
Convenience Package 970  
Premium Package 1,300  
Navigation system 1,200  
THX-certified 300W 9 speakers   2,995
Convenience Package 865  
Premium Package 1,160  
Navigation system 1,075  
THX-certified 300W 9 speakers   2,516
Options (change) 3,470 2,995
Options (change) 3,100 2,516
Destination 675 820
Total Price $24,835 $56,170
Total Invoice $23,030 $50,504

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While we strive for accuracy, the site is not error-free, and prices can change at any time.

Dealer Price Quotes

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Request free, no-obligation Kia Optima dealer quotes or Lincoln Navigator dealer quotes from dealers using our car quote form.

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TrueDelta Value Comparison: Kia Optima vs. Lincoln Navigator

Lowest Adjusted Price and Invoice: Kia Optima EX
TrueDelta Adjusted Price Difference: $24,920
TrueDelta Adjusted Invoice Difference: $21,706
Model Year20092006
ModelOptimaNavigator
TrimEXUltimate
Body4dr Sedan4dr SUV
Engine175hp I4300hp V8
TransmissionT5A6
DrivetrainFWDRWD
EPA Fuel Economy (city/highway)22/32 MPG13/18 MPG
Audio (watts, speakers)360, 7300, 9
Tire (rear if not all the same)215/50-17255/70-18
Total Price$24,835$56,170
Adjustments for Features0-6,415
Feature-Adjusted Total Price$24,835$49,755
Total Invoice$23,030$50,504
Adjustments for Features0-5,768
Feature-Adjusted Total Invoice$23,030$44,736

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Features Comparison: Kia Optima vs. Lincoln Navigator

Model Year20092006
ModelOptimaNavigator
TrimEXUltimate
Body4dr Sedan4dr SUV
Transmission and Drivetrain 
5-speed manually-shiftable automatic$1000 
6-speed automatic $1000
FWD$0 
RWD $0
Accessories 
Keyless entry keypad $50
Power flip-out rear side windows $125
Power liftgate $350
Sunshade, rear$125 
Tilt steering wheel, manual $150
Tilt/telescoping steering wheel, manual$250 
Brakes, Airbags, and Other Safety 
Active or whiplash-reducing head restraints, front seats$0 
Front side airbags$350 
Obstacle detection, rear $250
Rollover sensor $50
Cargo Management 
Cargo organizer $100
Class III trailer hitch $250
Roof rack $300
Second-row high console $250
Trailering equipment (4 wire) $125
Climate Control 
Dual-zone climate control $125
Interior air filter$0 
Rear air vents with manual controls $150
Rear HVAC unit $400
Rear wiper $175
Exterior 
Bodyside cladding $350
Bodyside moldings$75 
Deep-tinted rear windows $275
Laminated front side windows $200
Running boards $350
Tow hook(s), front $40
Wheel-lip moldings $75
Infotainment 
Aux input$50 
CD changer, in-dash $325
CD player$125 
MP3-compatible player$50 
Rear seat audio controls $25
Satellite radio$200 
Voice control for nav and audio $100
Instruments, Lights, and Mirrors 
Analog clock $25
Conversation mirror $25
Mirror tilt-down in reverse $25
Power-folding mirrors $50
Seats and Interior Trim 
Cooled or ventilated front seats $300
Leather-wrapped steering wheel$150 
Manual lumbar adjuster, driver seat$50 
Manual recliner, second row seats $75
Memory system, driver seat $200
Power height adjuster, passenger seat $100
Power lumbar adjuster, driver seat $100
Power lumbar adjuster, passenger seat $100
Power tilt adjuster, passenger seat $100
Power-folding third row seats $1000
Wood trim $300
Wood/leather-wrapped steering wheel $150
Suspension, Wheels, and Tires 
Air springs, auto-leveling $700
Total Value of Features$2,425$8,840
Value of Feature Adjustments$0$6,415
Value of Feature Adjustments0-5,768

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See a complete comparison of Kia Optima vs. Lincoln Navigator features.

Specifications Comparison: Kia Optima vs. Lincoln Navigator

Model Year20092006
ModelOptimaNavigator
Body4dr Sedan4dr SUV
Wheelbase107.1 in118.8 in
Length189.0 in207.5 in
Width71.1 in78.7 in
Height58.3 in77.7 in
Curb Weight3,197 lb.5,555 lb.
Fuel Capacity16.4 gal.28.0 gal.
Row 1 Headroom39.8 in39.6 in
Row 1 Shoulder Room57.1 in63.3 in
Row 1 Hip Room54.5 in57.9 in
Row 1 Legroom43.7 in41.2 in
Row 2 Headroom38.0 in39.7 in
Row 2 Shoulder Room56.3 in63.4 in
Row 2 Hip Room54.7 in58.0 in
Row 2 Legroom37.8 in38.7 in
Row 3 Headroom0.0 in37.8 in
Row 3 Shoulder Room0.0 in52.3 in
Row 3 Hip Room0.0 in50.2 in
Row 3 Legroom0.0 in36.3 in
Cargo Volume,
Minimum		15.0 ft318.3 ft3
Cargo Volume,
Behind R2		15.054.6 ft3
Cargo Volume,
Maximum		15.0104.8 ft3

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See a complete comparison of Kia Optima vs. Lincoln Navigator specs.

Option Package Details
Kia Optima EX

Convenience Package
FeatureValueRequested?
215/50VR17 tires400No
Heated front seats200Yes
Power recliner, passenger seat100Yes
Power fore-aft adjuster, passenger seat100Yes
Sunshade, rear125No
Power-adjustable pedals125Yes
Total Requested52550%
Total Not Requested52550%
Premium Package
FeatureValueRequested?
Sunroof900Yes
CD changer, in-dash200No
Infinity, 360W, 7 speakers (with subwoofer)350No
Total Requested90062%
Total Not Requested55038%

Option Package Details
Lincoln Navigator Ultimate

THX-certified, 300W, 9 speakers (with subwoofer)
FeatureValueRequested?
THX-certified, 300W, 9 speakers (with subwoofer)350No
Navigation system600Yes
Voice control for nav and audio100No
Total Requested60057%
Total Not Requested45043%

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